Help, getting persuaded into buying a home Hi, long story short my parents are retiring and are downsizing in to a smaller home. The current house my siblings and I grew up in are set to be put on the market by next month. There has been talks about my siblings and I purchasing the house and splitting the payments between us. We are all moved out and are renting places ourselves and at …

Budget Sanity Check – Mid 20’s VHCOL Couple Buying in North East Hi all – Looking to validate if my budget is sound here. Some facts about our situation: Gross income is $300k combined His: 176k Base + 52k RSU + 15% of base bonus (usually ~20%) = ~$254.4k 25 y/o in Big Tech Hers: 53k base + 5% bonus = ~55.5k 24 y/o in Media Joint Total Comp: ~$300k Joint Base: $229k Located on Long Island (Greater…

Buying Used Is Now The ‘New Normal’ As New Car Prices Rise 21 Percent In Five Years Good morning! It’s Tuesday, November 5, 2024, and this is The Morning Shift, your daily roundup of the top automotive headlines from around the world, in one place. Here are the important stories you need to know. Read more…

Buying First Car – Seeking Advice Hi, I’m a 20-year-old female college student looking to buy my first car. For the past year, I’ve driven my cousin‘s car while he’s been away. The deal has been that he pays off the car while I pay for insurance (we’re both on his policy). Insurance is about $470/m and gas is about $30/m, so I pay about $500 monthly. Commute is about 4 miles a d…

Seeking advice on how to go about buying my first home in Melbourne Australia I am 27 single and currently have an emergency fund of $15k. My savings are currently at 60k in ubank I also have 10k currently in my main account. I’m saving up for a house but it really doesn’t seem like I’ll ever be able to afford it. I currently earn about 4400/month When I checked online about my borrowing power it said I could borrow aroun…

Buying Property during Residency We live in a VHCOL area where rent is ~$3000+ per month. I have found a mobile home in the $200s which would make our mortgage alone would be around $1800 a month. We would be there for four years and plan on leaving the area post residency and I am unsure if this is a smart financial decision or not. Any advice is welcome! submitted by /…

Teslas Lose Value And Parts In This Week’s Car Buying Roundup Depreciation is the number one consumer cost when it comes to buying a new car fresh from the factory. This has always been the case, as vehicles tend to lose a significant chunk of their value from the moment you take possession. That’s even more true in the world of luxury cars and doubly (trebly?) so when it comes… Read more…

Buying a House in 2026 Hello, 28m and 25f Looking to purchase a home in 2026; given we are retirement heavy, how much home do you think is reasonable given our circumstances? Currently renting at $1900/mo and will outgrow soon. I hear so many different statistics about no more than 3x income, monthly payment no more than 25% of gross., etc. and wanted to get some th…

Buying a car from family — Personal loan or car loan? My car just got totaled in an accident. (Everyone is okay.) My insurance payout is $0 because I only have minimum/liability coverage. I’m going to buy my mom’s car from her for approximately $10,000. The car is really worth closer to $14,000 according to Kelley Blue Book. I will need to take out a $10,000 loan to pay her. I am a student right no…

Buying a used car vs new car Conflicted between buying a used vs new Mazda. Used 2023 model with cpo: 22.5k USD with 23k miles. Original MSRP: 26.6k USD New car 2024 model would cost approx 27k The car has depreciated by almost 20 percent but does seem to have a lot of miles for a year of usage. Does it make sense to go for used or spend 5k and go for a new one. submit…

Doing the Salkantay Trek + buying Macchu Pichu tickets online? Hey everyone, I’m about to take my first solo trip to Peru and plan to do the Salkantay Trek. I’ll be booking the tour in person 2-3 days before and wanted to get my Macchu Pichu ticket in advance to get a better Circuit incase they sell out when I’m there. Would I need to buy the circuit tickets for the day I THINK I’ll be hiking up to Machu P…

Buying advise Canon/Sony ? Hey, I’ve currently been looking at adding something new to my kit as my sports photography will soon be used for professional purposes and I think its time to build up my setup, I currently have the Canon 80d with 70-200L F4 non is and 1.4x iii , with my current budget i could afford either a Sony A6500 with a 70-350mm, Canon 90d, Canon 70-200L…

Camera Buying Recommendations for new dad? Hi all – Looking for camera recommendations. Budget around $1,000 or so in US dollars. But if I can keep it less, cool. I know near zilch. Spent an hour reading online and some Reddit posts. Wanted features: a well rounded, easy to use camera, IBIS, autofocus, easy to transfer photos off camera, easy to recharge too. I guess EVF/mirrorless Car…

Before Buying Furniture for my Bedroom, can I get a vibe check on my ideas? I just painted my room green (shamrock from SW) and before I buy more furniture I wanted opinions and to see if Im nuts about my plans. Ignore the Katana, a parent bought it. Generally want a cozy and bookish atmosphere, planning on shelves and a large, large desk opposite the fireplace. Fabrics and accent decorations, warm tones and lighter gre…

What tips do you have for buying a second-hand camera and lens? How many lens do i need for what I’m looking for? Seeking Advice: Buying a Used Camera and Lens as a Beginner So I’ve decided to take up photography as a hobby for weekend adventure and a chance to learn a new skill. It’s also been years since I’ve tapped into my creative side, and I feel like there’s a void that needs filling. The initial plan is to go and explore around my home in Cornwall, …

Buying a camera for my partner, is this Canon t3i a good deal? Is this a good starter camera? & Is this a good deal? For reference I know nothing about cameras or photography but my partner has been all about it her whole life but her best camera has been her smartphone, which she has still been able to take fantastic shots with. I want to get this as a Christmas gift/ college grad gift but dont know if its…

Is this fungus under my lens? This is the first time I’m buying a camera lens different from the kit lens. I bought this used on eBay. submitted by /u/Outrageous_Bid_6196

Thinking of buying a used Nikon D7100? Hello, I’m pretty new to photography and have basic knowledge on lenses etc… (I know editing pretty well tough) I was thinking to buy a camera for personal shots, vacations, family. One guy in my city is selling a Nikon D7100 with two lenses (18-105 mm and 50mm f/1.8D) for 350 euros (might be able to get it for 320 with negociation) I think it…

Buying aunts/uncle home who have a reverse mortgage FYI: Lots to unpack here, but I’ll do my best to lay it out logically. Background: My wife and I are ~40 y/o, make about $300,000 yearly combined, and currently owe about $50,000 on our home and have minimal debt otherwise. We have about $450,000 cash on hand, and have chosen to not pay off our home because of our low interest rate and how high …

I’m potentially buying my first vehicle from a private owner and mechanic I just need some help as this is my first time buying a vehicle and I have no one to help me through this process. The car I’m potentially buying is owned by a guy that fixes up and sells used cars. It’s about an 1hr 30min drive to meet up with him. Some of my questions are… How do I legally drive the vehicle home with me? I don’t have car ins…