#buyer

First time home buyer, how much additional savings?

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First time home buyer, how much additional savings? Looking to buy a home in the next year or two with my husband. I am curious how much extra savings you had in addition to 6mo living expenses to feel comfortable purchasing a home and not feel “house poor” or unprepared in the case that something breaks, etc. Being a first time home owner seems very intimidating! submitted by /u/One-Cana…

Reddit Personal Finance 858 2025-02-04

I received a 1099-k form from eBay and they’re saying that the refunds I gave back to buyer count as gross income how do I fix this? More information is down below to explain.

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I received a 1099-k form from eBay and they’re saying that the refunds I gave back to buyer count as gross income how do I fix this? More information is down below to explain. I received a 1099-k form from eBay and they’re saying that the refunds I made last year count as gross income and I’m concerned the IRS will penalize me and I want to correct this because I did not make any money that went into my bank account I only receive credits to issue the refund what do I do? I’m guessing I will have to go to h&r block an…

Reddit Personal Finance 339 2025-02-03

Trump Backs Elon Musk as Possible TikTok Buyer

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Trump Backs Elon Musk as Possible TikTok Buyer Newly elected US President Donald Trump on Tuesday expressed support for Elon Musk potentially acquiring TikTok, and also proposed a joint ownership structure with the U.S. government. “I would be, if he wanted to buy it, yes,” Trump told reporters at a White House event announcing a new AI infrastructure private sector partnership, where OpenA…

Mac Rumors 789 2025-01-23

Possibly Scammy Buyer?

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Possibly Scammy Buyer? Hi all – I’ve got an extra-fuzzy brain due to flu, so I can’t tell if a potential eBay buyer is scammy or not. He messaged me yesterday evening wanting to buy my 70-200; this morning, he sent me several anxious messages saying he wants to buy my 24-70 as well, what’s the minimum I’ll accept for them – he’s just had his own 24-70, 70-200 and two…

Ask Photography 953 2025-01-15

New car buyer APR is crazy high (I think?)

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New car buyer APR is crazy high (I think?) I have a slim credit history and my score is a 658 but I have my dad as a co-signer, I went to a used car dealership yesterday and they gave me 22% apr on a $13k car. Naturally, I said absolutely not. I argued with the salesman for a little because he wasn’t taking no for an answer but when I stood up to leave he told me to wait and brought back…

Reddit Personal Finance 963 2025-01-08

First Time Home Buyer Savings/ Budgeting

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First Time Home Buyer Savings/ Budgeting Hello r/personalfinance! My wife and I (29/30) are saving to buy our first home soon. We haven’t started shopping for a pre-approval yet. I’m looking for a sanity check on our plan and advice on where to pull money for our upfront expenses before starting that process. Info: Combined gross income: $220k yearly Home Budget: 600-650k Down Payment…

Reddit Personal Finance 595 2025-01-02

First-time home buyer on the fence about taking that leap

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First-time home buyer on the fence about taking that leap I’m 34 with about 100k in savings and make 76k/year. Thinking of buying a home in the 250-300k range in the Research Triangle area (NC) but am kind of scared bc everyone talks about how that first 100k is the hardest to save and I’m afraid of putting most of it in a property that, worst case scenario, will have a lot of surprises for me that wil…

Reddit Personal Finance 919 2024-12-04

Is there a Buyer scam in which buying and returning items to clean money or other cons?

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Is there a Buyer scam in which buying and returning items to clean money or other cons? Trying to figure this out for a few years now at different ecommerce businesses I’m employed (one for car parts, one for apparel): Buyer buys an item. Oddly, they are often the same specific thing amongst different buyers across the country. They immediately return the item upon getting the item shipped (successfully) to them. They don’t even o…

Reddit ecommerce 616 2024-12-04

33 First time home buyer cold feed/doubts/concerns

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33 First time home buyer cold feed/doubts/concerns First, the stats: 33M MCOL 630k NW 200k salary No debt Currently in the process of closing on a 360k home. I locked in a 6.25% rate on a 30 year conventional with 20% down. Mortgage P&I is about $1800/month. I am very debt averse and I’d like to pay off the loan in ~5 years ($5300/month). Is this crazy? Am I leaving money on the table by not…

Reddit Personal Finance 721 2024-12-01

First time home buyer

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First time home buyer Hello all I just bought a house which will cost me about $3K a month including insurance, P&I, taxes and utilities. I make $115,000 a year with a 10-15% bonus. I am married with 2 kids and 1 on the way. I bring home about $7K after taxes not including my bonus. We spend about $300 a week usually less on groceries. Cars are paid off. Only debts a…

Reddit Personal Finance 1.2k 2024-12-01

LPT: Never pay for shipping insurance as a buyer from an online store

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LPT: Never pay for shipping insurance as a buyer from an online store Item got damaged in transit? File a chargeback with your credit card company stating the item you bought isn’t as described. It’s always the responsibility of the seller to insure the item a buyer buys arrives in the condition as it’s sold. It’s becoming more and more common for online stores to tack on a non-refundable 3-5% “shipping insurance…

Life Pro Tips 780 2024-11-13

Can you help me figure out printing for a buyer?

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Can you help me figure out printing for a buyer? Hey everyone. I found myself in a bit of a weird situation. One of my coworkers stumbled across my instagram and wants to buy prints from me. The only problem is i have no clue how to price them out or even get them printed. Ive only printed one single photo for myself and i sent out to do that. I dont have the means to buy a printer so the buye…

Ask Photography 459 2024-11-09

Any recourse for international seller for fraudulent buyer in US?

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Any recourse for international seller for fraudulent buyer in US? I have an ecommerce company based in South Korea. A few weeks ago, we got an order for just under US$4000, for about 5 products, shipped to Brooklyn, New York. We don’t really get many fraud orders because we’re in a pretty small niche, but in this case, we seemed to have been scammed. The “business” address that we shipped to is a residential a…

Reddit ecommerce 908 2024-11-01

Need some advice on a camera. Tips for a first time buyer?

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Need some advice on a camera. Tips for a first time buyer? Buying my first camera. Recommendations? I tend to lean more towards street photography & minimalism in my pics. Have taken everything on my phone & really like B&W edits. Here are some shots I’ve gotten. Any feedback is appreciated. submitted by /u/JoeSloppyy

Ask Photography 435 2024-07-15

Which camera? 1st time buyer

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Which camera? 1st time buyer Im have a budget of ~£500 Body and a lens. I can always buy more lens’ later if I find myslef to enjoy this. Ive been looking a Nikon D5x00, D7100 I’d like to photograph events I attend events such as GoodWood Fos, occoasinal trackdays, Car shows but would also like to take the camera when I go traveling. Is there a stand out camera that fits my…

Ask Photography 691 2024-07-05

Buyer refunded

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Buyer refunded Buyer refunded A buyer bought 100 dollars worth of video editing from me and then i send his work to him, he refunded. My paypal balance after tax was around 95 usd . But he refunded and case went on against me. He said the reason was he didnt receive his work. My balance went to 0 (where did the money go?) I did all the chats with him on teleg…

Reddit ecommerce 926 2024-07-01

first time car buyer, what’s better used or new? lease or buy?

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first time car buyer, what’s better used or new? lease or buy? currently in search of a car (preferably SUV) by the end of the summer because I begin a new job in august where i will need transportation. I currently make $600 a week, however will be getting a pay raise with my new job (~$50k). where do i start price wise? I know should start at a local credit union to see what they can offer me loan wise. a…

Reddit Personal Finance 426 2024-06-27

Looking for an ecommerce shop that supports separate seller and buyer accounts

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Looking for an ecommerce shop that supports separate seller and buyer accounts I’m a begginer looking to set up an ecommerce shop that can have two separate account types. wholesale seller business client So the products will be published by the seller accounts only. And the client account will be able to choose and buy the products that are available in their region. From what I understand shopify plus does this, but it…

Reddit ecommerce 788 2024-06-25