LPT: Not every gift requires a surprise element. Sometimes you can buy a gift with the person you intend to give it to. submitted by /u/InterestedHandbag

Sanity check on house buy. My wife and I are looking to purchase our second home (new build with a 9 month lead time). Doing this due to pregnancy and needing to grow, current house 2,080 sq ft and new being 3,128. Age: 34 and 33yr Income (me): $145.5k Income (wife): $70.2k Bonuses (yearly gross): $26k Monthly take home: $11,600 (with investments as outlined below) Debts…

Which camera should I buy as my first? I was thinking about buying a camera only for photography, but I don’t wanna spend too much on it. I was thinking about the: Nikon 90d Canon eos 600d/700d/7d I don’t know much about cameras but will they make better photos then an average smartphone even tho they are old? submitted by /u/Longjumping-Top-3912

Rent vs Buy in The Bay Area Potential first-time homeowner trying to decide if it makes more sense to keep renting or buy in the Bay Area (peninsula or south) knowing our plan is to move out in 5-7 years. I heard recently it is no longer advantageous for someone to buy in The Bay because of costs.HHI: Gross $400k, DINK for now. Assumptions: 20% down, 6.5% interest rate 30 …

Keep grinding to buy house, or upgrade rent. I’m 32 and have lived in a studio apt (180sqft) for 7 years. My rent is amazing for living in San Diego near the beach. Plus my girlfriend just moved in, and we’re doing pretty good together in this small space. In order to move I need to probably pay double for rent and 4x for mortgage. But the dream is to buy a house and have kids… in San Die…

Should I try to buy a house or just invest more and rent? I’m about to turn 23 and live in a decently expensive place, right now if I wanted to buy a house in the area I want to live it would be ~500k and I wouldn’t want to buy a place 45 mins away just for a cheaper house. My rent is ~$1000 ($2900 split 3 ways). If I were to buy a house I wouldn’t want to put less than 15-20% down, and would ideally h…

Can you buy travel insurance from other countries, or does it have to be from where you are flying from? I am a British Citizen currently living Australia (since March 2024) and will be travelling to Thailand in Jan and returning back to Aus in February. . Do I buy travel insurance from a UK Insurer, or do I buy one from an Australian company? Im assuming UK insurers would require me to be flying out of the UK and Australian insurers may not cover…

LPT: Buy colored valve stem caps for your tires if they’re constantly getting stolen. This might be super specific but I noticed I was always missing the valve stem cap off my tires every now and then. I don’t know if people tend to steal them when they realize they’re missing one but I ended up buying bright red caps (which match my brake calipers) and lo and behold, never lost any again. I think people are scared to steal somet…

How to buy Mom a used car without her boyfriend taking it from her? Mom (F72) is asking me (F45) to help her buy a used car from a private seller. Mom has limited income and she is asking me for $3000. Mom lives in California and I live abroad. Mom has a boyfriend who takes anything of value from her. For example, the last car she had he took the title for it and wouldn’t give it back and often took the car with…

You’d Buy Me This $1.9 Million 18th-Century Royal Caleche For Christmas If You Really Loved Me While everyone else gets excited about the Williams Sonoma catalog when Christmas approaches, this year, I’ve set my sights a bit higher. I’ve been doing a lot of reflecting lately, and I realized I’m better than a set of Pillivuyt Chantal Porcelain dinner plates. I’m better than the Williams Sonoma Champagne Saber… Read more…

Planning to buy a new car. I hear people say go to a credit union or bank to finance the car. I am looking around and some banks are charging 4.99% on an auto loan. I see dealerships advertise 1.9-2.9% if you finance with them. So what would be the right choice? My loan range would be around 30-40k. So what is the best choice to do this? submitted by /u/experience…

LPT If you’re unsure of a gift to buy for someone, purchase a gift card for a small business near their home. Some places can do it over the phone and provide a printable/digital gift card. Supports small businesses as opposed to mega corporations and is a useful gift. submitted by /u/bentobean8

48″ LG B4 Series 4K OLED 120Hz Smart TV (2024 Model) + $50 Best Buy Gift Card $600 + Free Shipping Great Value tv especially for OLED https://www.bestbuy.com/site/lg-4…Id=6584787

Should we wait even longer to buy a house? My wife and I are in our 40s and we have one kid in kindergarten. We are still renting. We would like to settle down into our own home, but houses are very expensive in Seattle area. We would need to buy at least $1.2m home, probably more, to get a house we would really want to live in. We are renting a nice SFH for $3600/mo currently. I have a …

Hey fellow Obstacle Race photographers, can you help me what lenses should I buy for good shots? So, I applied to be a volunteer photographer for a Spartan Race, but I’m not sure what kind of lenses would be needed for this event. Here’s the gear I currently have: • Camera: Canon R6 Mark II • Lens 1: 24-105mm f4 • Lens 2: 50mm f1.8 • Flash: Godox V1 PRO-C • I also use a Spider Holster belt. Could you give me some advice on what to pay atte…

Buy This 2004 Saab 9-5 Wagon Runway Friction Test Rig And Watch Car And Aviation Nerds Flock To You Saabs are weird, funky cars that are most frequently revered by nerds, be they car nerds or college professors, and this particular Saab might be the nerdiest car you can buy right now. It was modified by Scandanavian Airport and Road Systems (SARSYS-ASFT) and sent to Salt Lake City International Airport for duty… Read more…

I’m A Mobile DJ That Needs A Car For Family And Music Equipment! What Should I Buy? Patrick is from New Hampshire and works as a mobile DJ. Unfortunately, his manual Outback was recently wrecked. Now he needs a family-friendly car with enough room for his gear and something hopefully fun to drive. What car should he buy? Read more…

The best laptops you can buy Illustration by William Joel / The VergeThe best laptops for you, from ultraportables to gaming machines, MacBooks to Chromebooks. Read the full story at The Verge.

Buy, Donate, Repeat. At 91, Leonard Lauder Has More to Give Picasso paintings. Jasper Johns ale cans. Irving Penn photos. The cosmetics heir created the model for the headline-grabbing donation that museums dream of today.

LPT If you wouldn’t buy something that you own, for the price you would get for selling it, you should sell it. This may sound obvious, though when looking at the things you own, you should sell anything you wouldn’t pay for again. Say I bought a coat for $100 and could sell it for $40. As opposed to thinking about the amount it originally cost, if you wouldn’t spend $40 on it now, you should sell it and get the cash instead to spend it on something you w…