Father passed away. His IRA didn’t have my mom as a named beneficiary. The bank is refusing to transfer the IRA to her. What are they trying to pull? The bank has accepted the will and letters testamentary from the court granting mom executor powers. They transfered most accounts to her except this one, which contains most of my father’s assets. The value is about $500k. The vp of the bank is talking to my mom and trying to tell her that she can’t touch the account because she wasn’t listed a…

Top U.S. Bank Regulator Faulted for Lack of Crypto Guidance to Banks The U.S. Federal Deposit Insurance Corp. (FDIC) has left the banks it oversees unequipped to navigate the regulator’s crypto expectations, according to the agency’s inspector general, so the FDIC agreed to field a new strategy by January.

Paid Homeowners Insurance and then so did my bank… My HO insurance is due Nov. 1st. For some reason my bank thought it was due yesterday the 17th. I knew this cause they sent a letter in the mail reading me the riot act about maintaining coverage. No matter, I made the payment on Monday the 16th, or so i thought… Just got an email from the bank that they paid my HO insurance out of the escrow…

Received several emails from Capital One saying I opened a new credit card and connected a bank account at Empower FCU. I didn’t do any of this and my SSN apparently wasn’t used? As the title says, I received several rapid-fire emails today from Capital One saying: I’ve been approved for a Platinum credit card I’ve updated my phone number I’ve gone paperless I’ve signed in from an iPhone (I use Android) I’ve connected a bank account at Empower FCU to my card I confirmed these all did actually come from Capital One. I c…

anyone know where to buy console height shelving like this, that won’t totally break the bank? I’ve looked at room and board, but each of their two shelf units are like $700, and I’d need like… 5 of them. Looking to accomplish something like this in my living room. Any leads appreciated! submitted by /u/claymaggie

PNC Bank ATMs are not surcharge-free I have an account through TD Bank. I have used strictly TD ATMs to avoid surcharges until I found out about PNC Bank ATMs at Quick Check and Wawa. These ATMs are labeled as surcharge free and I have now been using them for a couple years. Today I was looking at my So-Fi relay insights under the “Fee” category for my TD checking account and I not…

Is this a good bank account structure for married couple? Trying to figure out how to lay out our bank accounts now that we’re married. Is this a good structure? Not looking for advice on line item budgeting, investments, or interest, just basic account structure. I’ve normally just had one checking account and one savings account and partner had their own checking and savings too. But we’re finally n…

Closing Bank of America checking account but keeping credit cards I am considering closing my Bank of America checking account due to the monthly fees that will kick in for me soon. However, I’d like to keep the credit cards. As I understand, this is possible and they are considered separate accounts (correct me if wrong). My main question is whether my online banking access would still be available after clos…

Digital bank recommendations with multi sig? I’m looking for an online first bank (physical location not necessary) that has the ability for multi signatures for my new e-commerce venture. For example, if a wire is made for $100, two people need to sign off on it before it is authorized. Any recommendations? submitted by /u/appJC

Inn forgot to charge me when I checked out, and now asking me to wire the payment to their bank account. Best way to proceed? I booked a one-night stay at a small Japanese inn via booking.com, and booked it with “no pre-payment necessary,” i.e. I’d pay at the inn either at check-in or check-out. In order to secure the reservation, I did add my credit card information to the booking.com reservation. Once I actually got there, I had forgotten that I didn’t pre-pay, but w…

Crypto Bank Xapo Snags European Broker License, Will Offer Stocks Like Apple The Markets in Financial Instruments Directive (MiFID) license will soon allow the firm to offer S&P 500 stocks. In addition, Xapo, which has always been bitcoin-only, plans to add Ethereum’s ETH.

Got a OTP from my bank that I didn’t request Hey y’all! I got a random text message about 30 minutes ago providing me a OTP for my bank. I didn’t request it so I was very concerned. Contacted my bank and they didn’t give me much more information then “we suggest you change your log in credentials”. So I did. My main concern is what exactly could have prompted it. I haven’t given any sketch…

My GF cancelled her LA Fitness membership, they kept charging, Citizens bank closed her account for fraud, now they are charging her new account. How? ****Edit: it’s been resolved. She called the gym and spoke with the operations manager. He refunded the payment and confirmed cancellation which he sent via email. Thanks for the answers regarding the issuer providing the new card info. As the title states my Gf canceled her LA Fitness membership. She has a number of emails showing she did so. …

Bank account drained after hacked phone call? My cousin’s checking account was recently drained by hackers after an “attempted” scheme (I added quotes because they were in the end successful I guess). My cousin received a call about fraudulent activity on her account, to which she immediately hung up suspecting it was a scam. She then called her bank using the number on the back of the card…

Starting a bank account with only savings in America Hi everyone, I just immigrated to America so I know very little. My current bank is Wells Fargo. I was wondering if I should open a new account for only savings, if there is any advantage to it etc. Is there a better bank? I haven’t built any credit either… I know it’s all important here🥵 Thank you submitted by /u/ImpossibleDrama4910 …

Dad used social to open a bank account and possibly take a car loan or something similar Before I say anything, I have no outstanding debts according to my annual credit report but I noticed some history of accounts being closed on my credit karma profile. I have never touched my credit or opened any credit cards and I know its my dad. Basically him closing the accounts ruined my credit and put it the 500 margin. Im estimating that …

Wife fell for a Chase reverse transaction scam. Wiped out her bank account. Do we have any recourse? When I got home from work last night, my wife was shattered and explained that last week someone impersonating a Chase fraud employee contacted her, instructed her to do some type of reverse transaction, and then emptied her account. I do not know the exact amount, but it may be close to 20k. She made a police report and reported it to Chase, an…

The Easiest Way to Ask Your Bank for a Higher Credit Limit Having a higher credit limit on your credit card can be beneficial in several ways. It can help improve your credit score by lowering your credit utilization ratio. It also gives you more purchasing power and flexibility with your spending. But automatic credit limit increases aren’t automatic—you have to ask your… Read more…

Mailed check has gone missing, bank recommends closing account and opening new one (Posting on behalf of a friend.) My friend mailed a substantial check to a contractor about two months ago. The contractor said they never got it. My friend stopped payment on the check. A bank officer told my friend that in that situation (when a written check goes missing), they always recommend closing the account and opening a new one. Is th…

LPT- If you have a non-sufficient fund fee on your bank account, you may be able to get it reversed. If you have missed a payment or didn’t transfer the proper funds to your bank account in time and get overdrawal or NSF fees, you can call your bank or credit union and ask them to reverse the fee. If you are eligible, a lot of times they will oblige. submitted by /u/AcidActually