$8,200 year end bonus-Very grateful Hi everyone… currently have analysis paralysis.. will have a year end bonus of $8,200 Net. Credit card debit is 0.. only debt is car note @ $25,000 @ 4.99% I pay more than min on track to have it paid off in 1.5 years. Heres my plan: $3,500 to principle on car loan (to pay faster) $2,000 to Roth IRA $2,000 divided up in to Crypto and HYSA …