Should we file for bankruptcy?
Should we file for bankruptcy? We’re a married couple (43/42) with two children (15/8) and have 120k of consumer debt. We only have 1k saved and are no longer able to afford the minimum debt payments. We just signed up for and (after research) immediately canceled a well-known “credit relief” program. Current gross income: 68k Projected gross income (Starting Jan ’24): 118k T…