#bank

BOA levied my bank account.

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BOA levied my bank account. We had many financial issues due to health and unemployment and were forced to max out some credit cards to pay our bills. BOA took the $6k that was owed to them via bank levy. I’m now left with -$5500 in my checking and savings. I have transferred my works direct deposit into another account for the time being. We’re trying to get back on our f…

Reddit Personal Finance 649 2024-12-14

My bank account got hacked

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My bank account got hacked Hey Reddit, here’s some important backstory information. My mom, dad, sister and I are in a mobile carrier family plan with cricket. My dad also has access to my bank account as well, since he set it up for me when I was underage and I haven’t got around to setting up my own account. Okay, so last night my sister called me while I was at work to…

Reddit Personal Finance 892 2024-12-14

Debit card information was stolen, bank hasn’t given me any money back or information. Help?

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Debit card information was stolen, bank hasn’t given me any money back or information. Help? Advice would be MUCH appreciated. Hey, so this is my last resort, honestly. I’m not really sure what to do. Just a side note – I bank with a credit union, not a bank necessarily. I have recently quit my job and am starting a new one within the next couple of days, so my financial situation is not ideal. However, just last week, I got a call from…

Reddit Personal Finance 1.0k 2024-12-10

I invested some money in a bank certificate for 12 months. APY is 5.1% and dividend rate is 4.985%

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I invested some money in a bank certificate for 12 months. APY is 5.1% and dividend rate is 4.985% The monthly interest earned goes into the certificate. As the money goes up in the account shouldn’t the monthly amount earned rise every month? Why does it goes up and down? Starting with June was 4.58, 12.26, 13.16, Sep 7.16, 14.94, Nov 8.88. What am I not understanding here? Is there an external factor that I am missing. I thought these rates…

Reddit Personal Finance 848 2024-12-09

Google sues to stop the US from monitoring it like a bank

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Google sues to stop the US from monitoring it like a bank Image: Hugo Herrera / The VergeThe Consumer Financial Protection Bureau (CFPB) announced on Friday it had placed Google Payment Corp. under federal supervision, reports Reuters. Google reportedly filed a lawsuit to block the CFPB’s order, which could result in routine inspections and monitoring like those imposed on banks. The agency found that …

The Verge 1.0k 2024-12-08

Need advice. POD and probate with bank

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Need advice. POD and probate with bank My grandmother recently passed away, my brother and I were beneficiaries to her account. The bank stated that because her account exceeded 185,000 the account needed to go into probate before the money could be transferred to us? The more research I do says POD does not require probate. Should I contact a lawyer ? Have never dealt or done any of…

Reddit Personal Finance 1.0k 2024-12-06

Bank says I still owe them even though I paid in full to debt collector

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Bank says I still owe them even though I paid in full to debt collector I had a personal loan through a credit union and it was given to a collection agency when I went delinquent on it back in 2020. I eventually paid it off in full in 2022 but it remains on my credit saying it still has a balance so I thought maybe I had missed something and I contacted the credit union back in October and they said I had to pay th…

Reddit Personal Finance 509 2024-12-05

Can a bank buy the financing on a car?

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Can a bank buy the financing on a car? Hi all, I made a dumb mistake of buying a new car in 2023 with an interest rate of 7.1%. My spouse just got laid off so I’m afraid I won’t be able to afford the car payments ($400/2 weeks approximately). I really don’t want to ruin my credit. Can banks “buy” financing for the dealership and offer me a lower rate? submitted by /u/Longdoggo…

Reddit Personal Finance 569 2024-12-04

strategy to hold USD when bank doesn’t allow dollar account

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strategy to hold USD when bank doesn’t allow dollar account Hello all! I live in a country where the bank doesn’t allow me to hold money in USD unless I were to have income in USD. I do have quite much exposure to U.S. stocks and gold funds, so in that way, I do hold dollars indirectly so to speak, but share prices go up and down, so it would be unwise to allocate money beyond a point to them. The countr…

Reddit Personal Finance 357 2024-12-03

This high-powered portable power bank is down to just $74 right now

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This high-powered portable power bank is down to just $74 right now This beefy battery from Anker, which can keep all your gadgets charged while traveling, is on sale for its lowest price to date. | Image: AnkerAs a power-hungry tech journalist, I’m constantly on the lookout for good bargains on portable power to keep my devices charged while I’m traveling for work. So, I snapped up Anker’s 24,000mAh 737 Power B…

The Verge 521 2024-12-01