You Can Borrow Money From Yourself With a ‘Passbook Loan’ Yes, you can use your savings account money without losing it.

Chaos at MarginFi Shakes up Solana DeFi’s Borrow-and-Lend Landscape Solend and Kamino were the biggest winners in the Solana DeFi landscape.

Advisor says ‘Borrow money’. I have money. I’m buying a new house before I sell my current house. My advisor wants me to use my heloc on my current home (which is at prime -1%) instead of using my brokerage account (invested money, not a 401k or Roth). I’m in a hot market and my house will sell quickly. So, does it make sense to borrow money at 7.5% when I could just temporarily take it …

Staying for the night at my grandmothers place. Had to borrow some moisturizer from her and found out she has mixed foundation into all of them. Is this weird or is she onto something with this? submitted by /u/the-radical-waffler

LPT: If someone asks to borrow your pen, remove the cap before handing the pen to them. Almost nobody wants to keep a pen without a cap. Chances are you’ll get the pen back! submitted by /u/K_Fourteen

Are there any good rule of thumbs for how much money, relative to income, max to borrow for auto loans and mortgages? Just this. Is there some multiple of income that is recommended as the max for auto loans and mortgages? Obviously if so they wouldn’t be the same multiple, but I’m curious of both. Like 0.5x annual income max for auto loan or 4x annual income max for mortgage? Ie, just pulling these numbers out of my ass at the moment. And presumably if you’re …

My “parents” want to borrow money. Not sure how I feel about that. Hello! I’m an orphan. Over the last 30 years I’ve loosely kept in touch with the last set of foster parents I when I was a kid. Neither are educated, or particularly skilled, and in their post-retirement life, they drive the Amish around to make ends meet. Their expenses are greater than their retirement income + their driving money, and after …

My credit card is offering a 0 apr cash programme, does it make sense to borrow to pay off part of an 8.5% loan? I have a ~43,000 home equity loan at 8.5% variable rate. I pay $304 just on interest in the loan each month. My credit card mailed me something about a cash programme at 0% apr for 12 months with a $250 fee. I could borrow $20k. If I put that to the loan, I would save approximately $1600 in interest per over 12 months, which is a lot more than t…