Budgeting for “cheap” trip? Sorry for the broad question, but how do you know if your trip budget is reasonable? I’m currently planning for a few trips next year. I have a week off for school in February, and a week off in June. For the second, I plan to take an extra week off and go on a bigger trip in Europe, so I thought I’d do a smaller trip in February. The problem is…

Agile Budgeting: What It Is, Why It’s Impactful, And How To Make It Work For You As A Marketer via @sejournal, @adsliaison As AI advances, digital marketers are rethinking old processes to improve ROI. The post Agile Budgeting: What It Is, Why It’s Impactful, And How To Make It Work For You As A Marketer appeared first on Search Engine Journal.

Advice on budgeting & student loans for my sibling Advice on budget + student loans for my sister (28F) preface: I know the answers, I just need my sister (28F) to hear it from someone that isn’t me. She’s probably not going to love reading this but I am out of options of explaining it to her. Context: she’s 28, PA school didn’t work out, trying her hand at nursing now, hence loans. Lives in NJ…

Budgeting app that doesn’t use plaid Hi, I use fidelity as my bank account, and they recently cut ties with plaid. So the standard budgeting apps will not work… Any suggestions? submitted by /u/Flurb789

Budgeting apps. Are they worth it? My wife and are in our late 20s and recently married. I used to track all of my transactions in excel but it’s too time consuming now with the two of us. We haven’t been saving as much as we want because the one-off couple hundred dollar purchases. I’m looking for first hand feedback of how budgeting apps have worked for you. Ex. Mint or YNAB Ed…

Help! Budgeting for a 5-night trip to New York Hi everyone, My partner and I are super excited about our upcoming trip to New York. We’ve already booked our attractions, but I’m trying to figure out how much we’ll need for the essentials like transport, food, and leisure. I initially budgeted $600 per person, but now I’m having second thoughts. Any advice on how to manage costs effectively w…

Budgeting for a possible spouse layoff? I’m looking for advice on how to plan financially for a possible layoff. Without giving away identifying details, my spouse essentially works in the tech industry in a field that has been going through some challenges/changes. His company so far is not doing lay offs, but they have started a hiring freeze and base pay freeze. This job is relativ…

Wife and I need a personal finance app with budgeting features – would love your suggestions! I started with MS Money and LOVED it. After that went away, I started using Quicken and used that for several years. Budgeting part worked great for me and I’d love to use them again, but I read some reviews that made me think the quality is really going downhill. I’ve dabbled with a few other apps but I am afraid to commit to one that may end u…

I need serious help with budgeting CC Cards with an App. I’m just looking for a good app to help me budget my money and my CC Card debt. I was using Otto.Pay AI generated app, but I didn’t like that one. Just looking for some suggestions. Thanks in advance!!! submitted by /u/Bluffs1975

Are there any good budgeting apps? I currently use Mint and honestly don’t like it. I’ve found it to almost have to much information and just kinda complicated. I want an app where I can enter in my income and fixed expenses and it automatically apply the 50/30/20 rule or something similar and tell me how much money I have to spend on whatever I want, and I can put adjust when I …

Advice on teaching budgeting to homeless people Good morning everyone, I come here to ask for any advice you may be able to provide to help tackle the following task, I am trying to teach basic financial literacy to homeless people, currently I am focusing on the very first step, in my experience, expense tracking and budgeting. As a bit of context I volunteer once a week after work in a home…

Help with budgeting and spending I earn around $6000 a month. Expenses House mortgage-$3000/month Utilities – $700/ month Eat outside -$1000/month Groceries – $600/ month Miscellaneous-$500 I save close to $200-$300/month and that goes away when I travel. How can I fix my spending to save more money? What else can I do to get passive income? submitted by /u/Complete_Bi…

Best budgeting app’s I feel like by now we’ve all seen the Rocket Money budgeting app ads, but I’d rather not pay a subscription to help me budget, kinda defeats the purpose. Does anyone use or know of some good budgeting apps that’ll help analyze spending. If not there’s always the old fashioned way, but I figured if there’s something easier out there I’ll give it …

Help with credit card debt, budgeting A friend of mine is 25. She owes around 2000$ on 3 different credit cards for a total of 6000$. Her credit is already ruined and at 440. She also had her car repossessed and owes a little more money on that, not sure what it sold for at auction but it was about a $40000 car, not sure why they thought on instacart she could make a 900$ monthly pa…

LPT: learn the concept of budgeting, not every money that enters you pocket must leave immediately, distribute your money effectively, budget and spend little to enjoy yourself. Money is everything in this world think wisely. submitted by /u/Dependent-Jelly6733

23 year old starting their career trying to decide time line and budgeting to move out from parents place. Hello, I’ve managed to recently land a job that pays pretty good. After taxes and 11% 401k contributions I’ll take home around 4.4k~ a month. I’m trying to timeline a move out. The earliest I would move out would be beginning of September which means I would have around 12k saved up in cash at that time. Current student loan debt is around 7100…

Budgeting/pre-paid card help for elderly family member with dementia? Hello, I have done a little bit of research and people have said cash, venmo/paypal card, capital 1 etc. But I was wondering if anyone else has had experience with these and if parent can get around it without me knowing (They always find a way around my back)? Background: Parent has alcohol dementia and in the last couple months has bought a …

Looking for an ideally free app for personal finance/monthly budgeting Hello, I’d like to start tracking my expenses and create a monthly plan in regards to how much I have to spend for food, free time activities, etc. while still leaving up something for saving. To set limits (monthly/weekly) for these expenses so I don’t overstep them. The reason is that I recently started on a new position with a 70% rise in pay…

Am i budgeting right? Hi to all I’m looking for some input and advice on my finances and maybe some confirmation that I’m doing “okay” for my peers as social media and part of my friend group paints the picture that I’m behind.. I’m a 23yo uni student – graduating next year june. I took 2 gap year and saved like crazy to be able to pay all 7 semester tuition up front…

Joint Bank Account, Couples Budgeting, Logistics My partner and I are having the ‘conversations to have before getting engaged and married’ that are so important to have, and yesterday we talked money. We have come to the decision that we should open up a joint bank account and start adding money to it for joint expenses and savings (ie vacation fund). Currently, we each have our own bank acc…