#bracket

How to stay at 0% for Long Term Cap Gain bracket by end of 2025

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How to stay at 0% for Long Term Cap Gain bracket by end of 2025 I am selling $8000 worth of stocks in my taxable account that are all held for more than a year to fund my Roth IRA this year. I will also receive dividends in my taxable account and interests from a HYSA account and several T-Bills. For federal income tax, I will be near the top of the 12% bracket but can move further down the bracket if need b…

Reddit Personal Finance 1.1k 2025-03-01

Taxable brokerage set up under my name for minors, how to “give it back” without tax implications (higher tax bracket)

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Taxable brokerage set up under my name for minors, how to “give it back” without tax implications (higher tax bracket) I set up a taxable brokerage for younger siblings while they were minors with 10k inheritance. What’s the best way to transition or transfer ownership of the investments. But recouping any previously associated tax implications (formerly low tax bracket) or fees from the account? Current thought process – find any fees / taxes I’ve paid for the…

Reddit Personal Finance 384 2025-02-23

How To Release S Bracket?

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How To Release S Bracket? Apologies if this is the wrong sub or if the solution is stupid simple. I recently got an AD200 and was experimenting with it. When I started dissembling, the S Bracket was stuck to the bowens mount of the softbox and I do not know how to get it out. Twisting to the left or right just makes it move in that direction without getting any looser or…

Ask Photography 705 2025-02-06

Should I max my Roth if I’m in a high tax bracket now?

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Should I max my Roth if I’m in a high tax bracket now? I make over $200k but under the married max earnings limit, so my tax bracket is higher than it’ll probably be when I retire. But to me the big benefit of a Roth is not having to pay capital gains on money earned, am I thinking about that wrong? I’m already maxing my 401k. submitted by /u/infosec4pay

Reddit Personal Finance 1.2k 2025-02-04

Taking gains while in 0% long term cap gains bracket?

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Taking gains while in 0% long term cap gains bracket? Right now I could sell stocks with ~$20k of gains and be within the 0% capital gains bracket due to my income being so low. I expect to be in a much higher tax bracket next year (graduating). What things am I missing that could screw me? Or can I really take gains right now and be tax free on them for this year, and then just reinvest at a highe…

Reddit Personal Finance 817 2025-02-02

Bracket and Diffuser for TT600s External Flash?

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Bracket and Diffuser for TT600s External Flash? Is the first photo enough as a bracket and diffuser for my external flash than the S-type flash bracket (2nd pic) ? Trying to have a budget friendly setup. I don’t have experience with both mount I wonder if the (1st pic) setup will still be okay to use or should I just save up more for it (2nd pic bracket)? submitted by /u/Efficient-Butt…

Ask Photography 581 2025-01-16

Traditional vs. Roth 401k: Do I need to consider anything other than my current vs. future tax bracket?

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Traditional vs. Roth 401k: Do I need to consider anything other than my current vs. future tax bracket? I know for a Roth IRA, it’s basically if you think you’ll be in a higher or lower tax bracket in the future, but I’m not sure if that same advice (and nothing else) applies for a Roth 401k. Is it safe to say that if I know I will be in a higher tax bracket during retirement, then I should do a Roth 401k now? Thanks! submitted by /u/JohnJS…

Reddit Personal Finance 402 2024-11-23

What to do with inherited roth & regular IRA if in high tax bracket?

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What to do with inherited roth & regular IRA if in high tax bracket? Inherited roth & traditional IRAs a few years ago, from what I understand I have 10 years from date of death to empty those accounts. Question is what should be the game plan if I’m at a period in my life where I’m typically in the top tax bracket? Not asking for investment advice more planning. How do I manage the traditional account efficientl…

Reddit Personal Finance 1.1k 2024-11-01

Check to See If Your Tax Bracket Is Changing for 2024

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Check to See If Your Tax Bracket Is Changing for 2024 On Thursday, the IRS released its annual adjustments for the 2024 tax year, which include changes to income tax brackets and a higher standard deduction. These shifts happen every year to account for “bracket creep,” which causes people to pay more in taxes due to inflation without actually earning more income. Read more…

Lifehacker 1.1k 2024-03-01

Exposure Bracket in Camera or in Post?

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Exposure Bracket in Camera or in Post? I wonder whether it is useful to exposure bracket in camera while on location. I do exposure blending and HDR in Lightroom or Photoshop and I’m wondering if there’s really any difference. Thoughts? submitted by /u/OtakuShogun

Ask Photography 571 2024-01-21