#bill

I need someone to explain this to me like I’m five – what is the best day to pay credit card bill for credit.

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I need someone to explain this to me like I’m five – what is the best day to pay credit card bill for credit. I tried to google this but it came up with “pay before your billing cycle is up” a lot and I’m not even sure what that means. Is it true that you want to use the credit card every month but no more than you can pay off by the due date? Is there a minimum or is it really like a $1 thing? Someone told me that there’s a day when credit reports are …

Reddit Personal Finance 948 2024-10-28

LPT Keep a hundred dollar bill between your phone and the case and do your best to forget it’s there.

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LPT Keep a hundred dollar bill between your phone and the case and do your best to forget it’s there. There were many instances in my life where having an extra $10 or $20 would have felt extravagant. If this LPT is beyond your means I feel for you and I hope your situation improves. For those with the means, this can be wildly helpful in emergency situations or inconvenient circumstances. Stranded somewhere? Plenty of cab/uber money. Debit or …

Life Pro Tips 992 2024-10-28

LPT: do not ever pay a bill that’s not yours

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LPT: do not ever pay a bill that’s not yours Billing departments will ALWAYS try to get you to pay shit you’re not obligated to. Medical billing departments are especially bad about this. If you have a loved one who passes, YOU ARE NOT RESPONSIBLE for their medical debt. You can’t stop them from taking it out of the estate, but you don’t have to pay it. It dies with them. Don’t pay credi…

Life Pro Tips 842 2024-10-26

Received letter from collections but bill is already paid in full

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Received letter from collections but bill is already paid in full Hey folks, need some advise. I have a hospital bill that was over-due. I paid it in full by credit card on October 1st. On October 3rd, I receive a letter from a collection agency for the amount that it was due. I called the hospital and they told me that the bill was paid in full and the account closed, and to disregard the letter from collecti…

Reddit Personal Finance 1.1k 2024-10-24

Inaccurate medical bill, cannot get thru to a human. What to do?

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Inaccurate medical bill, cannot get thru to a human. What to do? After an ER visit, I received a Bill from the hospital ans a separate bill from the ER physicians. The physicians bill did not get run through my insurance, and is coming from some stupid third party company called “patient online pay”. I have tried calling, email, and using their online portal to connect with ANYONE about this bill – and have …

Reddit Personal Finance 373 2024-10-23

Over $6k medical bill in collections from an involuntary psychiatric hold. I have no idea how to remedy this.

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Over $6k medical bill in collections from an involuntary psychiatric hold. I have no idea how to remedy this. A couple of years ago, I was placed on an involuntary psychiatric hold at an emergency room. Later on, I received two separate medical bills from that stay, one for approximately 5k, and the other for around 1k. From what I understand, patients are not responsible for hospital bills for involuntary mental health holds in my state, but now that t…

Reddit Personal Finance 1.2k 2024-07-26

The Senate passed a bill cracking down on sexually explicit deepfakes

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The Senate passed a bill cracking down on sexually explicit deepfakes Photo by Samuel Corum / Getty ImagesThe Senate unanimously passed a bill on Tuesday letting victims of nonconsensual intimate images created by AI — or “deepfakes” — sue their creators for damages. The Disrupt Explicit Forged Images and Non-Consensual Edits Act (DEFIANCE) Act lets victims of sexually explicit deepfakes pursue civil remedies agai…

The Verge 1.2k 2024-07-25

Medical bill went to collections… advice?

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Medical bill went to collections… advice? Hi all, I went to the ER on April, got an outrageous bill for NOTHING, didn’t have the money so I haven’t paid it, honestly forgot about it. I got a collections letter today and now I’m freaking out. I’m seeing lots of mixed advice on what to do. I’m going to call the hospital tomorrow and ask for an itemized bill and see if I am still able to p…

Reddit Personal Finance 1.2k 2024-07-22

LPT If you are in the emergency room (ER) in the US, you have the option to negotiate your bill and avoid paying the full amount.

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LPT If you are in the emergency room (ER) in the US, you have the option to negotiate your bill and avoid paying the full amount. Currently on a trip with three doctors who are discussing US ER procedures and prices. They mentioned that ERs often struggle to receive full payment. You can negotiate your bill by calling the hospital, potentially reducing it significantly. For example, my girlfriend negotiated her ex’s $10,000 ER bill down to $4,000 by ensuring immediate paym…

Life Pro Tips 505 2024-07-18

ER bill went to collections should have been paid by workers compensation

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ER bill went to collections should have been paid by workers compensation I had an injury at work last June that required me to get stitches. My workers comp claim was approved and they paid the hospital bill. I then received a physician bill which I sent to my workers comp claims associate. She said she would make sure they send all bills to her. Now the bill has gone to collections, my claims associate is jerking me…

Reddit Personal Finance 889 2024-07-16

Received medical bill 6 years and 1 month later

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Received medical bill 6 years and 1 month later My brother and I both received medical bills oddly enough, from the same medical center that’s in another city than the city we reside in. My bill date was over 6 years ago (June 2018) and his bill date was over 10 years ago (2014)? The payment settlement due dates are 1 week from today which is when we received the notice. For one, I don’t re…

Reddit Personal Finance 986 2024-07-14