What should be my first steps financially after buying first home? We just purchased our forever house. We have zero debt with 50 k in cash and almost 400k combined in 401k plus my pension benefits in 12 years. Ive moved into my second phase in saving where I want to build for our families future. submitted by /u/TommyMeekPickles89

What do you wish someone told ypu when buying your first camera? I’m planning on buying my first “real” camera. I’m thinking about the $1500 range all-in. What would you suggest for that price range? Should I get a cheaper body and more/better lenses? How much does a solid tripod cost? It’s all a a bit overwhelming and any advice is appreciated. 😅 submitted by /u/charlie_starlie

Super Mario Party is free when buying a pair of Joy-Con controllers The game is an oldie but goodie, especially with multiple people playing. | Screenshot: NintendoIf you have a sudden or anticipated need for Joy-Con replacements or additional controllers to supplement the pair that came with your Nintendo Switch, the ongoing Walmart Deals event is where you want to be. Until July 11th, the retailer is selling t…

Buying a new electric cooktop. How do I figure out if I qualify for the $840 rebate from the IRA? I am in NY if that matters. Thanks! Please point me in the right direction! submitted by /u/RioC33

Advice on buying a year of service credit in Pension Hello. I am 60 years old and I work in state government and I intend to retire in about two years. Right now I have the option of buying one year of additional service credit. I would receive an additional $3000 dollars a year, for life, in my pension if I did this. It would cost me 34,000 to purchase the additional one year of service credit ri…

Home buying / selling / renting advice We are moving from the west coast to the Midwest for family reasons. We own our home out here and have a 2.3% interest rate. We have a solid down payment for a house in the Midwest, but our buying power is in the toilet with the >7% interest rates. We lean toward being savers vs spenders, so considering the monthly payments, we are looking at …

Buying land that is connected to my property I have scoured the internet and cannot find a direct answer for this, so I’m coming here for help. A large plot of undeveloped land (14 acres) just went up for sale right next door to my current home which I have a mortgage on. I am wondering what the best route would be to purchase that land (I do not have enough cash to cover it). I am wanting…

Can buying a new car make sense nowadays? Used car prices are still with arm’s reach for some makes and models, especially Toyotas and Hondas. In such circumstances, does it make sense to buy a new car outright? Especially if you plan to compensate for any possible depreciation by driving the new car for its entire lifetime? With a Toyota, that could easily be 15+ years (or even 20+ yea…

Ugly Corvettes And $19 A Month Leaf Lease Deals In This Week’s Car Buying Roundup For as long as there have been electric vehicles, their critics have disingenuously argued that it’s impossible for EVs to ever take hold in the U.S. until the working class can afford to drive them. Despite that not having been a prerequisite for the proliferation of pricey trucks and SUVs, it’s been a pervasive… Read more…

Need honest opinion about buying an appropriately sized house or staying in our small one Please help, my wife and I are driving ourselves insane trying to figure out if this is a good idea or not. We are a single income household, and we bought in 2020 a 3 level split home at 2.5% interest. Our mortgage is $1210/month. We have two children, 6 and 14 months. Our 14 month old’s bedroom is considerably smaller than the other bedrooms,…

Directly buying real estate instead of investing in real estate? I own my own home and my retirement account is well funded (emergency funds, college funds, etc all doing well). I have a mix of stocks, bonds, and cash, but as there is no RE security for me to buy into at my 401k, I’m weighted a little heavier in bonds and cash than I would like. For a long time, I’ve wanted a vacation property and am curious …

A Guide to Buying Your First (or Next) Kettlebell There are so many types—and how heavy should you go?

LPT Save money on Disney souvenirs for your kids by buying them on Amazon before you visit the parks This LPT is inspired by my wife who pulled this off amazingly. We were headed to Disney with our 4 year old and we knew he was going to ask us for a stuffed animal and a bubble wand. For those not in the know, a bubble wand is probably $30 at Disney and stuffed animals are crazy overpriced inside the park. To combat this craziness she ordered …

LPT when buying a used car, have a dealer see if a GPS tracker was previously installed. They can disable your vehicle from starting Car wouldn’t start on Sunday and had to be towed 70 miles home. Starter and battery were fine. We found a Passtime GPS device probably installed in 2009 that broke and prevented the car from starting. They are very common with “buy here pay here” vehicle purchases to track and disable in the event of nonpayment; and very often not removed. Labor…

Buying established LLC. Currently does most sales through eBay. I want to convert to brand’s own site (Shopify?) – Few questions Hey all. Posted a bit already, and been researching for quite a while, but now that I’m ready to pull the trigger on buying this company, I want to get all my ducks in a row. To be as brief as possible: company does well, especially considering it’s just 1 guy, he’s only been doing it as a side-business working a day or so a week (for over 10 …

Buying a fun car and just can’t do it. I’m in between getting a fun car. It would be a 2017 audi r8. I’m 46 single. Divorced 2 kids. 200k income Do not own a home Combined Investments 401k stocks crypto 1.7m 320k liquid. I would pay cash for the car 105k. I really would like to buy but something is just keeping me. I’m not sure if it’s the unknown economy with where we have been h…

is buying a new (used) car a bad idea if I want to move out? I’m coming to a point in my life where I’m ready to move out, so to prepare I’m saving as much as I can while also in college. As of now I have a car already, a 2014 ford with around 120k miles. It works fine and we’ve done maintenance on it, and it is completely payed off. However the maintenance is starting to catch up, and I believe it’s time…

Buying a website (no real traffic but merchant Center) Hi all – so I already own and run several websites. They have merchant Center and google ads etc so I know what I’m doing there in how to operate. But I want to buy another site that has hardly any traffic but is accepted and has products on google merchant centre. Basically I want to buy it for the reason it’s GMC approved (has been since Nov …

Buying a lease, then selling next day to Carmax I have a Honda that I have leased and I’m getting near the end. I’m under on miles and have equity in the car. I would like to buy the lease and then turn around and sell it to Carmax the next day. The question is how can I get short term cash to do this? Carmax no longer buys out Honda leases. I would need to “borrow” $25k. I’d rather not work …

Weekend Car Buying Roundup June 29, 2024 For reasons unknown, a man named Salvatore Salerno chose to use a Willys “Hurricane” 2.6-liter inline-six cylinder engine to power his homemade sports car. The body, a fiberglass Devin shell, was draped over a Triumph TR-3 chassis and the full heart of the Willys was pulled out and transplanted into the lightweight… Read more…