#bank

Can’t reach bank to let them know I’m traveling: what to do?

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Can’t reach bank to let them know I’m traveling: what to do? I live in Seattle and use only my credit union debit card for payments. Since I didn’t realize they’d be closed both today (Friday) and Saturday in observance of Veterans Day, I have no way of reaching them to let them know I’m leaving for Italy tomorrow. They are not reachable by phone, and while their fraud protection line is available, they o…

Reddit Travel 1.2k 2024-03-01

Why does no bank or credit union feel like the perfect fit?

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Why does no bank or credit union feel like the perfect fit? I’m contemplating where to open a checking account and shift from U.S. Bank. Currently, my primary funds are in a joint savings account with my partner at Discover. While credit unions are popular, local ones here in Washington State seem to have subpar apps, poor loan services, and bad customer support. Online-only banks seem to be very dscoura…

Reddit Personal Finance 1.2k 2024-02-29

LPT: If your bank suddenly closes your account and they won’t tell you the reason, check your CheckSystems report.

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LPT: If your bank suddenly closes your account and they won’t tell you the reason, check your CheckSystems report. I had this happen to a buddy of mine. He banked with Jp Morgan for 10 years, when his account randomly got closed. Could never figure out why and the bank never told him. He wasn’t able to open a bank acccount for a couple of months at another institution either, so he was very frustrated. Most recently he figured out that it was because some gu…

Life Pro Tips 957 2024-02-28

LPT: Check your bank account and credit cards for erroneous charges once a month

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LPT: Check your bank account and credit cards for erroneous charges once a month If you have everything on autopay or don’t use some accounts often it’s easy to not check on them but oddities show up all the time. My bank “accidentally” started charging a $25 monthly fee and about once a year a fake charge appears on one of my credit cards for example. You’ll also see how much those subscriptions you forgot you had raised th…

Life Pro Tips 673 2024-02-26

Is there any downside to closing a bank account?

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Is there any downside to closing a bank account? Sorry if this is a stupid question, just want to make sure. I used to bank with Chase because they were everywhere in California but after I moved east, there weren’t that many Chase banks so I opened a Wells Fargo account and that’s where my paycheck gets deposited. I kept the Chase account open “just in case” (of what, I don’t know, that’s jus…

Reddit Personal Finance 1.0k 2024-02-21

MR. Copper Autopay – payment cleared at the bank but system doesn’t show

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MR. Copper Autopay – payment cleared at the bank but system doesn’t show Hello out there. My bank finally cleared the payment that was scheduled for November 1 however the app show I had no activity for the month of November. My autopay is now schedule for December 1. System still show I owe for November. I was finally able to log into Mr. Cooper this morning. Did this happen to anyone else? submitted by /u/St…

Reddit Personal Finance 413 2024-02-21

My bank accounts were hacked into. Yes even my new one just from last night. What do I do?? I’m freaking out

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My bank accounts were hacked into. Yes even my new one just from last night. What do I do?? I’m freaking out I woke up yesterday and got ready for work. I stopped at a gas station to get gas, only to find my debit card declined at the register inside. I check my bank app and find that my bank acct had been completely drained with 10-20 random “UberEats” charges. I’m freaked out and call my bank to dispute the charges. They say it’s not from my debit, b…

Reddit Personal Finance 626 2024-02-20

I have 30k and I’m looking to switch bank with checking and savings that can offer me bonus

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I have 30k and I’m looking to switch bank with checking and savings that can offer me bonus I’m coming from Chase by the way. Wells Fargo is offering $525 for $25k deposit but a lot of my friends had issues with WF and I don’t wanna deal with them. There’s also BMO that is offering $300 and another $600 for checking account so long as I can put $7500 on it the next 120 days. But their offer is confusing. Idk why I can’t understand it. …

Reddit Personal Finance 709 2024-02-08

Do you keep all your accounts with one bank?

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Do you keep all your accounts with one bank? I like the convenience of having all my accounts in one place (yes, in a big bank), but I’m wondering if this could backfire if something happened to the bank. Thoughts on having checking/savings/investments all in the same place? If it’s a bad idea, any bank recommendations? submitted by /u/fishnobicycle

Reddit Personal Finance 837 2024-01-31