#bank

google sheets template for couple with seperate bank accounts

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google sheets template for couple with seperate bank accounts My partner and I are about to get engaged and have lived together. We are trying to get our fiances and habits in control and build habits to prepare for marriage and beyond. We currently use separate checking and savings accounts as well as separate credit cards. We have tried writing out budgets ourselves, using printables, and more all with l…

Reddit Personal Finance 990 2025-01-02

Parents Stealing from My Bank Account

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Parents Stealing from My Bank Account Hello My parents recently took 400$ from my BOFA account to fix one of their financial issues that they had, which i had NOTHING to do with. That money is gone and spent and I will not be getting it back. I recently got a new card because my bank account was also hacked. They were able to take the money because they have access to my accounts, i…

Reddit Personal Finance 879 2024-12-31

Bank lost $87k and won’t reimburse me

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Bank lost $87k and won’t reimburse me I opened an account for my LLC at Truist on August 29, 2024, and deposited a check for $87,000 into the account. I was told the check would be processed and funds available in 7-10 days. On September 11th I was told the funds had cleared but were not available to be withdrawn, without an explanation as to why. Several days later I was told the f…

Reddit Personal Finance 606 2024-12-29

I hate my job but I’m ok with the bank

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I hate my job but I’m ok with the bank I have a decent job (associate banker- me) which is gloried teller in the banking retail sector but it’s so miserable. I hate selling stuff that I don’t believe in and they say it isn’t sales. I’m tired of offering things I don’t believe someone gets value in. I’m tired of being stuck in one location. Becoming a banker was what I wanted to be be…

Reddit Personal Finance 1.0k 2024-12-29

LPT Split your money into more than one bank account.

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LPT Split your money into more than one bank account. Don’t say you don’t have enough for two accounts. The less money you have, the more important it is to protect yourself. I know a few people who have been scammed lately. Fortunately, it hasn’t happened to me, but it seems to happen to people who can least afford it. So open a second bank account… Even if it’s in the same bank. So if a scammer…

Life Pro Tips 862 2024-12-29

Assisted Living company offers a pay option through a third party company called Finicity who is requesting my bank login info. How can this be safe to do?

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Assisted Living company offers a pay option through a third party company called Finicity who is requesting my bank login info. How can this be safe to do? My elderly mother’s assisted living facility is in Texas. I have had major over-billing issues with them since she moved in 8 months ago that still aren’t corrected. I have evidence of all payments being made on time through copies of my cleared bank checks. Now the corporation that owns the facility is offering a pay option through a third-part…

Reddit Personal Finance 392 2024-12-26

US Online bank options

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US Online bank options I am an American immigrant living and working in Germany. I used to have investments in the stock market, but had to sell them to have hard cash in the bank for immigration when I left a few years back. I want to start investing again for long term asset growth, but I need stateside bank options. My old bank, Wells Fargo, was a dumpster fire for…

Reddit Personal Finance 990 2024-12-25

Walmart sued over illegally opening bank accounts for delivery drivers

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Walmart sued over illegally opening bank accounts for delivery drivers Illustration by Hugo Herrera / The VergeThe Consumer Financial Protection Bureau (CFPB) is suing Walmart and payroll service provider Branch Messenger for alleged illegal payment practices for gig workers. The bureau says Walmart was opening direct deposit accounts using Spark delivery drivers’ social security numbers without their consent. The…

The Verge 734 2024-12-24

I suspect that my ex-girlfriend & her co-worker who works for the same bank that I use, looked up my financial information without my consent…

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I suspect that my ex-girlfriend & her co-worker who works for the same bank that I use, looked up my financial information without my consent… Hopefully someone with some banking experience or knowledge of this is on here…. So I don’t have 100% evidence of this but from her words in one of our last conversations on the phone. She accused me of something that seemed very fishy of how she found that out. Her words were “I was told from someone, then had to look it up for myself.” & wi…

Reddit Personal Finance 1.2k 2024-12-23

My Bank is discontinuing my old routing number, what things should I check?

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My Bank is discontinuing my old routing number, what things should I check? My bank got bought out by another bank years ago. The old routing number has worked this entire time, but now they’re discontinuing it. Obviously all my old checks are useless and I’ve destroyed them, but now I’m worried about what else I need to fix. Do I need to worry about bills that automatically come out of my checking account? What about c…

Reddit Personal Finance 864 2024-12-22

I’m a 19 year old with money in the bank and I don’t know what to do with it.

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I’m a 19 year old with money in the bank and I don’t know what to do with it. I am a 19-year-old living with my mother, in school for electrical. I’m in the process of getting hired by my local ibew Electrical Union, so I feel that I am in a situation where I feel solid financially. My only monthly expenses are $70 gym membership, about $100-150 for food, $50 for services like Spotify, and probably around $200-300 on misc…

Reddit Personal Finance 714 2024-12-21

LPT: If your phone is broken or stolen, check with your credit union, bank, or credit card company for coverage!

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LPT: If your phone is broken or stolen, check with your credit union, bank, or credit card company for coverage! Many people don’t realize that their financial institution may offer benefits like mobile phone protection. For example, my credit union provides up to $850 in replacement coverage for broken or stolen phones. Some credit cards also include extended warranties or purchase protection as part of their perks. Take a few minutes to look into the ben…

Life Pro Tips 513 2024-12-21

LPT: You can use the drive up in a bank even if you don’t have a vehicle.

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LPT: You can use the drive up in a bank even if you don’t have a vehicle. My bank lobby closes earlier than the drive up so I decided to try to use the drive up on foot. I know you can’t at most fast food chains but was pleasantly surprised that I wasn’t shooed away for not being in a vehicle. I guess because there’s no way to get inside the bank via their drive up. And also ymmv this may not be every bank. I know mi…

Life Pro Tips 1.0k 2024-12-17

What would you do in my situation with an extra $11k in the bank

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What would you do in my situation with an extra $11k in the bank Back story (skip is your short on time) I am 26 years old, and I am new to the personal finance world. I grew up in Detroit Michigan. Very poor. Unfortunately, my parents didn’t have much, they worked their butt off though, doing low paid jobs because they couldn’t afford college back in the day, and the only jobs around were very low paid. We w…

Reddit Personal Finance 808 2024-12-17

Unexpected check from bank

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Unexpected check from bank My mother received a check from TD Bank, where she has her accounts. She was not expecting a check from them. This happened a while back and she brought it to the bank to ask. They didn’t know anything about it. She did not deposit it, as we thought it was a scam. It’s a check attached to a full sheet of paper, with no information, just her addr…

Reddit Personal Finance 527 2024-12-16

Personal Bank NSF Question

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Personal Bank NSF Question I bank with RBC and only use a basic chequing account. I got paid from my job yesterday and knew that some loans would come out, so I left money in my account. And woke up today to being -$359 because of the loans coming out (I forgot about one) If I put money into the account Today (loans came out overnight.) to balance Above $0 will the NSF f…

Reddit Personal Finance 360 2024-12-15