#bank

I’m about to sign for a mortgage but I have enough money in the bank for a sizable recast pretty much right away, should I?

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I’m about to sign for a mortgage but I have enough money in the bank for a sizable recast pretty much right away, should I? Bit of background here: So I’ve been hesitant to invest in anything more volatile than a savings account, outside of retirement contributions, pretty much my entire life, outside of about an S&P index fund holding worth around $14K (given what it started at, I probably should have put some more into that over time instead of just letting it sit …

Reddit Personal Finance 401 2024-04-24

Got scammed. Bank took care of it and reissued card. Got charged again.

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Got scammed. Bank took care of it and reissued card. Got charged again. A couple of weeks ago, I got sucked into a scam and was charged $60. Called the bank right away only to find out that they stopped a second charge for $99 that happened immediately after the $60. They canceled my debit card and reissued a new one. They also opened an investigation. They reversed the charge after the investigation, but I was just…

Reddit Personal Finance 458 2024-04-23

Credit Karma Bank Account Hack

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Credit Karma Bank Account Hack So my husbands bank account was hacked and we lost $2300. It has seriously screwed up so much it’s not even funny. We were in a panic as he was on hold trying to get someone to freeze his account while someone was draining his account through cash apps. We filed a police report and we are waiting for CK to change his email address, apparently th…

Reddit Personal Finance 802 2024-04-21

Withdrawing from joint bank account after parents death

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Withdrawing from joint bank account after parents death For several years prior to their death, my siblings and I have been joint account owners on their bank accounts. They’ve been gone for three years now, and it’s time for us to equally distribute what is left in those accounts. I’m very naive to what the possible tax implications might be when moving these funds from one bank to another. It’s not…

Reddit Personal Finance 961 2024-04-18

$2 deposited into my bank account, then $2 taken out. Should I contact bank?

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$2 deposited into my bank account, then $2 taken out. Should I contact bank? I noticed $2 was deposited into my account from Chegg Inc St. Louis, and then was taken out. I have used Chegg in the past so I logged into my Chegg account and removed my card from their digital file. While on customer support, Chegg said they had not authorized any charges to my card. While looking more online, people have been saying that it …

Reddit Personal Finance 1.0k 2024-04-17

Just got counterfeit money from Santander bank in Mexico City.

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Just got counterfeit money from Santander bank in Mexico City. Seriously pissing me off, I could have gotten the cops called on me for this shit. Luckily people at the restaurant spoke English so I could explain myself and I had a card to pay with. Make sure to examine your money here, the locals sure do, if the hologram on the denomination doesn’t reflect light it’s a fake. Bills also looked too new and t…

Reddit Travel 407 2024-04-16

Bank rejected fraud claim

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Bank rejected fraud claim Hello PF! This is almost more of a PSA or even a baby rant but if anyone has advice for me that would be great. A few weekends ago I was on the coast (a few hours from my residence) when I got a fraud alert. I checked my account and there was indeed some fraudulent charges from that morning (Sunday). They even occurred local to my residence. I…

Reddit Personal Finance 626 2024-04-05

Piggy bank vs 529 for kids

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Piggy bank vs 529 for kids My FIL gives my kids (9 and 4) $5-$10 every time he sees them which is a couple times a month. I always took the money and made a deposit to their 529’s. When I told my MIL that I did this, she said “other grandson puts his in his piggy bank! We’ll get your son a piggy bank too!” I got the feeling that they didnt like that the money wasn’t sitt…

Reddit Personal Finance 1.1k 2024-04-05

Bank denied dispute on debit card because fraudulent charge was too close to where I last used my card

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Bank denied dispute on debit card because fraudulent charge was too close to where I last used my card I bank with SoFi for my main checking account. Recently, I had an unauthorized charge hit my account for a gas station about 15 minutes from where I live. It was for $124. I immediately checked and I did still have my card, so I knew it must have been skimmed somewhere. Immediately, within 5 minutes of the charge, I cancelled everything, opened …

Reddit Personal Finance 762 2024-03-31

Bank of America closed my account

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Bank of America closed my account Here is my story. I opened one account in Bank Of America 4 months ago, as the weeks passes, I realized something weird in my bank account, they always blocked my account to ask me to change the Password because “too many incorrect login attempts or due to your response to a security alert”. Sad fact: I never made a mistake when I put my passwo…

Reddit Personal Finance 1.2k 2024-03-30

My bank found $70k credit on an old business credit card

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My bank found $70k credit on an old business credit card My bank contacted me about an account I wasn’t aware still existed which currently has a credit of about $70k. It’s a credit card in my name that a business I worked for at the time opened for business expenses. I retired some 6 years ago and that business was closed and the parent company eventually dissolved and no longer exists. I presume th…

Reddit Personal Finance 637 2024-03-29