#buying

What are the savings buying a used car vs leasing

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What are the savings buying a used car vs leasing Example Sensible lease 1k Down $300 a month lease for 3 years (Chevy trax, entry level Kia’s/Hyundai’s etc.) Used car: Lets say 15k? Interest rates on used is roughly 10% now. Say you put 4k down on a 15k car. This would be a car with decent reliability (2015~ Mazda 3, Civic, Camry etc.) you have to pay for repairs too. How much are you really s…

Reddit Personal Finance 1.2k 2025-03-04

Help with buying a new lens for landscape maternity photos?

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Help with buying a new lens for landscape maternity photos? Hi all, noob here looking for help with my next lens purchase. I recently bought my first camera and only bought a cheap lens to get started with, which has been great so far, but looking to upgrade. I’ve done some research and have some thoughts, but I’m still learning so would like some advice. I currently have a Nikon D5600 with a 28-80mm f…

Ask Photography 407 2025-02-25

Any disadvantage to buying a home with cash?

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Any disadvantage to buying a home with cash? I am currently having a home built on land that I own. I am financing construction costs with a construction loan. My plan has been to take out a mortgage on the new home (once it is complete) and use that mortgage (plus proceeds from the sale of my current home) to pay off the construction loan. However, have had some other investments perform…

Reddit Personal Finance 357 2025-02-23

Buying a new car, wise or not so wise?

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Buying a new car, wise or not so wise? Ahhh the question as old as time, or at least the last 40 years. I’m sure this has been asked a million of times but trying to set my mind at ease with such a fiscally involved decision. I’m 24, and just got back to the states after being international for work stuff. I need a car. My previous cars have all been used, paid for mostly by up-front…

Reddit Personal Finance 1.2k 2025-02-21

After looking, i’m honestly so turned off on buying a home anytime soon. The numbers make zero sense.

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After looking, i’m honestly so turned off on buying a home anytime soon. The numbers make zero sense. Okay, I don’t think the market is going to crash 40% like /rebubble thinks and you’ll be upside down for a decade. But after looking, the numbers literally make zero sense. Me and my wife have 20% for a downpayment saved and 70k left over saved (170k saved overall) for purchasing a home. So we can afford it. But it makes zero financial sense. I’…

Reddit Personal Finance 522 2025-02-20

HP is buying Humane and shutting down the AI Pin

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HP is buying Humane and shutting down the AI Pin Humane is selling “key AI capabilities” to HP for $116 million and will stop selling AI Pin, the company announced today. AI Pins that have already been purchased will continue to function normally until 3PM ET on February 28th, Humane says in a support document. After that date, Pins will “no longer connect to Humane’s

The Verge 680 2025-02-20

These Are The Cheap Cars That Consumer Reports Actually Recommends Buying

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These Are The Cheap Cars That Consumer Reports Actually Recommends Buying It’s no secret that new cars are expensive these days even if you don’t need something fancy. Heck, if you aren’t careful, you could end up spending more than $40,000 on a Toyota RAV4. That said, there are still plenty of new cars available that cost a lot less. The problem is that the cheapest new cars have… Read more…

Jalopnik 483 2025-02-18

Home Buying Tips? Not Sure What Ratio To Use

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Home Buying Tips? Not Sure What Ratio To Use I am in the market to purchase a home. What’s the maximum ratio (or percentage) people are using for home buying? 2x income? 28% of monthly pre-tax salary going towards the home? submitted by /u/emeraldcalipers

Reddit Personal Finance 1.1k 2025-02-18

Need help with buying a beginner camera?

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Need help with buying a beginner camera? I’m looking to buy my girlfriend a small portable camera thats not complete crap for around $300 for her birthday. She loves traveling and wants a camera that is not only portable and light but also produces pictures of decent quality. Any suggestions? submitted by /u/Helpful_Freedom_5958

Ask Photography 1.0k 2025-02-18

Buying a house in Costa Rica, seems sketchy…

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Buying a house in Costa Rica, seems sketchy… I have toured a house for sale in Costa Rica, the agent on the sign says that they do a private mortgage, with a contract where we have a payment schedule with previous owners, but no bank mortgage involved. This seems like an elaborate scam, but is this in any way normal in Costa Rica for buying a house? Thanks submitted by /u/painter_bu…

Reddit Personal Finance 646 2025-02-18

Advice on buying a house in my early 20’s

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Advice on buying a house in my early 20’s So I’m about to be 24 and have a professional job making about 52k a year pre tax in a pretty LCOL area. I currently still live with my parents but am thinking about moving out. The only dilemma I face is that most of the apartments in my area are kind of shitty and the decent ones are probably around the same monthly rent as what I would pay on…

Reddit Personal Finance 683 2025-02-17

Is it worth buying any filters to bring on my trip to Japan?

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Is it worth buying any filters to bring on my trip to Japan? I don’t own any filters for any of my lenses. I’ve just never felt like spending the money on them and the reviews on the cheap ones scare me lol I use a Fujifilm X-T3. I will probably mostly use my Sigma 18-50mm f2.8 and then also my Fujifilm 35mm f1.4. Would it be worth it to buy a CPL filter? For one or both lenses? Or I was looking at Tiffe…

Ask Photography 483 2025-02-16

LPT: When buying dishes test what sound silverware will make on them before purchase.

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LPT: When buying dishes test what sound silverware will make on them before purchase. Some plates and bowls are incredibly loud, and grating when metal scrapes against them. If you have any soun sensitive people in your life, or you yourself are, this can save you from buyers remorse and ear pain. I learned this after buying dishes that sounded like nails on a chalkboard. submitted by /u/HakubTheHuman

Life Pro Tips 602 2025-02-15

Buying a home – price around current temporary situation (ie daycare) or long-term?

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Buying a home – price around current temporary situation (ie daycare) or long-term? My wife and I both work and earn healthy salaries in stable jobs (or at least as stable as any job can be). Contributing 20% to retirement, no debt besides our current mortgage on a condo. We have a 1 year old and are planning to add to our family soon. Before that happens, we are hoping to move to a single family home in a desirable suburb. But…

Reddit Personal Finance 1.2k 2025-02-14

Which buying option and cameras make sense for me?

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Which buying option and cameras make sense for me? Hi r/AskPhotography I’m a beginner with cameras, so I apologize in advance if my questions seem repetitive or obvious. I just want to provide as much context as possible. Until recently, I had no camera experience and had always taken photos on my phone. However, over the past couple of weeks, I’ve experimented with two DSLR cameras owned by my …

Ask Photography 358 2025-02-14

Is the Sony RX100 VII worth buying over a smartphone that has a 1” sensor? Even if it’s hundreds of dollars more expensive?

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Is the Sony RX100 VII worth buying over a smartphone that has a 1” sensor? Even if it’s hundreds of dollars more expensive? I’m looking to buy a new portable camera for some travel that I have coming up. I’ve narrowed it down to the Sony RX100 VII or similar. The thing is, it’s $1300 near me. Seems quite steep for a point and shoot camera. I’ve also been considering the Vivo X100 ultra which has the following specs: •50 MP, f/1.8, 23mm (wide), 1/0.98″, 1.6µm, PDAF, …

Ask Photography 1.2k 2025-02-14