#bank

Bank of America tries to get customers in the habit of helping hackers hack their accounts

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Bank of America tries to get customers in the habit of helping hackers hack their accounts They sent me an email whose subject line was “You have important information ready to view” and which included a link that would require you to enter your login information. Trying to get around that link by logging in to Bank of America directly, it was very hard to find the “important information.” And it turned out to be non-sensitive informa…

Reddit Personal Finance 184 2023-07-23

My mother is dying and has left me her house I’ve been living with her and the mortgage has been coming out of my bank account for 2 years can I just transfer the mortgage?

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My mother is dying and has left me her house I’ve been living with her and the mortgage has been coming out of my bank account for 2 years can I just transfer the mortgage? This is all very sudden, we found out my mother is dying just a few weeks ago and it’s happening very fast. She has a will leaving me the house that we live in but there is still a mortgage. I want to stay in this house and the payments have been coming out of my bank account for 2 years now. My concern is that since I’m alone I might not quali…

Reddit Personal Finance 199 2023-07-23

Bank account for mortgage recast

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Bank account for mortgage recast I am closing on the sale of a home on the sell side and I am planning to apply a large sum of the proceeds towards the mortgage I have on my other home. The mortgage that I want to apply the large sum to is with TD Bank, but I do not currently have a TD Bank account. Will there be an issue if I have the proceeds from the sale get deposited into …

Reddit Personal Finance 253 2023-07-22

Recently opened a checking account with US Bank and now it’s under review/pending for cancellation

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Recently opened a checking account with US Bank and now it’s under review/pending for cancellation I recently opened a checking account online with US Bank about a week ago since I moved across the country (California ) to start a new job. I knew my first paycheck or two would be physical so I felt more comfortable finding a bank to deposit in person rather than mobile. My other two banks don’t have branches on this side of the country and th…

Reddit Personal Finance 196 2023-07-20

IRS took all I owe today. Cleaned my bank account

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IRS took all I owe today. Cleaned my bank account Last week I had my accountant file my taxes ( Late). He asked me to e file and I said yes. Usually, I make a payment plan. This year I forgot to mention to him about the payment plan which I set up myself . Is there anyway this can be reversed and I can make payment plan or its a done deal? I have so many bills to pay and I wont be able to. …

Reddit Personal Finance 224 2023-07-20

South African eVisa bank statement

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South African eVisa bank statement Hi everyone, I’m really struggling with my application for an eVisa for South Africa, for tourism purposes. I have tried twice, but twice it has been rejected because my ‘Three Month Certified Bank Statement’ wasn’t certified. I really don’t understand which document I exactly need to upload. Home Affairs isn’t replying to my emails and time is …

Reddit Travel 233 2023-07-19

The Flash Pro Plus 6-in-1 Power Bank Is Almost 30% Off Right Now

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The Flash Pro Plus 6-in-1 Power Bank Is Almost 30% Off Right Now With thousands of backers on Indiegogo, the Flash Pro Plus 6-in-1 power bank includes three USB-C ports to charge your tablets, phones, and any other USB device; its graphene battery was specially designed to allow for faster charging at lower temperatures; and it also supports Apple fast charge for iPhones, AirPods,… Read more…

Lifehacker 185 2023-07-18

What can be done about a check given to us by a third party to pay off a car and sent to a bank who cashed it but claims they did not receive it?

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What can be done about a check given to us by a third party to pay off a car and sent to a bank who cashed it but claims they did not receive it? My girlfriend sold her broke down car to a mechanic who gave us a check to pay off the remaining amount she owed on the car. The bank gave her incomplete instructions on how to send the check; they told her to have the mechanic make the check payable to them and to send it through UPS. As such, she sent it without including her bank account info…

Reddit Personal Finance 249 2023-07-17

My parents need to deposit 70k in cash from safety deposit box into the bank, is this possible

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My parents need to deposit 70k in cash from safety deposit box into the bank, is this possible I recently found out my parents have saved over 70k in cash set aside in a safety deposit box. I personally know this money is safer invested in market or at the very least sitting in a HYSA. What is the best way to approach this? Do I legit just go into the bank and have them deposit it? Or should I schedule a meeting with the banker and discus…

Reddit Personal Finance 241 2023-07-16

I withdrew $20K cash from my bank to buy a car from a private seller but the deal fell through. Can I deposit this $20K cash back into the original bank account without any problems?

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I withdrew $20K cash from my bank to buy a car from a private seller but the deal fell through. Can I deposit this $20K cash back into the original bank account without any problems? So, I made 6 withdrawals from my bank account through a bank teller, all totaling $20,000 in cash to buy a car but the deal fell through and I want to deposit all this cash back into my account. I was told if I deposit $10K in cash or more, it would raise red flags with my bank. What should I do? submitted by /u/royal_robert

Reddit Personal Finance 284 2023-07-15

Bank had a data breach…

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Bank had a data breach… My credit union had a data breach and they sent me a letter saying my name, social security number and account information were leaked. The letter says they became aware of suspicious activity on some of their own employees email accounts. Happened from October 2022 to December 2022 and they’re barely informing me now. Even worse, I just got a c…

Reddit Personal Finance 182 2023-07-15

bank error in my favor kind of

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bank error in my favor kind of Guy bought my car, but gave me a check from a different bank than mine. Tried mobile depositing it in my bank, but my bank wanted me to get him to notarize the check in order to release the funds into my account, so instead of going the hassle I went to the bank he got the check from and cashed it for 10k in cash. His bank called me saying $10k …

Reddit Personal Finance 188 2023-07-15

Hard inquiry on my credit report I did not authorize. TransUnion and the bank are both stonewalling me.

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Hard inquiry on my credit report I did not authorize. TransUnion and the bank are both stonewalling me. I don’t know if I’m in the right subreddit, but here’s the situation: I got an email from creditkarma last night that I had a new hard inquiry. I have not applied for any sort of credit recently. The bank that pulled the inquiry is nowhere near me. I immediately froze my credit that night. Fast forward to today. I called TransUnion first. At fir…

Reddit Personal Finance 220 2023-07-14

LPT: Have at least 2 bank accounts in case of emergency.

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LPT: Have at least 2 bank accounts in case of emergency. I always makes sure to have 2 accounts with different cards just in case something happens. I work at a credit union where someone will only have 1 card and 1 account and get screwed when they have to block the card for fraud because they have extremely limited access to their funds until the new card arrives. Check if your financial institutio…

Life Pro Tips 192 2023-07-13