#benefit

Is there a potential benefit to Employers when Employees claim the most dependents on their W4

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Is there a potential benefit to Employers when Employees claim the most dependents on their W4 Question in the title, context below. Please handle this as a critical thinking question and keep your mind open. Employer is suspected of changing the number of dependants claimed on employees W4 after said employee turns it in. It sounds crazy but I have witnessed an employee request a copy of their W4 from said employer, only to see that the…

Reddit Personal Finance 624 2024-04-08

My companies benefit package came out, need help allocating money towards retirement.

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My companies benefit package came out, need help allocating money towards retirement. Hey all, I was looking up if there’s any calculators or links that would help me maximize my take home pay while still maxing out my HSA contributions and 401k. My company does a 6% match towards my 401k at the end of the year. However I’m not sure how much I should put towards retirement each check as well as my HSA. I currently make $120k and …

Reddit Personal Finance 501 2024-03-18

Inheritance “paid for the benefit of” ?

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Inheritance “paid for the benefit of” ? A relative of mine passed away earlier this year, they never married and never had children of their own (ambiguous pronouns for privacy). In the will, they left a decent sum of money to each of my 4 kids, all of them receiving the same amount. 3 of my kids are 18+, one is still a minor (almost 16). There are no stipulations in the will, the mon…

Reddit Personal Finance 885 2024-02-11

Defined Benefit Pension vs Stocks and 401k match

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Defined Benefit Pension vs Stocks and 401k match Hello! I’m early 40s and have 10 years vested in a public institution with a Pension I can draw on starting at age 50. I have been offered a similar paying job at a coveted tech institution offering 50k in stocks and a 401k match up to 10k yearly. I personally have ~500k in retirement (403b, ROTH, 401k rollovers) in addition to the defined bene…

Reddit Personal Finance 719 2024-01-30

Understanding Citi Flex Pay: Is there a benefit to paying it off early?

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Understanding Citi Flex Pay: Is there a benefit to paying it off early? Ok, so here’s my question: I recently made a very large purchase using my Citibank card, and Citi offers their flex pay service which allows you to spread the payment out over anything from 3 months to 3-years for a set monthly fee — which is just a rebranding of interest, but a lower rate than my card would otherwise be. I would definitely ra…

Reddit Personal Finance 1.3k 2024-01-19

please help me choose one of these concealers- Fenty, rare beauty, benefit cakeless

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please help me choose one of these concealers- Fenty, rare beauty, benefit cakeless my concerns- have very prominent dark circles so coverage is appreciated, but I prefer buildable because I did struggle quite a bit with too faced ( hated it btw, don’t know why it’s so hyped:/) , and looking for something that creases less, I have super dry skin and fine lines too. looking for replacing Maybelline fit me. people who have used a…

Reddit Makeup Addiction 607 2024-01-18

Looking for a new lip and cheek tint, similar shade to the benefit flora tint🤍

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Looking for a new lip and cheek tint, similar shade to the benefit flora tint🤍 I love the flora tint but prices went up as if they weren’t too expensive already, so i’m looking for a new cheek tint/stain or even liquid/stick blush. Something long lasting, I don’t care about the price as long as it’s not a tiny bottle for 24$ like the benefit one. submitted by /u/peacesold

Reddit Makeup Addiction 992 2024-01-07

Sonos vows to keep fighting Google for the benefit of small companies — and its own revenue

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Sonos vows to keep fighting Google for the benefit of small companies — and its own revenue Illustration: The VergeDespite being dealt a considerable setback in its patent infringement proceedings against Google, Sonos appears confident that it will ultimately prevail against the Big Tech competitor it has for years accused of copying its technology. In a statement provided to The Verge late Tuesday night by spokesperson Erin Pategas,…

The Verge 1.2k 2023-12-12

Question: Pay all Sales tax/VAT indiscriminately with an MoR or pay selectively to benefit from economic nexus/registration thresholds?

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Question: Pay all Sales tax/VAT indiscriminately with an MoR or pay selectively to benefit from economic nexus/registration thresholds? Hi, I’m looking into options of how to accept payments for my first SaaS (prepaid per device-month desktop software). And as far as I can see, there are two ways to do this: – With a Merchant of Records (MoR): like Paddle, they handle all your Sales tax/VAT depending on the location of the buyer. So if I price one device-month at $6, then they’l…

Reddit ecommerce 1.2k 2023-10-22

Do benefit concerts with huge lineups of surprise guests still exist?

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Do benefit concerts with huge lineups of surprise guests still exist? I was reminded today about a concert I went to back in 2009 at the Palladium in Los Angeles called “Common and Friends”. It was marketed as a benefit concert for some charity (I forget which) and there would be an unbelievable list of special guests. Surprise guest after surprise guest came out on stage. Artists like Common – De La Soul – MF Doo…

Reddit Music 203 2023-09-29

employer is terminating our defined benefit pension plan

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employer is terminating our defined benefit pension plan Hey All, my employer notified us that he is terminating our defined benefit pension plan. I was informed that I will be receiving around $120k and was told I should open a traditional IRA for the funds to be transferred to sometime in the next few months. I guess my primary question is, is this the “best way” to handle the funds I’ll be receivin…

Reddit Personal Finance 208 2023-09-21

Can someone talk me through any experience or prior math they’ve done of the financial benefit (or lack thereof) of an alternate, beater vehicle?

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Can someone talk me through any experience or prior math they’ve done of the financial benefit (or lack thereof) of an alternate, beater vehicle? I drive an 11 year old Honda with 160k miles on it. (Probably $7k-$9k in current value). That’s what my budget and risk tolerance allow for at this point. But, it does leave me nervous about possible emergencies. If a check engine light goes on…or the car needs to be checked out for major repairs, how do I handle that? It’s got me wondering abou…

Reddit Personal Finance 156 2023-09-08

Best way to save/invest financial contributions from my sister for house expenses for her benefit?

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Best way to save/invest financial contributions from my sister for house expenses for her benefit? I (31F) currently do not have a job as I just quit to go back to school to get my master’s (in social work). (Maybe I’m stupid, but I left a pretty well paying job but I was miserable.) I just moved into a new place with my sister (19). I am not able to work due to internship hour requirements on top of school classwork. I paid the year’s rent …

Reddit Personal Finance 218 2023-09-05

Am I right assuming I don’t benefit from the new student loan repayment plans?

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Am I right assuming I don’t benefit from the new student loan repayment plans? I have 2 federal, direct, consolidated loans reentering repayment in Oct: $13k subsidized and $32k unsubsidized. The payment for these is a little over $350 (end date of 2039). Additionally, I have 2 remaining private student loans: $42k with Navient (about $680/month with ever-increasing interest rates and payment amounts) and $5k from another …

Reddit Personal Finance 152 2023-08-29