How can I calculate when I’ll catch-up on retirement I’m 40 years old, I make $100k per year and I have $147k in retirement. I’ve been investing 15% into VTSAX/VTI + 2% employer match. Starting this year I will max out HSA & Roth IRA. If I stretch my budget paper-thin I can increase my 15% to 25% & max out 401k too. How do I figure out how long it’ll take me to catch up at this rate vs. how much s…

How should I calculate how much I should spend on a car when I get mileage reimbursement for work? I have been driving shitboxes all my life and want to treat myself to something better. I know the rule of them to comfortably afford a car is 10% of your income. Now I feel that this is more for a regular person, one who eats the cost of the vehicle entirely as they use it as a commuter car. With the amount of miles I drive I get about $1,800 …

Global sellers, how do you calculate your shipping cost? I’m currently shipping my goods domestically. Easy, just one simple flat shipping rate to deal with. No biggie! But my business is growing and there’s a lot of opportunities inside and outside of the European Union. That means I would have to deal with multiple flat shipping rates (per weight/size class) that can be different per country (even w…

Trying to calculate new job 401k match compared to old job Hi all, sorry if there is a calculator out there but I can’t remember what formula to use to compare matching for 401k. Old job: 50% on up to 4% of salary contributions will be matched on 100k salary New job: 100% of the first 2% of salary contributions will be matched, then 45% on contributions above 2% and below 8% (the next 6% effectively). o…

How can I calculate how much mortgage I can afford? I have no debts. I have a good job. I have an idea of how much I can spend a month, but not clear. For example, there’s the 28% rule. But I don’t see how ANYBODY can make that happen these days. After that, there are a lot of calculators but they all ask for monthly debt. I probably spend $1500-2000 a month on my credit card and pay it off every…

Where do you keep track of your expenses and calculate profits? Hi guys, I’m a beginner clothing brand owner. I would like to start keeping an account of my business finances, but I don’t know the best way to do it. How do you keep track of your finances, do you use excel or any apps or maybe hire someone? I would be glad to hear any advice or opinions from you. Much love! submitted by /u/business_war…

Help me calculate whether renting or selling is the better option We moved into a new home and our old one is currently on the market. It was sold 3 days after listing, but our buyer backed out a week before closing and we relisted last week. We owe $144,500 on the home and have it listed at $225,000. It was sold at $220,000 with the previous buyer. If we get $220,000 again, we will pocket around 67k after rea…

I want to get a photo printed but I’m not sure how to calculate if the photograph will fit in the dimensions I want? I have a couple of pictures I want printed large scale to be a poster on my wall. I have an idea of the general size I want the end poster to be but I’m not sure how to see if the current resolution my photos are in will fit that size or if I need to crop a bit to make a better fit to the end goal size. Im ok with cropping sides and top/bottom i…

How does one calculate contribution % to max 401k when salary changes in the middle of the year? I’ve tried using calculators but they all ask for gross annual pay and bonus and the year of contribution. But I don’t know which salary I should use because mine changes at around March/April and some bonus. Also, should I enter pre-tax salary and bonus or what I actually received? So how does one calculate % of paycheck to contribute to ensure…

How did you calculate how much to save for retirement with a mortgage? How did you calculate how much to save for retirement with a mortgage? I’m in the early stages of the home buying process – still saving – and I don’t feel confident in how to determine how much of a mortgage I can afford while also saving for retirement. I haven’t been putting much towards retirement the last two years because I’m saving for a…

How to calculate NPV in Excel? Im still learning this so say for this example how would i go about it: Say I have an initial cost of 20,000 and cash flow of 30,000 per year for 5 years with an interest rate of 0.5%… How do I calculate the NPV in excel? submitted by /u/Loud_Marsupial_4667

How do I calculate ownership percentage of my house with my spouse? Wife and I split our finances 50/50 and we are going to be selling “my” house in the coming months and I’m struggling to calculate how much we each “own”. Here’s the details. I bought the house for 224,500 before I met my wife. When she moved in, the loan balance was 170k. When we sell the house the balance will roughly be 157k. My thought was t…

How do I calculate my Roth IRA investments. If I’m 30 and I put $50 into my Roth IRA weekly how much will I have accumulated in 25 years? How do I calculate that? submitted by /u/angrycactus92

Judge orders Google to calculate the costs of Epic’s biggest Play Store demand Photo illustration by Cath Virginia / The Verge | Photos by Philip Pacheco, Bloomberg, Getty ImagesDespite Epic Games’ surprise win at trial, I was skeptical that Judge James Donato would seriously consider forcing Google to let the Epic Games Store live inside its own Google Play Store, and give it access to every app inside Google Play. Those …

Judge orders Google to calculate the costs of Epic’s biggest Play Store demand Photo illustration by Cath Virginia / The Verge | Photos by Philip Pacheco, Bloomberg, Getty ImagesDespite Epic Games’ surprise win at trial, I was skeptical that Judge James Donato would seriously consider forcing Google to let the Epic Games Store live inside its own Google Play Store, and give it access to every app inside Google Play. Those …

How does one calculate capital gains tax when withdrawing from a brokerage account? I have about $44k in a brokerage account that I’m planning to take out to put into an HYSA – this money is meant for a house down payment at “some point” in the future (my partner and I haven’t quite nailed down where we’re going to be living long-term, we’ve moved around a fair bit) and I’m not entirely sure I feel comfortable leaving it in the…

How to use your Apple Watch to calculate the tip and split a check at a restaurant Your Apple Watch can calculate the tip and split the check for you.

How do I calculate MAGI? I’m afraid of being over the limit to contribute to Roth IRA. I earn 180k/yr, head of household status, and earlier this year I maxed my Roth IRA. Due to a legal battle to retain full custody that’s cost me 20k so far, I have not been able to contribute as much as I wanted to my 401k. Here’s my details for what I expect by end of year with current contribution rates: HSA: 6500 (employer puts in 100/mo) 40…

How can I calculate how much of a “pay cut” I’m able to withstand? Recently fired and pregnant I was just fired from my job at five months pregnant. My base salary at my previous job was $135,000 per year plus a 10% annual bonus that was not guaranteed although we’d never had problems hitting our metrics so I was getting that bonus in the 11 months that I was employed there – it was paid quarterly. So far the bonus money had only been use…

Public Employee – How do I calculate my savings rate and retirement goal? 30 year old local municipal employee in NV. Have 5 years of service and ~70k in a PERS account (2.25xService Credit pension benefit). My employer contributes 29% of my gross income to PERS and my salary is not reduced. Max I could earn after 33 years of service credit is 75% of my highest income averaged over 36 months in retirement. I’ve built …