#budget

Googles home purchase budget calculator is crazy, right?

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Googles home purchase budget calculator is crazy, right? TLDR: Would you purchase a home at the price suggested by google’s home budget calculator? I’ve logged and charted every single transaction I’ve made for a year. I’ve forecasted financial scenarios such as job loss, repairs, replacements, and my own conclusion of a home purchase budget. This isn’t my first time seeing what Google suggests my p…

Reddit Personal Finance 218 2023-07-18

I have great product but no marketing budget, I need affiliate programs that pay per sale?

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I have great product but no marketing budget, I need affiliate programs that pay per sale? I believe my product is good, it’s a print on demand product and I work on the designs along with my friends, therefore I am starting from 0. I have been using Shopify for years just to test it out before finding a niche I really love, but the website has 0 traffic and marketing is too expensive. ​ is there free ways to get free traffic other th…

Reddit ecommerce 315 2023-07-15

LPT: Losing weight on a budget? Use grocery stores for both nutrition AND physical activity

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LPT: Losing weight on a budget? Use grocery stores for both nutrition AND physical activity This is coming from a low-income fella who cannot afford to go to a gym and mainly do home exercises. One day, after I already grabbed food items that I was planning to have, it suddenly clicked to eat healthy and lose weight. I ended up doing a thorough walk through my entire grocery store for 90 minutes to take note of healthy meal plans, sna…

Life Pro Tips 231 2023-07-15

In need of suggestions/budget help (long post)

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In need of suggestions/budget help (long post) (Edited for better spacing) This is my first post on this page, so forgive me if I’m not doing this correctly, I just need some feedback. I’m looking for suggestions and/or reassurance that I’m budgeting correctly. I will provide a breakdown after a little explanation. I am currently a traveling sterile processing technician. I get no PTO so I c…

Reddit Personal Finance 180 2023-07-14

I’m thinking of renting and need help setting a budget

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I’m thinking of renting and need help setting a budget So I’m thinking of renting in Woonsocket Rhode Island where I live, just in case I actually need to do it, but I’m inexperienced with budgeting or any of that kind of stuff and need some advice. For a bit of background, I’ve got a decent job, 19.75 an hour, and I get paid biweekly, so about 1,200 every two weeks, or about 2,400 every month. I us…

Reddit Personal Finance 158 2023-07-12

I’m trying to operate with a budget, as well as CC debt. Would it be better to dump maybe 85% of my paychecks onto it and go from there?

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I’m trying to operate with a budget, as well as CC debt. Would it be better to dump maybe 85% of my paychecks onto it and go from there? I’m trying to decide the best course of action. My biweekly paychecks average around ~$1850. I have a CC debt of ~$4000. I thought about doing the 50/30/20 method, which seemed to work fine but realized it would take me a lot more time to pay off my CC. I did put majority of my utilities and subscriptions onto my CC. That one probably is a litt…

Reddit Personal Finance 225 2023-07-10

How do you budget for retirement with a pension?

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How do you budget for retirement with a pension? Hey all, I am guaranteed 70% of an average of my 3 highest years of pay when I turn 50. I contribute a little over 7% to this pension. It’s a state pension. I also contribute the usual 6% ish to social security as well as 4% to a 457b and the city I work for contributes 6%. So in total, including my city match, 23% of my pay goes to retirement…

Reddit Personal Finance 222 2023-07-09

Suggestions for a 4 day budget US trip for one person?

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Suggestions for a 4 day budget US trip for one person? The other day a friend said to me “I think you need a vacation. Even a short one. You’ve had a stressful few weeks.” They aren’t wrong. In fact I planned to take a vacation but didn’t think I could afford it. I’d like to spend no more than $1000 or less for the whole thing, flight included. Places I’d like to go are Seattle, Boston, Augusta, or …

Reddit Travel 209 2023-07-09

I Underspent My Budget!

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I Underspent My Budget! Now that is the end of the year, the dust is settled and I crunched the numbers. I am a student, and I underspent my yearly budget. I stretched out 8 months of financial aid to 12 months and still came out on top because I saved big by sharing an apartment and using my bus pass and walking. I was able to take an unpaid for-credit externship this…

Reddit Personal Finance 227 2023-07-09

Please help with a realistic budget. I’m overwhelmed easily with numbers and I have no family to help “translate”. I really need direction.

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Please help with a realistic budget. I’m overwhelmed easily with numbers and I have no family to help “translate”. I really need direction. Hi community. I have a hard time working with numbers. I’m fairly intelligent, however discussing finances and budgeting makes me feel like a child. I’m recently divorced. They maintained financial control for 15 years and the relationship was abusive. I am two decades and a state separated from from friends and family. My life is coming back t…

Reddit Personal Finance 252 2023-07-08

Next lens for car/street photography? $300 Budget

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Next lens for car/street photography? $300 Budget I’m using a Canon EOS 60D, and I already have a 70-200mm lens that I use for most photos. I’m looking for something with a shorter focal length that isn’t gonna break the bank. This is a more secondary hobby for me so I’m trying to stay under $300 since I don’t take photos super often. Most of my photos are still shots at a short distance, and l…

Ask Photography 190 2023-07-06

DOE not have the budget to style how they want to?

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DOE not have the budget to style how they want to? I’m getting really frustrated with doing up my house, as I just don’t have the budget to get everything I want and it ends up looking cheap. I have IKEA desks, and cheap wardrobes etc and I see other people dress these things up to look expensive but I think I just don’t have the eye for design to make it look put together and expensive. Just a…

Reddit Interior Design 216 2023-07-05

10th Period: House Budget is a Good Step

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10th Period: House Budget is a Good Step 10th Period: House Budget is a Good Step File this House Budget under “So Close, Yet So Far.” I don’t mean for this to be an outright takedown of the House Budget that just passed last week. It does, for the most part, keep the march toward fully funding the Fair School Funding Plan on track — quite an achievement. However, while t…

The Best Education Blog 284 2023-07-04