#buying

Buying a house in medical school

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Buying a house in medical school I’m in an unusual position and am looking for some advice. I am the beneficiary of a trust that pays for costs of schooling as well as costs of living while attending school; this includes a mortgage payment. If I am not attending school the funds are inaccessible until I am 55. I was recently accepted into medical school and I have around $100k…

Reddit Personal Finance 1.1k 2024-12-13

26 living with parents. Is buying a home a bad idea?

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26 living with parents. Is buying a home a bad idea? No debt. Car paid off. Single. No kids. 25k in total cash. 10k in CD matures in Feb with 10.5k. No roth or 401k or any other investment accounts. CDL B Driver. Income: 40 hour work week nets me ~900. More often than not I do overtime. So my weekly pay can fluctuate from 900-1200 net pay. Car insurance: 130/mo Gas: ~200/mo Phone: 40/mo Gym: 45/…

Reddit Personal Finance 481 2024-12-11

Would I benefit from buying a proper camera? Pretty new to photography.

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Would I benefit from buying a proper camera? Pretty new to photography. Hi people of reddit, I’ve been getting more interested in photography for the past few months and I have just been using my Pixel 7 for all of my pictures, and I was wondering if upgrading to a more proper camera (I’ve found a decent deal on a Lumix S5 II with a 50mm and 35-70mm kit lens (~€1700)). You can find some of the pictures I’ve taken be…

Ask Photography 1.0k 2024-12-10

We’ve Got Great Products, but No One’s Buying

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We’ve Got Great Products, but No One’s Buying We worked with a small online store selling handmade home goods. Their products were gorgeous, but their sales? Not so much. They came to us with a big question: How do we get people to care about what we’re selling? Our game plan: Stop selling, start connecting. Instagram Reels: Showed their products in action—think lazy Sunday mornings with …

Reddit Social Media 802 2024-12-07

18 y/o, will be going to college in the fall as an independent, considering buying a car

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18 y/o, will be going to college in the fall as an independent, considering buying a car Turning 18 in 3 weeks, I have 11k in savings and will be going to college on my own dime without scholarships and grants, I’ve been contemplating getting my own car for a while now but I’m not sure on if it’s financially wise, I haven’t been insured before. I make 20.32 and hour and live in Colorado, any advice would help! Edit: I don’t belive t…

Reddit Personal Finance 721 2024-12-06

Buying a house to build equity for the purposes of upgrading in 5 years doesn’t seem to make sense today, does it?

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Buying a house to build equity for the purposes of upgrading in 5 years doesn’t seem to make sense today, does it? I’m having to move for a job. Sold my house and will have 120k leftover for down payment. I was hoping that this next move would be the “forever” house that my kids would grow up in. But houses are justslightly out of range given the current housing market. I could get a lesser house with the purposes of upgrading in a bit, but it seems like wit…

Reddit Personal Finance 487 2024-12-06

While buying a new house, sell or rent out the current house ?

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While buying a new house, sell or rent out the current house ? Me(42) and my wife(40) are building a new house in Des Moines, Iowa. It would cost us around 750k. We are planning to put 170k as the downpayment. Our combined annual gross income is 260k. We are already maxing out on retirement contributions. And have close to 500k combined in our retirement accounts. We have two kids 9 and a 3 years old. We ow…

Reddit Personal Finance 1.1k 2024-12-05

Is it worth buying a house now at my age?

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Is it worth buying a house now at my age? I’m mid 40s with two young kids. currently renting. if i buy a home now i likely won’t have it paid off before retirement age (assume a 30 year fixed loan which is all i’d do). i’d have to hope and pray that it hasn’t lost value when the time comes to downsize and when i’m living off of a smaller retirement income. pros would be a bit of stabil…

Reddit Personal Finance 1.0k 2024-12-04

Is there a Buyer scam in which buying and returning items to clean money or other cons?

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Is there a Buyer scam in which buying and returning items to clean money or other cons? Trying to figure this out for a few years now at different ecommerce businesses I’m employed (one for car parts, one for apparel): Buyer buys an item. Oddly, they are often the same specific thing amongst different buyers across the country. They immediately return the item upon getting the item shipped (successfully) to them. They don’t even o…

Reddit ecommerce 616 2024-12-04

Anyone buying secondary or person cameras this weekend? Or in general? What qualifications do you look for? A cheaper one you don’t have to worry about? Or something that does everything the main does?

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Anyone buying secondary or person cameras this weekend? Or in general? What qualifications do you look for? A cheaper one you don’t have to worry about? Or something that does everything the main does? I didn’t get the deal I wanted on my first choice so I’m looking around for a second camera to buy first. I had been planning on the R8 and would have been happy buying it a month ago for 1k and I even tried to grab an L lens but that was thwarted by a CAPTCHA. I know I would end up with a second camera anyway, whether for personal use or as a b…

Ask Photography 634 2024-12-03

Coinbase Onramp Now Supports Buying Crypto With Apple Pay

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Coinbase Onramp Now Supports Buying Crypto With Apple Pay Cryptocurrency platform Coinbase today announced the launch of a new feature designed to let people buy cryptocurrency using Apple Pay. ‌Apple Pay‌ is available for all fiat-to-crypto purchases (aka paper currencies like the U.S. dollar) in Coinbase Onramp, a tool that developers and websites can use to accept crypto payments from customers. …

Mac Rumors 1.1k 2024-12-03

Buying house for parents: best structure?

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Buying house for parents: best structure? Hi all, My sister and I are seriously thinking about buying our parents a house. We’re looking for some advice on the best approach/structure for such a purchase. This is our background: Nobody in our family owns property currently. My sister and I are very comfortable ($200k+ incomes each for the foreseeable future). We have significant liquid…

Reddit Personal Finance 937 2024-12-02

Overwhelmed buying life insurance.

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Overwhelmed buying life insurance. Hello, I’m an early 40s single father to a young child. I want to ensure my kid doesn’t struggle financially if I die unexpectedly. I have been getting term life quotes that have just been wildly across the board in terms of premiums, coverages and payouts and I don’t know what the heck to be looking for! I’m in pretty decent health but I do tak…

Reddit Personal Finance 385 2024-12-02

Help with upsidedown truck and buying a house

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Help with upsidedown truck and buying a house Hi everyone, I need some advice. I have a truck that I am upside down on by around $25,000. I know I made a mistake and I was dumb when I got it and thought I could afford it, but I have realized that I cannot. I have graduated college and I have realized I cannot afford my truck, rent, utilities, and everything else. What can I do to either ge…

Reddit Personal Finance 592 2024-12-02