#buy

What should I buy/What should I look into to get started with photography?

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What should I buy/What should I look into to get started with photography? I am a 20 year old with roughly zero photography experience other than taking pictures on my phone. I’m going on a big road trip next year and would like to be able to take some great pictures of the mountains and lakes. Does anyone have any advice on which camera to get for a beginner, and what I should look into for learning about photography …

Ask Photography 752 2024-07-16

Which of these two tele lenses would you buy for a smartphone?

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Which of these two tele lenses would you buy for a smartphone? Just getting into photography, taking some (online) lessons now. I’d like to start with a micro budget first to get my feet wet, then gradually grow into a pricier and better setup as I gain experience. It’s purely for recreational purposes. Nature and landscape photography mostly. I have a Pixel 7a which has no tele lens so I’d like to buy one…

Ask Photography 859 2024-07-16

Buy vehicle with cash or take out loan?

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Buy vehicle with cash or take out loan? Baseline Stats: 30 Yr old married couple Household income: 135k Savings: 40k in HYSA (4.25%) Checking: 5k Brokerage accounts: 50k Retirement accounts: 300k Credit Scores: 790 and 550(ish?) Current vehicles: -03 VW Golf TDI (295k miles) -04 Malibu (150k miles) -12 Jeep Patriot (195k miles) I’m looking at purchasing a used vehicle to replace our…

Reddit Personal Finance 915 2024-07-16

Spend 30k cash on a car or buy a more frugal option

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Spend 30k cash on a car or buy a more frugal option Im 20 and have around 50k in savings and make 118k a year. I max out my 401k, ESPP, HSA, and also have vested stock from my company valued at 25k a year for 4 years (100k total). I’ve always wanted a Lexus ES 350 and would love to be able to own one which I could pay for with cash costing around 30k, however I understand the trap of wasting mone…

Reddit Personal Finance 1.0k 2024-07-15

Withdraw from Roth IRA to buy a buildable lot?

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Withdraw from Roth IRA to buy a buildable lot? Hi there. We have a small mortgage on our home that we bought about 10 years ago. The home has increased in value a bunch and we want to sell it eventually. I found a buildable lot we like nearby where we could build a house. I would gc and build the house, and we could sell our current house when it’s done. I looked into a heloc loan but with i…

Reddit Personal Finance 485 2024-07-15

17 and want to buy a used car

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17 and want to buy a used car I’ve been flipping cars (buying mechanically/cosmetically damaged, fixing and reselling). and i’ll have around $17,000. I’ve been looking at 2015-18 Chevrolet Silverado’s. They’re around $25,000-30,000. I understand that I could buy a used car private party cash, but i could pay this off in under a year. Also the benefit of a warranty, plus peac…

Reddit Personal Finance 859 2024-07-15

Should I sacrifice 20s living with parent to buy a condo?

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Should I sacrifice 20s living with parent to buy a condo? Hey, I’m 26 this year and make 60k being a general manager for a restaurant. I went to school for criminal justice and got my degree about 2 years ago but I don’t care to be a cop; I got to my junior year and discovered I had no interest but just stuck it thru for the sake of being 1st generation to graduate college. While in school I started ra…

Reddit Personal Finance 657 2024-07-14

Which health insurance shoul I buy?

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Which health insurance shoul I buy? Hi , I want to buy health Insurance (Base sum insured 10L) but I am confused between these :- 1) HDFC Ergo Optima Secure. 2) Aditya Birla Activ Health Enhanced. 3) Aditya Birla Activ One I have gone thorugh the policy wordings of the companies. I dont mind paying extra premium or spend on add-ons. All I want is a good settlement during time of …

Reddit Personal Finance 486 2024-07-14

LPT Buy a prepaid cellphone plan

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LPT Buy a prepaid cellphone plan LPT try switching to a prepaid wireless plan from your typical post paid plan. My wireless bill went from $90 to $45. I’m on Verizon. There’s are discount tiers as well (not sure if other carriers have these). I’m down to paying only $40 a month and in a few months I’ll qualify for $35 a month. submitted by /u/muhnahser

Life Pro Tips 918 2024-07-14

I am an amateur and I am planning to buy either a DSLR or a mirrorless camera. Which camera is suitable for street photography and cinematic videography?

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I am an amateur and I am planning to buy either a DSLR or a mirrorless camera. Which camera is suitable for street photography and cinematic videography? I have been doing a lot of photography and videography with my phone and now I have decided to switch to cameras. Looking for camera suggestions. I am open to both DSLR and mirrorless cameras. submitted by /u/Significant_Trick369

Ask Photography 884 2024-07-14

Did I mess up by saving up my money in the bank and not investing it because I intend to buy a house without a mortgage?

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Did I mess up by saving up my money in the bank and not investing it because I intend to buy a house without a mortgage? My family and I live in a relatively LCOL state. Our current house is valued at about $180k (paid off) and our combined income is ~100k before taxes. Both my wife and I grew up poor and are risk-averse so the bulk of our paychecks have been going into a checking account. Then, at the end of every year, we move $$ from that checking account into …

Reddit Personal Finance 1.1k 2024-07-14

LPT – If you’re buying a previous generation product, buy the most generic variant

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LPT – If you’re buying a previous generation product, buy the most generic variant Imagine this.. You’re on the lookout for a headphone. You find that the Sony xm4 is good, and more importantly it is on a discount because the xm5 is the latest version. Great deal right? There are three colors. Black, blue and cream. Get the black one! Why? – It’s gonna be the most sold variant – So the black one probably was recently manufac…

Life Pro Tips 1.1k 2024-07-13

Which RX-series Sirui tripod to buy?

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Which RX-series Sirui tripod to buy? So there is a 20% discount on Sirui right now in a local shop. However the r-4213x is at 532$ and the r-5214x is at 487$. Is the 4213x a better tripod? I know it’s a 3 section (which I prefer, not a dealbreaker though), or has the store priced it wrong? Because it says that the ordinary price is higher on the 4213x than the 5214x. The thing is t…

Ask Photography 1.0k 2024-07-13