#budgeting

Are there any actually good budgeting apps?

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Are there any actually good budgeting apps? I was a Mint user, and completely loved and understood the app setup. Credit Karma doesn’t offer the budgeting features I actually used on mint, and the app is full of other features useless to me. I tried to set up Rocket Money- the UI/UX felt like a nightmare, and after spending an hour trying to figure it out, I canceled my membership and h…

Reddit Personal Finance 914 2024-06-04

Looking to move out for the first time looking for budgeting advice.

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Looking to move out for the first time looking for budgeting advice. Its come time that I decided I want to move out. What are your guys suggestions for budgets I should be allocating around? Also what bills should I expect? I dont want to forget anything and would like to have everything pre planned as much as possible. I currently have a healthy savings (Half a years worth of my salary) and feel like the best t…

Reddit Personal Finance 801 2024-05-29

Budgeting/Investing advice and trackers?

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Budgeting/Investing advice and trackers? To give you a bit of an idea, I’m a 23yo currently working in a tax-free country and make 53K USD per year ( can be a bit higher based on bonus). I do live with my parents at the moment but am planning on moving out in 6 months or moving countries to pursue my Masters so I do need to start budgeting to ensure I have a sufficient rainy day funds….

Reddit Personal Finance 723 2024-05-28

Budgeting help. Any advice?

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Budgeting help. Any advice? What is the best approach to trying to maintain a grip on expenses to avoid credit card debt. I just paid mine off, but only because of a windfall; and would like to avoid a repeat. (struggling). I have a financial advisor and he just says to limit expenses and increase income. Hard to do the latter. We barely eat out or shop other than for groc…

Reddit Personal Finance 989 2024-04-24

Tips on budgeting/living less lavish

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Tips on budgeting/living less lavish Hi All, I have just consolidated all my loans and thankfully now have a manageable amount to pay each month. I have used the money to pay off everything I have outstanding. It is not a large loan but definitely more than manageable. This would mean for the first time in a long time, my account is looking very good. I am looking for tips on how…

Reddit Personal Finance 1.1k 2024-04-09

Budgeting app like EveryDollar? but better?

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Budgeting app like EveryDollar? but better? Hi there, I got super into budgeting lately and tried out YNAB and EveryDollar. I ended up going with Every Dollar because I really liked their layout and how simple it is. The drag and drop is so nice and its simple to understand. YNAB was confusing to me. This is the catch. I guess EveryDollar’s creator does not believe in credit cards so you …

Reddit Personal Finance 1.1k 2024-04-04

Need your input on how bad I am in the hole and how to climb out of it: budgeting and debt.

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Need your input on how bad I am in the hole and how to climb out of it: budgeting and debt. Currently make 47K a year. Take home each month is approx 2,880 (I’m rounding my debt to the nearest dollar) Chase Freedom Flex: 1450 (interest – not paid off by end of month usually, I put down $200-$400 depending on affordability) Capitol 1: 500 (pay this off by end of each month) PayPal credit: 474 (pay this off by end of month) Medical Deb…

Reddit Personal Finance 783 2024-03-05

Budgeting for “cheap” trip?

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Budgeting for “cheap” trip? Sorry for the broad question, but how do you know if your trip budget is reasonable? I’m currently planning for a few trips next year. I have a week off for school in February, and a week off in June. For the second, I plan to take an extra week off and go on a bigger trip in Europe, so I thought I’d do a smaller trip in February. The problem is…

Reddit Travel 973 2024-02-28

Agile Budgeting: What It Is, Why It’s Impactful, And How To Make It Work For You As A Marketer via @sejournal, @adsliaison

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Agile Budgeting: What It Is, Why It’s Impactful, And How To Make It Work For You As A Marketer via @sejournal, @adsliaison As AI advances, digital marketers are rethinking old processes to improve ROI. The post Agile Budgeting: What It Is, Why It’s Impactful, And How To Make It Work For You As A Marketer appeared first on Search Engine Journal.

Search Engine Journal 1.3k 2024-02-20

Advice on budgeting & student loans for my sibling

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Advice on budgeting & student loans for my sibling Advice on budget + student loans for my sister (28F) preface: I know the answers, I just need my sister (28F) to hear it from someone that isn’t me. She’s probably not going to love reading this but I am out of options of explaining it to her. Context: she’s 28, PA school didn’t work out, trying her hand at nursing now, hence loans. Lives in NJ…

Reddit Personal Finance 1.0k 2024-02-13

Budgeting apps. Are they worth it?

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Budgeting apps. Are they worth it? My wife and are in our late 20s and recently married. I used to track all of my transactions in excel but it’s too time consuming now with the two of us. We haven’t been saving as much as we want because the one-off couple hundred dollar purchases. I’m looking for first hand feedback of how budgeting apps have worked for you. Ex. Mint or YNAB Ed…

Reddit Personal Finance 426 2024-01-21

Help! Budgeting for a 5-night trip to New York

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Help! Budgeting for a 5-night trip to New York Hi everyone, My partner and I are super excited about our upcoming trip to New York. We’ve already booked our attractions, but I’m trying to figure out how much we’ll need for the essentials like transport, food, and leisure. I initially budgeted $600 per person, but now I’m having second thoughts. Any advice on how to manage costs effectively w…

Reddit Travel 1.2k 2024-01-10

Budgeting for a possible spouse layoff?

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Budgeting for a possible spouse layoff? I’m looking for advice on how to plan financially for a possible layoff. Without giving away identifying details, my spouse essentially works in the tech industry in a field that has been going through some challenges/changes. His company so far is not doing lay offs, but they have started a hiring freeze and base pay freeze. This job is relativ…

Reddit Personal Finance 1.1k 2024-01-08

Wife and I need a personal finance app with budgeting features – would love your suggestions!

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Wife and I need a personal finance app with budgeting features – would love your suggestions! I started with MS Money and LOVED it. After that went away, I started using Quicken and used that for several years. Budgeting part worked great for me and I’d love to use them again, but I read some reviews that made me think the quality is really going downhill. I’ve dabbled with a few other apps but I am afraid to commit to one that may end u…

Reddit Personal Finance 835 2023-12-01

Are there any good budgeting apps?

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Are there any good budgeting apps? I currently use Mint and honestly don’t like it. I’ve found it to almost have to much information and just kinda complicated. I want an app where I can enter in my income and fixed expenses and it automatically apply the 50/30/20 rule or something similar and tell me how much money I have to spend on whatever I want, and I can put adjust when I …

Reddit Personal Finance 425 2023-10-23

Advice on teaching budgeting to homeless people

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Advice on teaching budgeting to homeless people Good morning everyone, I come here to ask for any advice you may be able to provide to help tackle the following task, I am trying to teach basic financial literacy to homeless people, currently I am focusing on the very first step, in my experience, expense tracking and budgeting. As a bit of context I volunteer once a week after work in a home…

Reddit Personal Finance 190 2023-09-29

Help with budgeting and spending

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Help with budgeting and spending I earn around $6000 a month. Expenses House mortgage-$3000/month Utilities – $700/ month Eat outside -$1000/month Groceries – $600/ month Miscellaneous-$500 I save close to $200-$300/month and that goes away when I travel. How can I fix my spending to save more money? What else can I do to get passive income? submitted by /u/Complete_Bi…

Reddit Personal Finance 145 2023-09-10