What is the next best investment after maxing out my Roth IRA? In I Will Teach You to Be Rich by Ramit Sethi, he lays out a clear investment order: 1. Contribute to your 401(k) up to the employer match. 2. Max out your Roth IRA. 3. Max out your 401(k) (because it’s pre-tax money that can grow faster, even though you’ll pay taxes later). But what if your employer offers a Roth 401(k)? Since that’s post-tax m…

LPT: Struggling with negative self-talk? Talk to yourself like you’re talking to your best friend Hey y’all! Just wanted to share something that has made such a difference for me mentally: whenever I catch myself being super critical or harsh in my head, I stop and ask myself, “Would I say this to my best friend?” If the answer is no (and let’s be real, it usually is), then I reframe what I’m saying into something kinder and more supportive …

Total noob trying to get into photography. Whats the cheapest and best B&W camera I can get? I’ve always LOVED B&W photos, especially how it plays on light and contrasts. Would love to get a (first) camera just for this. Any tips or suggestions? submitted by /u/Ok_Vacation_5251

Best way to gain rewards from spending $50k in flights Our family is taking a one-in-a-lifetime trip to the Philippines and will spend around $40-50k on air fares. What’s the best card or way to gain rewards / cash back from spending so much on flights? Thx submitted by /u/music4education

Best eCom Tools for 2025 I’m curious to know what tools you guys are using. Right now my stack is Shopify, but I know I’m not handling orders properly just yet. Any recommendations for Inventory, tracking, marketing, etc? submitted by /u/sessionstarter

Best advice for how to handle my money? I’m 23 and wondering what’s the best way to maximize my passive income or whatever, I’m not very knowledgeable in this stuff. I have a ROTH, I have 7500 in that and put $50 a month in because I’m not making much while in college, I have a 4.5% interest savings account with 5400 in that, and 7500 in checking account, should I be putting more of m…

Just moved from Canada to USA for work. What’s the best way to invest and save my money? Hi, I am 23 years old and just moved from Canada to the USA for work. I somewhat understand the different tax shelter accounts available here and I am looking for some advice on how to best invest my money. My main concern is striking a balance between investing in my 401(k) and a brokerage account. Income details: Base income: ~$150,000 (take …

What’s mathematically the best way to buy a car? I’ve seen plenty of posts of what NOT to do, but I haven’t seen much about what the best way to purchase a car is. From what I can tell it’s some combination of the following things: – buy a car that’s 3-5 years old with relatively low miles on it – purchase cash only if you can – use your old car for as long as possible What else should be on t…

The best software for batch viewing and deleting RAW+JPEG photos on Mac/Windows? Hi everyone! I’m new to photography and recently got a Canon R8, which I’m absolutely loving. However, I’m not a big fan of editing photos at the moment, so I shoot in RAW + JPEG. RAW files are just in case I decide to learn photo editing in the future and want to have them available. After a shooting session, I often end up with a ton of photos…

Best television series of all time I’m so bored with everything! I’m looking for your all time favorite series that’s a must watch. I want to get hooked right away! Please give me your suggestions! submitted by /u/Comfortable-Reach217

Divorcing with $40k credit card debt, what’s the best way to handle this? I’m a female with multiple kids. 40 and divorcing (KY, not a community property state) with $40k credit card debt in my name and a joint mortgage with $50k debt remaining. Currently, he’s ok with me being awarded the house, but wants 50% equity. He does not wish to help with the credit card debt, despite much of it being marital due to job losse…

Best places to buy used camera gear as a Canadian? I recently got back into photography for the first time since I was a teenager, so am going to be upgrading my very old and not very good equipment soon, but my budget is VERY limited so as I’m setting aside funds for what I’ve picked out I’m also looking around to figure out WHERE to buy used gear from. A lot of the most often recommended place…

Australia Has The Best Words For Car Crashes Australians are doing the English language better than any of the rest of us. I once heard one of them refer to “eating gas station food” as “smashing a dirty servo bite,” and from that point on I was absolutely sold on their perfect dialect. Recently, though, I discovered another type of automotive word that… Read more…

How best to utilize 1099 income for tax advantages or investments? I am in the fortunate position of stepping into a 1099 role that is essentially ‘bonus’ money for our family. My husband has a regular W-2 position that covers our necessities and some savings. He has an HSA and a 401k through work. We have been extremely frugal and have no debt beyond our mortgage. However, due to being a SAHM for several yea…

Still best to fund IRA upfront all at once? I know nobody can predict markets, but is this still the suggested way to fund your IRA? I will be just moving the $7k from HYSA to the IRA (which is invested 100% in a total market index fund). I won’t need the money (one of the reasons I’ve read to just monthly transfer the funds). Normally I do one transfer in January and then don’t worry ab…

Best setup for taking pictures of cannabis plants and doing macro? Budget is 1400$ or less. I want to get into cannabis photography more seriously so any advice would be appreciated. This would be my first camera to use . submitted by /u/Modkins

What series have held up the best? Which series to you think have held up the best? Let’s not include any series after 2010 since that kind of defeats the purpose. P.S. My pick is The Shield. It might not hold up as well visually but the rest of the show holds up. submitted by /u/AnnoyingToDeath

These Were, Unsurprisingly, The Best Selling Vehicles Of 2024 When it comes to vehicle sales, 2024 wasn’t too shabby, all things considered. The industry finally returned to some sort of status quo after years of battling following the COVID-19 Pandemic. Of course, prices are still high, but that didn’t stop nearly 15.9 million new cars from being bought in 2024. Read more…

Website Migration SEO Best Practices To Preserve Rankings And Avoid Common Pitfalls via @sejournal, @AdamHeitzman Discover the top 16 best practices for a successful website migration. Avoid SEO performance issues and maximize the benefits of your site changes. The post Website Migration SEO Best Practices To Preserve Rankings And Avoid Common Pitfalls appeared first on Search Engine Journal.

Stocks v Roth IRA: best investment strategy for someone who will leave the US permanently in a few years Hi, I (24F) am a grad student in the US. I end up saving about $1200-1400 a month that collects dust in my checking account. My friends have suggested investing in stocks and contributing towards retirement accounts like Roth IRA. Most of them, however, are US citizens or plan on settling down here. I would most likely move back to my home count…