#billed

Hospital told me that doctor was in network then I found out that they aren’t and I’m billed $1,000

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Hospital told me that doctor was in network then I found out that they aren’t and I’m billed $1,000 Basically I went to see a new psychiatrist and I saw some doctors in network on my insurance site. I called the hospital and the doctors that were in-network on the site had a long wait time so they told me that they have another doctor that is also in network, this happens frequently since the BCBS site list of providers is hardly ever up to da…

Reddit Personal Finance 770 2025-03-05

Kaiser billed over 1000 for lab work alone

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Kaiser billed over 1000 for lab work alone I just went for my FIRST prenatal appointment, which included lab work. This is only the first visit and first set of lab. They tested for regular blood work, PAP smear, and also traits for CF, and a few other abnormalities. I know there will be more tests. This is the first time I have Kaiser, but is this normal?? This is so expensive. Anything…

Reddit Personal Finance 586 2024-12-31

Billed for medical care I didn’t actually receive. Is it worth my time to try and fight this?

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Billed for medical care I didn’t actually receive. Is it worth my time to try and fight this? Howdy Everyone, TLDR: Hospital is billing me for post-op observation time where I was not observed. My insurance is going to pay out on most of this, but’s really the principle of the matter. Went into the ER, needed emergency surgery and was transferred to another facility. Surgery team was amazing, explained the possible outcomes. If it went w…

Reddit Personal Finance 713 2024-12-08

Billed almost 2 years later for x-rays

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Billed almost 2 years later for x-rays Yesterday I got a bill from a radiology place that a hospital uses. About 2 and a half years ago, I was in and out of the hospital with foot issues and was getting x-rays frequently. My insurance at the time was paying a good chunk of it where I’d pay something like $30 to the radiology place. Time went by, and I stopped getting X-rays because i…

Reddit Personal Finance 704 2024-11-24

Dental office billed me based on false information

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Dental office billed me based on false information I visited an OON ortho for replacement retainers. They quoted me $400 per retainer, and the billing person spoke to a representative from my insurance and let me know that insurance would cover 50%. Based on this info, i went ahead and scheduled the appt. the day of the appt, they charged me $1000 (400 per retainer, and an ‘adjustment fee’ of ~2…

Reddit Personal Finance 1.3k 2024-06-12

Hospital never Billed Insurance-Insurance Wont Pay

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Hospital never Billed Insurance-Insurance Wont Pay In June 2023 I went to the ER and gave them my insurance information and then I moved shortly after. I guess they never billed the insurance and said I have no record of getting my insurance information. They sent the debt off to a debt collector and they called saying I owe almost $3,400. I sent the information of the debt to my insurance and t…

Reddit Personal Finance 1.3k 2024-05-10

Lab never billed our insurance, and now we have worse insurance

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Lab never billed our insurance, and now we have worse insurance Daughter went to an urgent care in 2023. The urgent care sent in some tests to a lab. We only recently received a bill (date of service: 12/13/23) from this lab for >$1k, but we noticed they never applied our insurance which at the time covered everything with no copay. We got new insurance in 2024 which will probably have a significant copay fo…

Reddit Personal Finance 806 2024-05-07

Got surgery last year and was billed by an OON anesthesia company

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Got surgery last year and was billed by an OON anesthesia company Hey! I’m aware there are similar posts to this such as this one https://www.reddit.com/r/personalfinance/comments/ofje0h/got_surgery_last_year_and_one_of_the_services_was/ The main difference with mine is that I started at an in network place (Facility A) who then had a “surgery scheduler” person schedule a surgery for me but at another facility…

Reddit Personal Finance 756 2024-05-01

Can you use HSA funds for medical bills that were not billed through insurance?

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Can you use HSA funds for medical bills that were not billed through insurance? It’s the end of the year and we just enrolled in an HSA insurance plan because of a new job. My deductible is 3000$. I know we’re not going to meet that before the end of the year and we would have no benefit to do so. My kid has been getting sick recently and a simple doctor visit through insurance costs 400$ but without insurance it is $150. S…

Reddit Personal Finance 930 2024-03-24

Dentist billed me 5 months after service, no longer have insurance

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Dentist billed me 5 months after service, no longer have insurance Hi, so I was emailed by my dentist that for a visit I had 5 months ago, they tried to charge my insurance and that the claim was denied. It seems like this is because I left my job 2 months ago and my insurance ended then. Am I responsible for paying this bill now? It seems unfair that I am being charged now when I don’t have insurance for servi…

Reddit Personal Finance 1.2k 2024-03-05

Wife is pregnant. 3rd trimester. She sees the doctor every week now. We aren’t getting billed by them. What’s the deal?

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Wife is pregnant. 3rd trimester. She sees the doctor every week now. We aren’t getting billed by them. What’s the deal? Are all the bills saved till the end or something? She’s had several doctor visits and we have received no bills or claims to our insurance. Anyone know what’s going on? submitted by /u/GetTriggeredKid2

Reddit Personal Finance 722 2024-02-06

In-network dentist billed me the excess of what they submitted to my insurance

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In-network dentist billed me the excess of what they submitted to my insurance This is a continuation of a previous post in my post history, where my dentist was inexplicably not billing my insurance. I finally got them to bill my insurance properly after nearly 3 months. I received an explanation-of-benefits from my insurance company showing the submitted amount, approved amount, allowed amount, and coverage percentage. D…

Reddit Personal Finance 1.1k 2024-01-16

Billed for STD testing during an annual physical exam (pap smear) – I wasn’t asked, didn’t even know I was being tested. Do I have a chance of disputing this?

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Billed for STD testing during an annual physical exam (pap smear) – I wasn’t asked, didn’t even know I was being tested. Do I have a chance of disputing this? I received a bill for $167 for laboratory STD testing. I don’t recall being asked, but I know I would have said no. I didn’t even know I was being tested beyond the standard pap smear. I said no to all other additional services and made it pretty clear that I only wanted my annual physical exam because that’s why my insurance would cover 100%. t…

Reddit Personal Finance 1.1k 2023-12-10

$2896 billed by Enterprise almost 8 months after rental for the scratch of the century on an Elantra grill(!) and a damaged cruise control module(!?).

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$2896 billed by Enterprise almost 8 months after rental for the scratch of the century on an Elantra grill(!) and a damaged cruise control module(!?). This may be the most jaw-dropping claim of car rental damage I have ever come across- what did I do to Enterprise to deserve this!? I just got an e-mail letter of a $2900 claim that I have to pay from a rental the past December– nearly 8 months ago! I wish I could attach pictures! Two damages: 1) a scratch on the grill that one cannot see from…

Reddit Personal Finance 210 2023-07-27

Hospital never billed me directly and send a $350 copay directly to collections – WHAT do I need to do to protect my credit?

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Hospital never billed me directly and send a $350 copay directly to collections – WHAT do I need to do to protect my credit? In January, I was attacked by a dog and went to an ED for stitches. Im lucky that I have good insurance, and my ER copay was only $350. I waited for a bill. Fast forward to this month (July) and I received a notice from a collection agency that I owed $350 for my visit. Other than pay it after the debt is verified, what do I need to do to prote…

Reddit Personal Finance 141 2023-07-15

Doctor hasn’t billed me for 3 years

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Doctor hasn’t billed me for 3 years I was going through my insurance claims and noticed that my child’s pediatrician has not filed any claims since 2020, and we also have not received any bills from them. We have visited them about 10 times in the last 3 years for minor illnesses, including annual checkups. No one has mentioned anything to me when we went to their office. I also w…

Reddit Personal Finance 197 2023-07-11

Huge hospital bill, insurance wasn’t billed at all

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Huge hospital bill, insurance wasn’t billed at all Today I got a hospital bill for almost $1k. It was for some bloodwork I got done months ago. My insurance at the time clearly wasn’t billed, and the insurance I got afterwards – which I remember the doctor’s office calling me about – didn’t get billed either. I’m now on a *different* insurance! (Love healthcare bureaucracy). I can take the hit, …

Reddit Personal Finance 240 2023-07-10