#bank

What kind of bank account can I open for my 17 year old who is going to college?

( www.reddit.com )

What kind of bank account can I open for my 17 year old who is going to college? My family and I live in Germany, but our 17 year old is headed to college this week. What are some good options for bank account can I open for him? All I’m seeing is kids accounts and college savings accounts. Ideally he’d get a checking account (well, something with a debit card anyways) and a savings account with higher interest. I have acc…

Reddit Personal Finance 146 2023-08-28

Debt Lawyer logged into my bank account and changed my address to their corporate office without consent.

( www.reddit.com )

Debt Lawyer logged into my bank account and changed my address to their corporate office without consent. My roommate who doesn’t have Reddit just had a scary moment. 3 times this week she received notifications that her address has changed on BOA. She thought it was phishing, but it was real and she changed her password the first time. Then they changed it again. After googling the address and name it’s a Debt Lawyer firm that she has never hired. …

Reddit Personal Finance 128 2023-08-28

Bank account was hacked

( www.reddit.com )

Bank account was hacked Someone was able to login to my bank account and add their phone number to it. This happened 1 day after I had changed the password of my bank account on my device. They tried to redeem all the cash back into their account. Bank ended up locking my account and I called them. My bank always sends me a SMS code to enter every time I login, so I do…

Reddit Personal Finance 137 2023-08-28

Bank account for Dropshipping?

( www.reddit.com )

Bank account for Dropshipping? Hello, I’m relatively new to the world of e-commerce, and in just three days, I will be officially launching my Shopify website for dropshipping. However, I have a significant concern: what would you recommend as the best method for receiving and processing payments. Currently, I only have a PayPal account (although I’ve been strongly advised ag…

Reddit ecommerce 190 2023-08-28

How does one avoid this new wire fraud scam – the preliminary stuff is basic but why did they have the victim go to the bank ?

( www.reddit.com )

How does one avoid this new wire fraud scam – the preliminary stuff is basic but why did they have the victim go to the bank ? https://dailyhodl.com/2023/08/25/jpmorgan-chase-wont-reimburse-customer-who-lost-30000-in-banking-scheme/ How does this work and how can one prepare themselves ? What does going to a physical branch do – remove the wire out protections ? submitted by /u/akmalhot

Reddit Personal Finance 202 2023-08-27

Check mailed by company was delivered to the wrong house and was cashed at the bank by someone else, now neither party will tell me what to do

( www.reddit.com )

Check mailed by company was delivered to the wrong house and was cashed at the bank by someone else, now neither party will tell me what to do Throwaway account created for this. I recently got a summer job with my university and I didn’t create a bank account until less than a month ago. Since I didn’t have a bank account, I couldn’t set up a direct deposit with my job so I got my checks sent in the mail from the company. The checks take anywhere from 5-7 business days to arrive….

Reddit Personal Finance 157 2023-08-26

Moving country, do I keep my U.S. bank account and credit card?

( www.reddit.com )

Moving country, do I keep my U.S. bank account and credit card? I have been living in the US for the past few years for work, and am moving back to my home country soon with my fiancé (an American citizen). I have a U.S. bank account, social security number, and one credit card with a 727 score (weighed down slightly as I only have one line of credit here and have only had this open for a year). There is a c…

Reddit Personal Finance 117 2023-08-26

My father just got a check and doesn’t have a bank account.

( www.reddit.com )

My father just got a check and doesn’t have a bank account. My 72 year old father just got an inheritance for 70,000. He does not have a bank account and has zero desire to open one. He would prefer to sign the check over to me and have me deposit it into my account. Is it just as easy as that? Can we do this without any penalty? submitted by /u/Amazing-Detective934

Reddit Personal Finance 110 2023-08-26

Bank of America debit card protection

( www.reddit.com )

Bank of America debit card protection Hello, does anyone have experience with disputing BoA transactions on stolen debit card? The website says that it’s covered but I also have heard people say that it’s not easy, so I’m mainly wondering if they do eventually get you your money back? And if not, any other banks that are good with this? I’m just wondering because I’ve always used a …

Reddit Personal Finance 182 2023-08-25

Bank account for your ecommerce store.

( www.reddit.com )

Bank account for your ecommerce store. Hey guys, what do you do if you want to have a completely official ecommerce business and need a business bank account? Do you open a local bank account or is there a good online option specifically for ecommerce? submitted by /u/lennytim

Reddit ecommerce 194 2023-08-23

Dad passed away, no will. Bank informs me that his account was co-owned. No Idea who the other owner is.

( www.reddit.com )

Dad passed away, no will. Bank informs me that his account was co-owned. No Idea who the other owner is. My dad passed away two months ago. Got the death certificate in hand and went to the bank to close his account. Turns out it’s a join account. The bank wouldn’t tell me who the co-owner is and no one in the immediate family is claiming to be on the account either. I guess that’s it? Not even sure if the co-owner is aware of his death (he had sev…

Reddit Personal Finance 210 2023-08-22

Got overcharged and charged for the incorrect service from a company, and Bank of America is denying my claim

( www.reddit.com )

Got overcharged and charged for the incorrect service from a company, and Bank of America is denying my claim I emailed a company to help pick up my passport after I applied for a visa, and they quoted me $79 service fee + the visa fee ($185 from the consulate) + $37 shipping fee for a total of $301. The quote itself said these are the fees for passport pickup only. I thought this was pretty reasonable, so I filled out an order form and awaited my passp…

Reddit Personal Finance 153 2023-08-21

Deposited cash at an atm not owned or affiliated with my bank

( www.reddit.com )

Deposited cash at an atm not owned or affiliated with my bank I’m a teenager and very new to having a bank account and getting paychecks. Friday evening, i was anxious to deposit a bunch of cash, and deposited it into a (PNC) bank that is not owned or affiliated with my bank, since there were no open ATMs for my bank nearby. I use Wintrust. It gave me the $225 in my checking, and pended the rest of the mon…

Reddit Personal Finance 223 2023-08-21

Bank Teller made up job/income so I could get a student credit card

( www.reddit.com )

Bank Teller made up job/income so I could get a student credit card Is that normal? This was BoA. I went in-person because my online app was getting rejected (reason: I just moved). The BoA employee entered a fake job and income to “make sure” I would get approved. I questioned this, and he said “just trust me.” Should I? EDIT: thank you everybody for the advice. I canceled the card. I didn’t file a complaint, b…

Reddit Personal Finance 209 2023-08-19

Was Bank of America breached recently?

( www.reddit.com )

Was Bank of America breached recently? My debit card number got stolen somehow. I’ve already reported the fraud and had the card cancelled. But I can’t figure out how anyone could have gotten my info. I have never (literally NEVER) used my debit card to make a purchase online or in person. That card is used ONLY as an ATM card for retrieving cash if I happen to need some. And I only …

Reddit Personal Finance 214 2023-08-18

Microsoft’s AI recommends the Ottawa Food Bank as a tourist destination

( www.theverge.com )

Microsoft’s AI recommends the Ottawa Food Bank as a tourist destination Illustration: The VergeMicrosoft has published an AI-generated travel article about Ottawa, Canada, that prominently recommends tourists visit the Ottawa Food Bank, as spotted by Paris Marx. The food bank is the No. 3 recommendation on the list, sitting behind the National War Memorial and above going to an Ottawa Senators hockey game. Microsoft…

The Verge 166 2023-08-18