#brokerage

Hey! I just started doing real estate photography at my brokerage, but I’m having issues “matching” the quality to the old photographer. How would I improve?

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Hey! I just started doing real estate photography at my brokerage, but I’m having issues “matching” the quality to the old photographer. How would I improve? Like the title says, I just started at a real estate company for house photography. Both the agent I work with, and the manager of the brokerage said my photos are good, but they’re missing something they can’t put their finger on. I’ve provided a few examples of what the previous photographer did (Image 1 and Image 2) and what I’ve taken so far…

Ask Photography 1.2k 2024-05-14

What to do with old HSA + HSA Brokerage?

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What to do with old HSA + HSA Brokerage? Live in CO. I have money sitting in a previous company’s HSA account (Wex) that I need to roll over to my current HSA. This seems like a straightforward process, however I have a HSA brokerage account (Schwab) tied to the Wex account. In order to close the old account, I’ll have to first liquidate all of my holdings in said HSA brokerage account…

Reddit Personal Finance 867 2024-05-05

Most User Friendly Brokerage for Roth IRA?

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Most User Friendly Brokerage for Roth IRA? Hey friends. I’ve had a Roth IRA at Vanguard since 2016 but I find the website to be infuriatingly clunky. After watching some videos by Steve from Call to Leap, and TD Ameritrade looks way easier to use! Any opinions/options on user friendly online brokerages? Thanks! submitted by /u/LaterBloomz

Reddit Personal Finance 928 2024-05-05

Brokerage Account through Vanguard?

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Brokerage Account through Vanguard? Looking for thoughts and advice from the wide world of Reddit. My spouse and I are in our mid-40s. We have no credit card, car or student loan debt. We still have a mortgage, but don’t intend to pay that off since we have a 2.65 interest rate. We contribute to our 401k and do the maximum allowable to our Roth IRAs (income adjusted). What type o…

Reddit Personal Finance 488 2024-04-30

How does one calculate capital gains tax when withdrawing from a brokerage account?

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How does one calculate capital gains tax when withdrawing from a brokerage account? I have about $44k in a brokerage account that I’m planning to take out to put into an HYSA – this money is meant for a house down payment at “some point” in the future (my partner and I haven’t quite nailed down where we’re going to be living long-term, we’ve moved around a fair bit) and I’m not entirely sure I feel comfortable leaving it in the…

Reddit Personal Finance 1.1k 2024-04-14

Unable to transfer a mutual fund to a different brokerage in kind. Why?

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Unable to transfer a mutual fund to a different brokerage in kind. Why? I’m transferring an account with multiple mutual funds from Fidelity to Vanguard, and they were able to transfer all the holdings as is (ie same funds, not liquidated) except one. Why would that be? I have to sell that fund through Fidelity and transfer the value as cash, which is fine. I just wonder why. It’s. Managed account and not tax advant…

Reddit Personal Finance 986 2024-01-08

Keep the home or 401k/brokerage

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Keep the home or 401k/brokerage Getting divorced. Home is worth $1.3M. Total equity in home is $600k. Mortgage rate is 2.25%. Either the 401k plus some cash or the brokerage account could cover STBXs equity. I looked at Zillow history and the price of the house went up 3.7x in the last 25 years. Since 2008, it’s gone up 1.7x. Would you keep the house or the 401k/brokerage? T…

Reddit Personal Finance 813 2024-01-04

Liquefying an unneeded Brokerage account to throw at a high interest mortgage

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Liquefying an unneeded Brokerage account to throw at a high interest mortgage I know I am in such a grey area, but just looking for affirmation for my thoughts. My wife and I – early 30s – have around 29 years left on our mortgage at 6.75%. We also inherited a brokerage account a few years back that we haven’t touched. We invest elsewhere, so have not contributed, withdrew, or thought about this account much. The value (a…

Reddit Personal Finance 899 2023-12-25

New to brokerage. Is this a ok allocation?

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New to brokerage. Is this a ok allocation? Hello, so I’m finally getting my feet wet with getting a brokerage started for my wife and I. We are fully maxing all pretax retirement accounts already. My wife has her 403b with fidelity so that’s who I choose to open the brokerage with for simplicity. I like simplicity as I don’t really know stocks or care to track it much. I’m more of a set …

Reddit Personal Finance 532 2023-12-24

I need help understanding how brokerage accounts work

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I need help understanding how brokerage accounts work I have just opened a brokerage account on Vanguard and have put in about $1,500. I am saving for a vehicle within the next year or so (could be delayed). Will Vanguard invest for me or would I need to do it personally. I do not know much about investing in different stocks/funds but I am willing to learn. submitted by /u/crupee …

Reddit Personal Finance 1.0k 2023-12-13

Possible money hack 🤔, am I doing this right? Alternating TLH and TGH in taxable brokerage account (Vanguard)

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Possible money hack 🤔, am I doing this right? Alternating TLH and TGH in taxable brokerage account (Vanguard) Long-time lurker, first Reddit post ever, so please be gentle 😉 (and apologies if this belongs in r/investing, I wasn’t sure) Context/Background: I just turned 43 (Happy Birthday me!), so I’m looking at a 20-25 year time horizon until retirement (with hopes maybe I can FIRE before 67). So I think I might have a rather unique tax/financial situa…

Reddit Personal Finance 587 2023-12-13

Gifting into a Brokerage Account as potential beneficiary

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Gifting into a Brokerage Account as potential beneficiary I’m looking to gift a sum of money into a brokerage account, but I’d likely be a beneficiary as well. I assume EFT from my bank account or Fidelity brokerage account to my giftee counts as a gift Are there any potential legal issues with me gifting then also being beneficiary? Thanks ​ submitted by /u/NeverJustaDream

Reddit Personal Finance 895 2023-10-24

Pay off consumer debt or leave money in brokerage?

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Pay off consumer debt or leave money in brokerage? Married. 28. Yearly income of 140k. Have a little over 180k in retirement accounts and 55k in a brokerage. Max my 401k and our Roth IRAs every year. Saving a minimum of 3k each month (including retirement). Bought the wife a new car recently and financed it through WF. With the intention of paying it off with the money in the brokerage after ma…

Reddit Personal Finance 150 2023-09-28

Diversifying brokerage account

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Diversifying brokerage account I did a brief search in r/personalfinance but couldn’t exactly find what I’m looking for, would love some insight. My partner and I are planning on taking about 50k and putting it into a brokerage account to split across 5-6 different companies. How do I even start figuring out which ones to invest in? We’re slightly risk averse but we also are …

Reddit Personal Finance 195 2023-09-05

Does it make sense to sell all my VTSAX in my brokerage account and then purchase more VTSAX in my Roth IRA?

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Does it make sense to sell all my VTSAX in my brokerage account and then purchase more VTSAX in my Roth IRA? Hi, guys. I’m not well-informed when it comes to these types of things, however, I have been purchasing VTSAX for a little under a year in my brokerage account. Currently, I have roughly 8k worth,. I’m not sure if this was a mistake because I will have to eventually pay taxes on the gains when I sell. I’m thinking it might be more pragmatic to s…

Reddit Personal Finance 134 2023-08-27

Brokerage Account just accessed. Where are my stocks?

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Brokerage Account just accessed. Where are my stocks? I had shares of multiple companies several years back. I day traded when Cap One had Sharebuilder. Sharebuilder became E*Trade. Years go by (again)- so today I got access to my E*trade account. Shows zero. No stocks. Nothing. No history. Nada. I have over 6000 shares missing. Anyone been through this? What happened to my stocks? submitte…

Reddit Personal Finance 147 2023-08-25

Should I fire my financial ‘advisor’ and move all my retirement savings to a discount brokerage

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Should I fire my financial ‘advisor’ and move all my retirement savings to a discount brokerage I’ve been wanting to change advisors for a while based on a gut feeling that I just don’t really trust the guy. (I was with someone else and got referred to him when the first guy retired.) I have about $70k with them, majority in a Roth, some in a simple IRA and a very small regular IRA. Overall, the accounts have cumulatively had a return of a…

Reddit Personal Finance 140 2023-08-08