Traditional 401k vs Roth 401k. Is traditional a no brainer? Just to preface I have read all the relevant wiki articles but am still confused why some people such as Dave Ramsey recommend a Roth 401k. Here’s some info about my situation. I am 23 years old and just started my first real high-paying job. I am making 90,000/year. My employer matches 50% of my 401k contributions up to 10%. So overall that mea…

Why Justin Jefferson’s contract extension was a no-brainer despite the long wait There was plenty of speculation on whether the Vikings should give him a megadeal, but no need to overthink it.

No brainer $3000 tax-loss harvesting on losing position, or am I missing something? Suppose you have a losing stock that has a little chance of recovering. So, you take a loss of $3000 on that losing stock. According to the IRS, “If your capital losses exceed your capital gains, the amount of the excess loss that you can claim to lower your income is the lesser of $3,000 ($1,500 if married filing separately) or your total net l…

Is it a no brainer to take this job offer? I (25M) currently reside in SoCal making 87k/year and I have an offer for 110k from another company but I’m slightly hesitant about it below are the pros and cons for the new offer Pros: 1. Higher pay 2. Start up company so chances of growing are a lot higher – The company is owned by a parent very large corporation so the funding is very stable…