#banking

Any U.S. banks whos online banking doesn’t suck for frequent travelers?

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Any U.S. banks whos online banking doesn’t suck for frequent travelers? I’ve had it with Capital One. I can’t take it anymore. Here’s what I want out of my banking experience: Never ever try to text me a verification code when I login from an IP address you don’t recognize. My cheap, prepaid phone plan does not work outside of the United States, and I buy a local eSIM when I’m abroad. I absolutely refuse to pay ext…

Reddit Personal Finance 290 2023-08-18

The CFPB website is a great resource for understanding complicated banking regulations

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The CFPB website is a great resource for understanding complicated banking regulations If you really want to understand consumer rights that are protected in the major banking regulations then the CFPB website is for you. I’ve linked out the common landing pages for the three most commonly discussed banking regulations below. Regulation E, Regulation Z, and Regulation V. If you google search CFPB & Regulation * then you should g…

Reddit Personal Finance 166 2023-08-11

Screwed over by USAA. Who are Y’all banking with?

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Screwed over by USAA. Who are Y’all banking with? USAA reported a delinquent payment of a few hundred dollars, and dropped my credit report 200 points. Never had a late payment. Always paid in full. The account was on autopay and somehow got turned off. No phone call, no mail notification. The funds were there in another USAA account, enough to cover the full balance more than 100x over. Almost…

Reddit Personal Finance 215 2023-07-28

Online banking recommendations?

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Online banking recommendations? Hi everyone! I want to hear what y’all recommend for online banking. Currently my leading choices are Amex and Novo. Amex because I’ve been a customer since ’15 and never had a bad experience. Novo because their integrations look awesome. Direct integration with shopify and other payment processors, and Zapier, nice! To clarify I haven’t decided…

Reddit ecommerce 198 2023-07-21