With treasuries and spaxx having high returns, is there any reason to stick with BND? Sorry for the jargon in the title… I’m 50, so starting to think more seriously about my allocation percentages. I have some money in my HSA invested in the bond fund BND. I was noticing that it’s been pretty flat performance-wise, and wondering why I should just move that money into SPAXX or a treasury (assuming I can do that in an HSA). And m…

Need help understanding and adjusting ETFs (SPY, HYG, BND) Hey everyone, I’ve been trying to get a solid grasp of ETFs and how to adjust them periodically, but I’m still a bit lost. While I feel pretty confident with how mutual funds work, the trading aspects of ETFs throw me off. For instance, when dealing with ETFs like SPY, HYG, and BND, should I be aiming to buy low and sell high as part of my strat…