#benefits

New job, unconventional benefits

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New job, unconventional benefits (US/WA) Per the title, I’m starting a new job soon and the company doesn’t offer the typical benefit package. They offer PTO and paid holidays as well as short-term incentive(annual bonus), but don’t provide health, dental, vision, life, short- or long-term disability, 401k (did I forget any other typical benefit?). Instead, they offer an allowa…

Reddit Personal Finance 404 2024-11-13

Leave current job w/ benefits to be closer to family?

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Leave current job w/ benefits to be closer to family? TLDR: Leave current job to be closer to family? Hi All – Posting on throw away for privacy. I am a newer federal employee (~2years). My partner and I have our hands full with a little one and just became SAHM due to feeding issues. We feel disconnected and are considering moving closer to family to help out and be closer to them. I previously wo…

Reddit Personal Finance 613 2024-11-09

How much did benefits play into choosing your retirement date?

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How much did benefits play into choosing your retirement date? I feel very fortunate to be one of the Gen Xers that have both a pension, 401K, and my employers medical plan available to me in retirement. I guess my overall question is….What was the largest driver of your retirement date? Reaching a number of dollars, age, tired of the rat race, etc I’m 50 looking at my pension benefits and struggling with …

Reddit Personal Finance 928 2024-11-06

Do 529 tax benefits only apply if you invest in the state fund?

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Do 529 tax benefits only apply if you invest in the state fund? Location: Illinois Illinois has a $20,000 state tax deduction for 529 plans (joint filing). Do you only qualify for the tax break if you invest in one of the Illinois state managed funds (i.e. Bright Start, etc) or do you still qualify if you use Vanguard or some other private company? submitted by /u/ControlElegant9533

Reddit Personal Finance 1.2k 2024-11-06

How do you compare a job without supplemental benefits with a regular job with benefits?

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How do you compare a job without supplemental benefits with a regular job with benefits? How do you compare a job that has no supplemental benefits with a regular one? Saw a job posting at a small org that sounds very interesting. But it says the org doesn’t offer “any supplemental benefits, including health or retirement”. It also has flexible PTO and vacation, so long as work obligations are met. How would you compare the salary t…

Reddit Personal Finance 1.0k 2024-11-05

Benefits of manual tracking and budgeting?

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Benefits of manual tracking and budgeting? Back in the day I used to use a combination of MS Money/Quicken and spreadsheets to track debt, reconcile our bank account and plan for expenses. I used this method to become debt-free twice over a period of 10 or 15 years. We had a few things occur that caused us to fall into debt again. I have been using YNAB for several years now and it hasn’…

Reddit Personal Finance 812 2024-10-28

iPad Mini 8 Rumored to Feature OLED Display With These Benefits Likely

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iPad Mini 8 Rumored to Feature OLED Display With These Benefits Likely The next iPad mini will feature an OLED display, display industry analyst Ross Young said in a social media post on Wednesday. “Next iPad Mini will have an OLED,” he said, succinctly. Compared to the iPad mini 7 and previous models of the device, which have LCD displays, benefits of OLED technology should include increased brightness, higher c…

Mac Rumors 1.0k 2024-10-24

This $50 case turns your phone into an e-reader minus the benefits of an e-reader

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This $50 case turns your phone into an e-reader minus the benefits of an e-reader The Bookcase undoes years of smartphone makers working hard to reduce the size of screen bezels. | Image: AstropadAstropad’s new Bookcase is a smartphone accessory designed to make reading on a smartphone feel more like reading on an e-reader. No, it doesn’t give your phone an easy-on-the-eyes screen, longer battery life, or any other features t…

The Verge 586 2024-10-24

How do retirement benefits work for job hoppers?

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How do retirement benefits work for job hoppers? I have no plans to retire any time soon but I’m wondering how I’m supposed to be keeping track of the retirement benefits I have from old jobs. I have changed jobs a few times but I’m wondering what is the best practice for keeping track of the different 401k and other accounts that employers have created for me over the years. I know I have on…

Reddit Personal Finance 1.1k 2024-10-24

(Ohio SERS) Pension vs 401k Question About Benefits Upon Death

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(Ohio SERS) Pension vs 401k Question About Benefits Upon Death I just got a job offer for a position that has an Ohio SERS account. I’ve been reading about it and I’m confused as to what happens to the money when I die? If I have a 401k, leftover money will pass to my beneficiaries. So if I retire at 67 and die at 70, I would have a ton of money left for them to inherit. If I have a SERS pension, the lefto…

Reddit Personal Finance 814 2024-07-12

How can I spend $1000 in commuter benefits before it expires?

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How can I spend $1000 in commuter benefits before it expires? I don’t know if this is the right sub for this post, but I have nearly $1k left on my commuter benefits card. I have under 90 days to spend it due to a job change. I tried all the possible outcomes of trying to use it up sooner however nothing is panning out. I had originally gotten it due to it helping with my commute to work via rideshare howe…

Reddit Personal Finance 1.1k 2024-07-03

Texas workforce commission hasn’t paid unemployment benefits for three months

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Texas workforce commission hasn’t paid unemployment benefits for three months I was laid off at the beginning of April. I promptly filed for unemployment benefits with TWC. I have been studiously following up every other week to tell them I’m still unemployed. I have done every task. I have not received one penny of benefits yet. I’ve tried to call them a million times but there is never anyone available, and I don’t rece…

Reddit Personal Finance 1.2k 2024-06-21

Benefits Of Saturn Transiting Your 2nd House

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Benefits Of Saturn Transiting Your 2nd House When Saturn transits your second house, you get your financial life in order.  This often includes reducing spending on frivolous things. This is not necessarily because you don’t have the funds.  It’s a natural shift as you refine your values and your self-esteem solidifies. Generally, less is more, especially when the “less” is made up Source

Elsa Elsa 1.3k 2024-06-21

Leave a job with great benefits for one that pays better?

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Leave a job with great benefits for one that pays better? Should I leave my low paying job with great benefits? There’s no other job yet, but I am actively looking. I’m only applying to jobs that pay what I make or more (about $20/hr or so) and offer fully remote options. The reason why I’m looking for fully remote work is because whenever one of my children is sick, they cannot go to daycare. That lea…

Reddit Personal Finance 485 2024-06-10