#build

This card game lets you build the ideal social network — or the most toxic

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This card game lets you build the ideal social network — or the most toxic One Billion Users is currently on Kickstarter. | Image: Mike Masnick / KickstarterMy social network was booming. I had attracted top-tier users: the coveted Trendsetter, the popularity-lured Investor. I had bested server problems and bad press. Then, somebody picked a particularly unlucky card out of the One Billion Users deck I was testing. Six…

The Verge 846 2024-12-19

Am I being foolish by pausing 401k payments to build my emergency savings??

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Am I being foolish by pausing 401k payments to build my emergency savings?? How much do you put into your savings as a rainy day/ emergency fund? A lot of people follow the 3 month of expenses rule but I got laid off last year and it took me 6 months to find a new job and I went through all my savings to keep myself afloat. I put my other investment deposits on pause and now I have about 5-6 months of emergency savings…

Reddit Personal Finance 1.1k 2024-12-16

If you were going to build your credit without a credit card, how would you do it?

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If you were going to build your credit without a credit card, how would you do it? Let’s say you are just starting out with zero credit history and that you aren’t being accepted by credit cards because of your lack of credit history OR you have some aversion to credit cards for some reason…. How would you build your credit? submitted by /u/therenaissancehuman

Reddit Personal Finance 956 2024-12-16

Help Build my Cosmetic bag🫶🏾🩷

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Help Build my Cosmetic bag🫶🏾🩷 Ever since I’ve fallen pregnant it’s like I’ve entirely forgot what makeup was and I found out in the summer so my summer shades literally are all too dark so I trashed them along with other products & I just wanted to start brand new just in case some products were on the brink of expiration. Most of it I used for dancing/event performances💃🏾 b…

Reddit Makeup Addiction 905 2024-12-12

Just nuked contract for new build house

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Just nuked contract for new build house Married couple in Texas, income is about $130,000 gross in a LCOL area. House price was $292,000 at 5.9%, only $10,000 down, closing costs covered by builder. So the mortgage was about $1,700 but with PMI/insurance/property taxes we were looking at $2500/mo. Wife is pregnant and will stop working after the baby is here, cutting us down to abou…

Reddit Personal Finance 403 2024-12-11

How Do You Build a Community to Support a Revolutionary Idea?

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How Do You Build a Community to Support a Revolutionary Idea? I’m in the process of developing something completely new—an idea that’s the first of its kind. While I can’t share all the details just yet, I’d love advice or insights on how to find a group of passionate individuals willing to pioneer and support something revolutionary. As an independent developer funding this project entirely on my own, the…

Reddit Social Media 584 2024-12-09

Buying a house to build equity for the purposes of upgrading in 5 years doesn’t seem to make sense today, does it?

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Buying a house to build equity for the purposes of upgrading in 5 years doesn’t seem to make sense today, does it? I’m having to move for a job. Sold my house and will have 120k leftover for down payment. I was hoping that this next move would be the “forever” house that my kids would grow up in. But houses are justslightly out of range given the current housing market. I could get a lesser house with the purposes of upgrading in a bit, but it seems like wit…

Reddit Personal Finance 489 2024-12-06

I’ve got a chance to build an E commerce from the scratch. What do i need?

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I’ve got a chance to build an E commerce from the scratch. What do i need? So I’m not very experienced as a programmer and in fact, I started programming since this April after graduating university but I’m so in love with the programming and stuffs and my boss actually gave me a chance to build an E commerce by myself because it’ll be a very great experience/skill for me and my company. I’m learning HTML, CSS, JavaScr…

Reddit ecommerce 648 2024-12-06

Ok to temporarily lower 401k to pay off debt and build up emergency fund?

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Ok to temporarily lower 401k to pay off debt and build up emergency fund? 29M and currently have $110,000 in Roth 401(k). I currently contribute 12% I plan on maxing out my 401k once I turn 31 (and will continue to max it until retirement) but right now I feel like I need to lower my contributions so I can pay off some debt and build up more of an emergency fund that I’m comfortable with. Was planning on lowering my …

Reddit Personal Finance 1.0k 2024-12-05

LPT: How I Finally Learned How To Build Healthy Habits After 5 Years Lost

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LPT: How I Finally Learned How To Build Healthy Habits After 5 Years Lost And how you can do it until the end of the year After dealing with procrastination and dealing with bad habits for years, I came across a framework that helped me eliminate bad habits and build good ones. In my previous posts, I wrote about the Why, What, How Method, where: 1- Why? You ask yourself why you need to switch the bad habit or in what…

Life Pro Tips 813 2024-12-03

Best way to build wealth as a teenager?

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Best way to build wealth as a teenager? Hi everyone, I’m turning 18 in January and I’m looking for advice on the best ways to start building wealth while I’m young. I plan to go to college next year and eventually become a firefighter—not for the money but because I’ve always wanted to help people. That said, I also want to be responsible with my finances so I can live comfortably and…

Reddit Personal Finance 1.1k 2024-12-03

Moving to US – how to build credit quickly?

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Moving to US – how to build credit quickly? My partner grew up in the US and had good credit, getting rentals, credit cards, always paying on time, etc, but has lived o/s with me for the last 8 years, where he could no longer maintain a US bank account or have a US credit card as he was no longer a US resident. We are now in the process of moving to the US – I know our excellent credit in…

Reddit Personal Finance 1.3k 2024-12-02

How hard is it to build a winning ecommerce business in 2024/25?

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How hard is it to build a winning ecommerce business in 2024/25? My friend and I (about 30yo) are fed up with our corporate jobs and want to start our own business. After a lot of days and nights disgussing business ideas we eventually came to the conclusion that creating an ecommerce business will be the most realistic business approach for us. That said.. we‘re both living in switzerland and have high livin…

Reddit ecommerce 823 2024-12-02

Best way to build wealth for a newborn?

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Best way to build wealth for a newborn? Someone in our family just had a baby and we’re all wanting to pitch in on a product or account to set him up for success, but I’m not sure what the options are. It seems like investing the money in S&P 500 ETF is probably the best and nearly safest way to do it, but I’m not sure where to go to set that up or who’s name to put it under (the kid’…

Reddit Personal Finance 1.2k 2024-12-01

I have zero self-control. How do I build this muscle?

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I have zero self-control. How do I build this muscle? I am constantly running in circles because I spent all my money eating out or paying off my credit cards to the fullest and then using them again because I ran out of cash….. I’m dumb. How do I build my self control? I spent when I am going thru hard times submitted by /u/Serious_Asparagus577

Reddit Personal Finance 445 2024-11-30

wanting to build credit

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wanting to build credit hi all, im 17 years old and got my first job a month ago. i only have a debit card & very lost when it comes finances, budgeting and all of that. i’m planning on buying a new phone this week as mine is currently giving out, however, i want to do it through payments. is it possible for me to build credit this early on & can i do it through a deb…

Reddit Personal Finance 514 2024-11-28