How much “extra” should you leave in your savings when buying a house? I’m gonna start looking at houses this fall when my savings will be at $70k. My plan is to do $45k down, closing costs estimates are $5k-$8k, and 3% to a realtor at the top of my budget will be $7.5k for a total of ~$60k up front. My plan was to keep the extra $10k in my savings so I’m not totally screwed if something unexpected happens, but I d…

Switching to full-frame, buying advice needed. Hi there, As title says, I’m looking for advice which body/ecosystem should I switch to. Equipment so far: I’m a happy owner of a Lumix GX80 with a variety of M4/3 (Kit 12-32, Lumix 45-200, Samyang 12/2.0) and some vintage lenses (Canon FD 50mm/1.4, Helios 44-2). I also have a vintage Praktica LTL to use with film. For postprocessing my digital …

Buying house with family My aunt and uncle are selling there house for 225k, they cannot use the stairs any more and have to downsize… Me 24m and my mom (50ish) have around 85k saved up, but wouldnt like to use all of it… This house would easily be big enough for both of us and my siblings who are 17, 19, and 22… The house is around 2-3k square feet it is a big ho…

Is Buying A New Car Worth It? This is probably more about the art of buying a car, than the finance. But I didn’t know where else to ask. My wife and I are having our first child next month, and we’re in need of a second car. We really like Toyota Rav4’s, so we started looking at used late models because I was always told the car loses a ton of value as soon as it drives off…

Twitter tried to goad businesses into buying more ads so they can stay verified That’s certainly one way to try and draw in more advertising revenue. | Illustration: The VergeAccording to a report by The Wall Street Journal, Twitter (now called X) started offering some advertisers in the US and UK a 50 percent discount on video ads running beside trending topics under the platform’s “Explore” tab earlier this week, “among o…

Buying out house in divorce I’m going through a divorce and have 160k in equity for our shared home. I have a 3.375% interest rate which would jump up to a 7% interest rate with a refinance. I do not have any available funds to personally buy out her equity so I would have to refinance the home. I believe I could take out a heloc, if she agrees, at 8% for 10 years for her …

Seeking advice on buying my first camera Hello there, I’m looking to buy my first real camera asap. I want a mirrorless aps-c camera and a lens for under 1000 euros. Even though i’d love to take photos of people and animals with a telephoto lens, I think I should just buy a standard 18-50mm kit lens (a bit worried about if their max aparatures are low enough for portraits and low-light…

Nervous about buying a car My wife and I are trying to buy a 2023 Honda Odyssey. We have 3 kids (aged 2, 6, 8) and our current car is tight on space. We’ve needed a new vehicle for 18 months but the market has been so crazy. It was supposed to get better in June but it didn’t. Now I’m hearing the end of the year. I don’t think I can delay my wife anymore. Is this just the…

Regarding buying Instagram and Facebook followers Hey, I just bought followers for my business instagram and facebook accounts only made for outreaching. Obviously those accounts will get shadow banned, but will this also affect my other accounts? Like my other business account who i regularly post content on? They are linked, as in i can just switch between the accounts pretty easily. the face…

LPT: Turn barcodes toward gas station attendants when buying cans Many gas station attendants will mindlessly grab your cans by the top, where your mouth will soon be, to scan them. This grosses me out. They should be trained not to do this as it is, but a hopeless dream. I have found this significantly lowers the chance of this happening. submitted by /u/RuXpin69

Is there anything on Voghion that’s actually worth buying? I used to buy from Wish, but I feel like no matter what I’ve gotten it’s always cheap junk that breaks easily. I’ve heard that Voghion has many cheap products. But I don’t want junk any more. Can you guys give me some recommendations? submitted by /u/wasii1230

Buying a bed, do I lease out the payments, or pay in full. I got about 5k saved up in savings right now, and im in the market for a new bed. Found a nice mattress on sale for $800 right now. All my bills are paid and caught up, dont have any immediate repairs needing done, or anything that would require a large some of money. My only debt is my car payment, i’m not struggling financially but typically o…

Buying used equipment I bought my first camera used and had a good experience (until my dog chewed off the built in flash), but it was less money. I am considering buying a pricier used camera that appears to be in good shape, but I’m a little concerned about spending nearly a thousand dollars with no guarantee. Have you done this? What precautions have you taken? Wh…

Anchor Brewery Workers Want to Save Their Company by Buying It About 39 unionized workers, who represent two-thirds of the brewery’s employees, agreed to pursue a bid to run it as a co-op, a union official said.

A Beginner’s Guide to Buying a Weightlifting Belt If you’re serious about lifting barbells, sooner or later you’re probably going to want a belt. Belts don’t prevent injury as people sometimes assume, but they do help you to lift more weight. This helps you to squat and deadlift heavier—thus get stronger—so they’re standard equipment for a lot of strong people. Read more…

Timing of buying an electric car So I just recently paid off my car. I have been wanting to purchase an electric car (likely Tesla Model 3), but I know cars are not a good investment and depreciate fast. I have been debating between keeping my paid off car for a couple years to save money without car payment. However, I have been going back and forth because of the $7500 tax cr…

Buying a house, are the numbers reasonable? My wife and I (late 20’s) are considering purchasing a single family home for $800k in the NYC suburbs. If we put 25% down, we’re looking at a 30yr fixed payment of about $5000/mo including tax and insurance. We do not currently have kids, but would like to try for one or two over the next few years. We have $400k in cash in a HYSA.   Income …

What specs to look for my requirements before buying Hello, I am interested in buying a low budget camera, with the main purpose being to take photographs of my clothing brand. So I guess portrait photography. With additional bonus of taking some nice nature photos as well. But I have no idea about what specs I should look for when searching the the right equipment. Can anyone guide me through so…

What age should i consider buying a Life Insurance. Im a 23 y/o guy who started earning like an year ago. I earn around 10 LPA (ie ₹ 1,000,000 per annum). I drink occassionaly , and smoke daily and exercise daily. When should u consider buying bcs i heard buying it early can save you money on premium later on.I wanted to know weather buying one would be a wise dexision now or not.If yes what are …

Buying a house in cash and quitting full time job? My partner and I both have bachelors degrees and a decent amount of liquid cash saved up at $225K total. We can probably get more from our families also. We’re currently renting at $2,300 a month, she’s been laid off for 5 months, and I’m seriously considering quitting my job when our lease is up in 3 months due to severe burnout and mental fati…