#bills

I need to make an early withdrawal from my rollover IRA to pay bills, groceries.

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I need to make an early withdrawal from my rollover IRA to pay bills, groceries. I’ve looked at other options, and this is the best one for my situation. I know that it’s taxed as income plus an additional 10% penalty. My question is are you legally allowed to withdraw early just to pay bills, or are you limited to the particular hardships that the IRS lists? It’s either do this or get utilities shut off and not get grocerie…

Reddit Personal Finance 867 2025-02-21

Emergency fund calculation? Do you include student loans and credit card bills?

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Emergency fund calculation? Do you include student loans and credit card bills? How do you calculate your emergency fund when you pay 90% of your bills via credit cards? I guess my first question is, in an emergency, would it be in an emergency like a job loss, does it make sense to continue to pay credit cards in full (if you have money to do so in your emergency fund specifically) or is it more prudent to pay the minimums…

Reddit Personal Finance 1.1k 2025-02-14

LPT: What do you all say when negotiating hospital bills

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LPT: What do you all say when negotiating hospital bills Can you still lower the ER bill even after the insurance covered most of it? I hear stories about people reducing their medical bills by 50–80% and wonder what they said to hospitals. submitted by /u/darkkcop1234

Life Pro Tips 697 2025-02-03

After bills each paycheck I’m left with $150 dollars

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After bills each paycheck I’m left with $150 dollars Basically my car is dying it’s 23 yrs old and will quit on my at any moment. So I had to get a new car. I got the best I could for under 10k but with insurance and car loan payment I’m left with nothing. How can I survive two weeks between paychecks with $150. I’m panicking. If scraping by like this is going to be my life I don’t want it. …

Reddit Personal Finance 777 2025-01-30

Had to rack up cc debt to pay bills and buy food. How to best fix it?

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Had to rack up cc debt to pay bills and buy food. How to best fix it? If you don’t want to read the backstory, just skip to the bolded section. Disclosure: I’m a 1099 contractor. If i don’t work, i don’t get paid. I was in a car accident and had a severe concussion, leaving me unable to work for about 4 months. My savings dwindled too less than 5k. A month after returning to work, I slipped and fell in the kitch…

Reddit Personal Finance 561 2025-01-29

Bills rule out S Rapp, will start rookie vs. Chiefs

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Bills rule out S Rapp, will start rookie vs. Chiefs Bills starting safety Taylor Rapp will miss Sunday’s AFC Championship Game due to back and hip injuries. Rookie Cole Bishop is expected to start in Rapp’s place.

ESPN 400 2025-01-25

Delayed medical bills

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Delayed medical bills Friday we received two medical bills for $800. They were from 2021 and 2022. I did some quick research and it appears in my state this is well within the statute of limitations and I am on the hook. While I can technically afford these, am I likely to negotiate a payment plan to slow pay them just out of principle? I’m pissed that they waited ye…

Reddit Personal Finance 487 2025-01-21

‘Heard it all’: Doubters spark Bills’ D vs. Ravens

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‘Heard it all’: Doubters spark Bills’ D vs. Ravens The Bills’ defensive players used questions about how they would perform against Ravens quarterback Lamar Jackson, running back Derrick Henry and the rest of the Baltimore offense to help fuel Sunday’s win.

ESPN 1.1k 2025-01-21

Ravens WR Flowers (knee) doubtful to face Bills

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Ravens WR Flowers (knee) doubtful to face Bills Pro Bowl wide receiver Zay Flowers is doubtful for the Ravens’ game Sunday in Buffalo. Flowers missed last week’s game with a right knee injury.

ESPN 951 2025-01-18

Hi! I have a quick question using current HSA accounts to pay old medical bills.

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Hi! I have a quick question using current HSA accounts to pay old medical bills. I have a HSA account with some leftover money in it for 2024 (as well as an active one for 2025). I know that I have to use the money in the 2024 account before mid-March. I recently received a bill from a doctor I haven’t seen in a few years, billing me for two co-pays for visits back in 2022. I found evidence that one was paid (and I will call…

Reddit Personal Finance 732 2025-01-15