#banking

Am I banking right ?

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Am I banking right ? I get paid 3 times a month, all checks are inconsistent as I’m commission, I recently started baking with sofi and had my dd changed to the savings. I’m kind of struggling to organize my bills and such. Should I have all my income deposit into the savings, and all bills auto draft out of that account as well? That seems like it would work but th…

Reddit Personal Finance 392 2025-01-05

Banking advice needed

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Banking advice needed Hi all. My husband and I currently bank with Ally. We have our investments (22k), emergency savings (5k), and spending (~2k) all with Ally. We have a mutual fund, his 401k, my 403b, and some small amounts of cryptocurrencies spread out. Recently, Ally has started declining all of our transactions. Declines have happened while buying groceries, r…

Reddit Personal Finance 571 2024-12-04

Banking while abroad

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Banking while abroad Hi all I’m leaving soon on a months-long trip to Tunisia, a country with a cash economy. I live in the US . Last time I was there, my bank screwed me over by freezing my card, claiming that I had used a shady ATM and they were trying to protect me. I probably did use a shady ATM, and didn’t really have a choice as I needed to withdraw cash becau…

Reddit Travel 652 2024-11-26

private space doesn’t seem to add a lot of security for banking apps

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private space doesn’t seem to add a lot of security for banking apps Banking apps on mobile often rely on fingerprint biometrics for reasonably-easy mobile login. Before private space, if someone gets my phone, they still need at least fingerprint to get into the banking app (and maybe fingerprint twice if my phone itself was locked when they got it). I was hoping that private space could improve security in tha…

Reddit Android 1.1k 2024-11-09

Is my banking portfolio overcomplicated?

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Is my banking portfolio overcomplicated? After a lot of Reddit post lurking, reading a few books with different account setup recommendations, and watching many YouTube videos, I’m not sure if I’ve overcomplicated my banking portfolio. It’s not that I can’t manage it the way it is, but if there is a more practical, more common way to do this, maybe I haven’t realized it. Feel free to s…

Reddit Personal Finance 715 2024-07-15

Looking for banking guidance as incoming international PhD student in US

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Looking for banking guidance as incoming international PhD student in US I am an incoming international PhD Student in a US university, and will be receiving a decent stipend from which I expect to save some amount every month after all expenses. I will be in F1 student visa status. I will be really grateful if any of you could please recommend what banking option can I avail right now, satisfying as many of the foll…

Reddit Personal Finance 603 2024-07-10

Accepting International Payments/Open-Banking?

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Accepting International Payments/Open-Banking? Hey guys, someone who is new to e-commerce here. Say I am a seller and on my website, you have the usual payments processing frameworks(Stripe, etc.) to collect payments both domestically and internationally. Is there any efficient ways/platforms to collect international account to account payments instead so I can avoid payment processing , cur…

Reddit ecommerce 612 2024-06-15