Switching from I Bonds to T Bills Hello reddit Considering switching from I Bonds to T Bills. I rode the I Bond wave from 7.12% until now that they are sub 4%. I understand that if I sale my I Bonds I’ll forfeit my last 3 month since I didn’t hold them for 5 years. Therefore, I should sale when they are accruing the sub 4% interest rate. My question, mathematically, when is it …

Followup: Converting 1000’s of savings bonds The original post Well, I bit the bullet and it took nearly 40 hours of work but I went through the Treasury Direct site and created nearly 40 batches of bonds to convert. Wrapped everything up, and sent via Express Mail to the Treasury. This morning, I had bunch of emails, one for each batch: Dear Customer,This is a system generated email to co…

What to do with I Bonds? I have a few I bonds that my grandmother gifted me back in 2005. Some are earning 7.72%, but others that were purchased just a month later are only 4.4%. For the ones that are earning 4.4%, should I keep them as is or cash them out and invest them elsewhere? I’ve maxed out my 401k and Roth IRA, and have a HYSA earning about 4% interest. I’m in…

When to cash out i bonds? Purchased $10k worth on August 11, 2022 to lock in the 9.xx% rate back then. When is the soonest I should cash out? submitted by /u/winniecooper73

When is the optimal time to sell I-bonds bought in May’21? Hi all, I’ve seen recent discussions about when the optimal time is to sell Treasury I-bonds due to rate changes. I’ve tried to use the existing info to determine when to sell the bonds I bought in May 2021, but I’m having trouble sorting it out. Aside from factoring in ‘when do you need the money’, when is the right time to jump purely based on…

For those w/ I-bonds hitting the “sweet spot” Aug1, what’s the best move? HYSA? Money market fund? Covered calls? Wembenyama Rookie Cards? What’s your recommendations on the best way to shift I-bonds that aren’t earning much interest anymore? submitted by /u/raelDonaldTrump

EE bonds accidentally past maturity date- what do I do from a tax front I made a rare financial mistake in forgetting about some EE Bonds I was given over 30 years ago. Well I want to cash them , but I was told you have to pay taxes on them in the year they matured. I believe you can only amend tax return from 3 years prior, but some of these matured more than 3 years ago. What am I supposed to do? Can I still cash …

Question regarding bonds and bond index I’m just trying to figure out what the difference between buying a bond index like VBTLX and buying actual bonds? I imagine the index is much more liquid. So what would be the advantage of buying T-bills and notes be? I’ve got about 5k locked into some t-bills that will mature in the next couple months and I’ve set a ladder purchase up but I’m t…

Need help deciding what to do with my I-bonds. Bought I-bonds on April 1st, 2022. Current value is $10,856. I believe with the current rate, its better to just park the money in a HYSA. When exactly is the best date to sell? submitted by /u/RudeInvestment1

Messaging Platform Telegram Has Issued $270M in Bonds to Fund Growth “I personally bought about a quarter of the new Telegram bonds,” said Pavel Durov, the CEO of the popular but not-yet-profitable platform.

GE Bonds Rebound as Bargain Hunters Swoop In General Electric bonds rebounded sharply in recent days, easing some of the losses debt investors have taken as doubts about the conglomerate’s financial stability spread through financial markets.