#bank

Ignoring your bank account?

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Ignoring your bank account? A few weeks ago- I saw this podcast clip where Bobby Lee was talking about how he doesn’t ever check his bank account (his accountant would just let him know if he had enough to spend.) Obviously Bobby Lee has wealth and doesn’t represent middle income. It was the opposite for me- I’d check my bank account a few times daily. We’ve lived paycheck…

Reddit Personal Finance 888 2024-10-31

Bank lost my funds in a return.

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Bank lost my funds in a return. I have a recurring account transfer set up between two different banks, which has been in place for years. Every Friday, $225 is transferred from Bank A (a large bank) to Bank B (a smaller, local credit union). From there, I disperse the money from my savings at Bank B to whichever loan payment is due at that time. Recently, I noticed that the f…

Reddit Personal Finance 996 2024-10-29

Do you use a local bank or credit union and if so, why?

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Do you use a local bank or credit union and if so, why? I generally keep $3,000-$6,000 in my checking month to month. Over the course of the year that’s costing me $1-200 in interest. I’ve banked at my local credit union for years, so I have all of my bill pay, direct deposits, and credit card payments through my local bank. I’m considering a CMA or brokerage instead so I can consolidate a bit, but a…

Reddit Personal Finance 1.2k 2024-10-27

Is it stupid to pay off 1800 in debt if I only have 6 grand in the bank?

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Is it stupid to pay off 1800 in debt if I only have 6 grand in the bank? It’s my true line of credit though that is negative 1800. I want to pay it off but only have 6k in my bank. I make a little over 4k a month after taxes. I owe 7k on my college loan and 4k on credit cards plus this 1800 on my true line of credit. I want to pay off my credit cards immediately after. Or should I keep my usage at 30%? I’ve never edu…

Reddit Personal Finance 1.0k 2024-07-27

Someone broke into my car and stole a bunch of bank statements

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Someone broke into my car and stole a bunch of bank statements Title says it but the other day someone broke into my car and stole some bank statements. The only information that’s on it is my name, address, the banks name and address, the last four digit of my bank account number, and my past transactions for that month. Should I be worried about anything ? submitted by /u/Mammoth-Cucumber-456

Reddit Personal Finance 739 2024-07-26

how long do parents normally stay on their child’s bank account/how can I seperate mine from theirs

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how long do parents normally stay on their child’s bank account/how can I seperate mine from theirs I’m 25 years old and my parents refuse to let me get a seperate bank account – I know that I could just open a new one at a different bank but my insurance and car payment are wrapped up with my current bank and I feel like it’d be a mess trying to transfer everything to a different company. I’ve tried to convince them to take themselves off my…

Reddit Personal Finance 663 2024-07-24

LPT – Review your Bank Accounts

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LPT – Review your Bank Accounts Many banks change rates on savings accounts while not giving you the new rate. Check your banks current interest rates and make sure you’re earring your due. You may have to open new accounts but this can normally be done online. submitted by /u/Few-Book1139

Life Pro Tips 620 2024-07-24

Down to pennies in my bank account and I can’t land a job anywhere

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Down to pennies in my bank account and I can’t land a job anywhere 18M – Hi everyone. Not sure if this is the right kind of post to make here so if not please let me know. I used to work at a Target for a bit where I was making a decent amount of money but then I had moved and had to rely on the money I had in my savings. In the meantime, I started the recruitment process to join the US Air Force, however, that…

Reddit Personal Finance 1.0k 2024-07-20

3 payments left on car to complete loan, bank just now requesting title

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3 payments left on car to complete loan, bank just now requesting title My dad helped me buy a car in 2018. I’ve been making timely loan payments through my bank the entire time and only have a few payments left. Bank called yesterday and said they need me to bring in my title to ensure they’re lien holder. I found the title and my bank isn’t listed so I made an appt at the Secretary of State to fix that. I just nee…

Reddit Personal Finance 538 2024-07-19

I need help with either getting a credit union or a bank and I’m confused

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I need help with either getting a credit union or a bank and I’m confused So I’m 18 and I’m going to college very soon in the same state and I need a card. A credit card. Or a debit card?? Or both? I kind of don’t know the difference. I would also like some help on that plz. So my sis just keeps telling me to get Chase and how it’s worked for her but I keep hearing negative shit about banks and Chase and how it’s WAY …

Reddit Personal Finance 391 2024-07-16

Did I mess up by saving up my money in the bank and not investing it because I intend to buy a house without a mortgage?

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Did I mess up by saving up my money in the bank and not investing it because I intend to buy a house without a mortgage? My family and I live in a relatively LCOL state. Our current house is valued at about $180k (paid off) and our combined income is ~100k before taxes. Both my wife and I grew up poor and are risk-averse so the bulk of our paychecks have been going into a checking account. Then, at the end of every year, we move $$ from that checking account into …

Reddit Personal Finance 1.1k 2024-07-14