#bother

Would you bother even opening up a taxable brokerage account when saving up for a house downpayment?

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Would you bother even opening up a taxable brokerage account when saving up for a house downpayment? If you were 5-6 years from buying a house and had your 401k maxed to the match and Roth IRA maxed yearly would you even bother putting the rest in a taxable brokerage and trying to invest it? Is it a better decision to put it all in a HYSA and playing it safe? Would one even be able to afford a down payment off of 5 years of interest or is there…

Reddit Personal Finance 983 2025-01-01

$45 in collections from closed insurance policy. Should I even bother?

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$45 in collections from closed insurance policy. Should I even bother? I closed my home+auto policy with a stupid insurer. Long story short they did not provide proof of insurance to escrow. It also turned out they were double billing me on the policy, charging both my creditcard and escrow for the same bills, but applying the leftovers to the next terms bill without telling me. It caused me to spend something like…

Reddit Personal Finance 607 2024-11-02

Is there any reason to bother with T-bills when VMFXX yield is so close?

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Is there any reason to bother with T-bills when VMFXX yield is so close? We’ve been managing a ladder of T-bills, but it’s a fair amount of work because we’re not automatically re-investing. We allocate based on what maturity period provided the best yield in the last auction. That’s been 26-week for a while now, but it could shift. It’s been working fine, but we have to have everything lined up perfectly for the mat…

Reddit Personal Finance 1.2k 2024-03-13

People with rosacea, how do you do blush? Do u even bother ?

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People with rosacea, how do you do blush? Do u even bother ? I feel like bush is all the rage now , I have picked up so many but I feel like they All end up looking the same on me or my rednesss just shows through my foundation so it dosent matter. For reference I use the nars reflective light foundation and dior concealer submitted by /u/Fanxious

Reddit Makeup Addiction 633 2024-02-01

Question on whether I should bother with 401K or not

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Question on whether I should bother with 401K or not I am starting a job making 68K a year. Their 401k match is 3% and their vesting schedule is 6 years. I do not see myself staying at this job for more than a year or two. The only reason why I am taking it is because I was off work for a whole year due to personal travel and landing a job in my industry is challenging in my area with a year gap o…

Reddit Personal Finance 1.1k 2023-12-17

Should I bother with ads for Q4?

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Should I bother with ads for Q4? So I had a few good Q4s and last year I decided to go big again with Facebook and Google ads. But in the end I actually lost money over November and December. I got sales for sure but with bad tracking and big spend over a short time frame it will went to crap. Nothing really took off like in other years and next thing you know Q4 was over and I…

Reddit ecommerce 834 2023-11-30

It feels like TV shows now are so fixated on plot progression that they don’t bother convincing you why you need to care for the characters in the first place

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It feels like TV shows now are so fixated on plot progression that they don’t bother convincing you why you need to care for the characters in the first place A prime example of this is Ahsoka. I actually watched initial seasons of the Clone Wars so I went in knowing her backstory, yet the episodes released so far have given me no reason to believe she deserved a show to begin with. Instead of focusing on developing what should be an interesting cast, the show dedicates most of its time on exposition …

Reddit Television 123 2023-09-28

Hopefully a quick re-fi question: should I bother cleaning up and making repairs before my scheduled re-fi home appraisal?

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Hopefully a quick re-fi question: should I bother cleaning up and making repairs before my scheduled re-fi home appraisal? I’ve got a cash-out re-fi pending right now, and I’m just about to schedule the appraisal. Unfortunately my house is a mess (not trashed, just cluttered) and my landscaping is torn apart because I’m in the slow process of replacing my front lawn with hardscape and planters/shrubs, so it looks horrible. I’ll certainly make everything accessible f…

Reddit Personal Finance 228 2023-08-05

Should I bother to remove this unknown account off my credit report?

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Should I bother to remove this unknown account off my credit report? I noticed this last year when I first started to be aware of my credit score. I was born in 1990 and there is a credit card on my credit report that was opened in 1988. I’ve just left it there cause its my “oldest credit card account”. Is it a good thing or bad thing? Infos on the unknown account: Credit Report Period : xx/xx/2014 Opened : 07/18…

Reddit Personal Finance 210 2023-07-17