#bracket

First family portrait shoot- should I bracket?

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First family portrait shoot- should I bracket? Bird photographer here diving into the world of human photography. I am shooting family members on the beach later today and I was wondering if for good measure I should do an EV bracket? I am not well versed in using these sorts of lenses (85 1.4, 35 1.8) so I figure it can’t hurt to have extra photos in an EV bracket in case my lighting is off…

Ask Photography 687 2023-11-16

Am I wrong in my understanding of Roth vs Traditional IRAs? Wouldn’t they be pretty much identical if your tax bracket never changed?

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Am I wrong in my understanding of Roth vs Traditional IRAs? Wouldn’t they be pretty much identical if your tax bracket never changed? I got into an argument with my whole family because their explanation of why a Roth IRA is better doesn’t make sense to me. They kept saying that you would rather it be taxed on the way in because it’s less money which means less total dollars of tax (assuming growth of IRA account over time). However taxes are based on percentages and if my mat…

Reddit Personal Finance 188 2023-08-29

Tax bracket for quantities over allowance for US citizen living abroad

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Tax bracket for quantities over allowance for US citizen living abroad If i recall correctly, max tax free allowance is ~$225K for a married couple if they are tax resident of a foreign country. If i make $300K, how is that extra $75K being taxed (i.e. what tax bracket) ? Additionally, if same person collects interest from CD/HYSA accounts, say $10K, how is this W9 being treated? taxed at the same rate as a $300K s…

Reddit Personal Finance 194 2023-08-25

L-Bracket for the Nikon D780

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L-Bracket for the Nikon D780 Anyone with a D780 manage to find a super cheap l-bracket for it? I had a D750 and was using a cheap knock-off l-bracket that I got from Amazon for like £10-15, but unfortunately it’s about 3mm too small for the D780. I can’t really find anything on Amazon, eBay etc for the D780 that is similar. There’s a couple of offbrand (but more official lo…

Ask Photography 216 2023-08-14

Roth IRA + Backdoor IRA Split for phase out bracket?

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Roth IRA + Backdoor IRA Split for phase out bracket? I make 150,000, which is in the reduced bracket for ROTH IRA ($138,000 to $152,999). 1) Can I contribute the limit for ROTH IRA 6500*(1-(150000-138000)/15000)=1300. Then contribute 6500-1300=5200 to traditional (which I’ll convert to roth ira immediately). 2) How is different from doing a straight backdoor ira (6500 in traditional, then convert …

Reddit Personal Finance 219 2023-08-05