Need advice on car buying, not normal situation So maybe it is normal? Don’t know lol. Beginning of Sept I was rear-ended by a teenage girl whom didn’t have insurance. I live in a small town and luckily her father works at a car dealer and has given me a vehicle to drive with no cost to me or billed to my insurance. So here’s the issue we had a vehicle that I will receive 5000 for. He has sta…

Buying a car- is this interest rate fair? I’m purchasing a 2020 civic w/

Car buying advice (23 year old) Hi all, I am looking for some advice on buying a car (I don’t already have one) as a 23 year old new grad, just moved to a new VHCOL city. Background: – ~35k NW – 100k salary The two main options I am trying to decide between now are Buying a new 2023 Chevy Bolt EV MSRP 26.5k Eligible for 7.5k tax credit, 2k state incentive, $500 new grad disc…

What should I check for when potentially buying a used mirrorless camera? I’m planning to purchase a Sony A6000 from FB Marketplace and as a beginner have no idea how what to look for to make sure I’m purchasing a good working camera. Besides physically inspecting the camera, I will take a few pics and open them up on my laptop. Anything else I should be checking? submitted by /u/Surfer949

Leasing a car, then buying out the lease agreement? Hello everyone, I am looking for advice on what to do when it comes to leasing a car versus buying it. The following is what I “think” is going on. Once again, the following is based on what I know, which is not very much. This is my first time buying a car and I’ve had no one to really teach me it interest, leases, buying, financing, and all th…

Am I missing something about buying a manufactured home? Basically, my partner and I will come into a sum of money soon. Enough to buy a small manufactured home (made after 1976) up front. So after an inspection to make sure its in good condition, and once it is paid for (all at once, no monthly payments) is that… it? Is there nothing left to do but pay the utilities, insurance and property tax? We’…

Me, Buying a house? In this economy?! Dumb or just not smart So I’ll preface this with saying: Im a software engineer. The company has growing profits. My income: $125k (last two years taxes are a bit less, probably around $105k/year). With 80% positive will receive a 22% bonus in Q1, there’s a signed document on how bonuses are to be allocated. Loans / Debt Obligation: $25k in private student loans @ 2.8…

If the rule of thumb for house buying is it can only be worth 3x your income, what’s the rule of thumb for buying a car? Just wondering about the above. Say if my salary is 100k, most people would say I’d only be qualified for a 300k house (especially at today’s interest rates). But if I wanted to buy a car, what should that rule of thumb be? submitted by /u/ifeelsickx

Valkyrie Gets Approval to Start Buying ETH Futures For its Existing Bitcoin ETF The fund’s new strategy to combine ether and bitcoin will be effective formally on Oct. 3.

JPMorgan’s UK digital bank blocks customers from buying crypto From Oct. 16, Chase UK customers will “no longer be able to make crypto transactions via debit card or by outgoing bank transfer.”

Made a dumb mistake buying a car after school, but now to sell the car before moving across the country? I graduated university in 2022, made a really dumb financial mistake (which i regret) of buying a brand new car, on top of student loans, personal loans, and credit card debt after finishing school. (EDIT: for context I am currently making 50/hr working around 33-38 hours per week and get paid biweekly) I am starting a new job in San Francisco…

30 percent rule for buying a house Is figuring 30 percent of my gross income towards a mortgage/taxes/insurance still a good base to go off of for buying a house? I live in the NE USA and make between $110k-$115k yearly. Any input is appreciated! submitted by /u/Initial_Attitude_851

If you’re a beginner unsure about buying a camera, do it ! I was questioning wether to buy a camera or not, because I was scared it would be a dumb idea as phones have a good quality now. Well I’m super happy about it ! I’ve had it for almost 2 weeks now, and I’m so happy. The pictures aren’t incredible but it’s quite nice to go outside, I even met people thanks to it. So if you’re unsure, do it ! It’s…

85k Windfall but I can only use it on buying a home or an annuity. Which one? I am 33 years old and my father passed away 3 years ago and died penniless in a care facility. My grandfather passed away 1 year ago and… well he was quite a bit well off. All his kids and grandkids got a bit of money, but considering the unfortunate circumstance of my father, I was given quite a bit more. My Uncle (the executor of the estate)…

RX10IV vs iPhone 13 Pro for landscapes (not a buying decision) Hello Reddit, I went out this morning to shoot a little bit of landscape photography and I noticed that the iPhone does a much better job of keeping the sky and foreground object properly exposed compared to my RX10IV. I was wondering what the reason for this is? On the iPhone I took a picture of a flower in the foreground and the sky still re…

Buying GS1 barcodes. Different pricing on US and UK sites? Thanks in advance for the help! I am buying my first set of barcodes and need GS1. I need 35 codes. Initial fee on GS1 US site for 100 GS1 US GTIN is $750 with $150 annual renewal. It was suggested that I look at the GS1 UK site because they are more cost-effective. I’m a bootstrapper, so I am cautious on spend when possible. I didn’t think UPC’…

Is buying a house the best use of an unexpected inheritance? I had both my grandparents unexpectedly pass away in the last year. My mom recently informed me that once assets were appraised and sold, I’d be receiving around 250k. In recent months, I applied for a home loan but was left underwhelmed by only being approved for 75k due to the bank not formally recognizing GI Bill BAH as income. I had 30k save…

The Truth About Buying a $1 House to Fix Up Home ownership is a big part of most people’s dreams for the future, but with home prices are still going up and higher interest rates making mortgages unaffordable, it can seem like an impossible one—even when you look at the cheapest areas to buy. Read more…

Shamed for buying juvia’s place???!! I was at ulta yesterday looking at the juvias place liquid blushes display & this other lady was also looking at them next to me. I swatched the shade rosey posey on my hand & noticed she was giving me a death stare so I turned to her and said “i’m not crowding you am I?” & stepped back bc the display was quite small so we were definitely in eac…

How to reinvent your phone without buying a new one Image: William Joel / The VergeHi, friends! Welcome to Installer No. 6, your guide to the best and Verge-iest stuff in the world. (If you’re new here, first of all, hi, hello, welcome, and second of all, you can read all the old editions at the Installer homepage.) This week, I’ve been watching the wacky sci-fi series Command Z from Steven Sode…