#bank

Purchasing my first car with 20k in the bank

( www.reddit.com )

Purchasing my first car with 20k in the bank Hi all, (20 y/o) I currently have a total of 20k in the bank at the moment and am working a retail job making $17/hr in Vancouver BC. My monthly earning is usually around $1500. I am thinking of buying my first used car for about $6000-$7000 to get around easier. Would this be a stupid decision or is it reasonable? All advice is appreciated …

Reddit Personal Finance 986 2024-06-09

NSF on Mortgage withdrawal, but Mortgage Bank says they got my payment.

( www.reddit.com )

NSF on Mortgage withdrawal, but Mortgage Bank says they got my payment. I got an NSF on a mortgage withdrawal. It appears the checks I deposited a few days prior didn’t hit the account till after the withdrawal was attempted on the same day. My bank statement doesn’t reflect the mortgage payment going out but the checks are there. I call the bank that I have the mortgage with, they tell me they received payment in f…

Reddit Personal Finance 1.3k 2024-06-06

PNC Bank Hold Music

( www.reddit.com )

PNC Bank Hold Music Today I had to call PNC bank and the lady was so nice and helpful, but the hold music was absolutely mesmerizing. This hold music was the most calming, sleep inducing hold music I’ve ever heard. I don’t know much about instruments, but I think there was a flute and guitar but the guitar definitely had a capo on it. Does anyone know where I can f…

Reddit Music 1.0k 2024-06-05

Bank doubled car payment because of insurance lapse

( www.reddit.com )

Bank doubled car payment because of insurance lapse My husband bought a car about a year ago and the payment was 277$ a month we were informed this months that due to a lapse in insurance they would be raising our payment to 450$ a month for the next 12 months. The lapse in question was almost a year ago and their reasoning is that they had to take out an insurance policy for us for that time. Bu…

Reddit Personal Finance 856 2024-06-05

Can’t close bank account because bank won’t take their money back!

( www.reddit.com )

Can’t close bank account because bank won’t take their money back! I have been trying to close a bank account for over a year now – about 18 months ago I saw a random huge deposit of 45k and some change. I contacted the bank and told them about it, and they said they’d investigate and take care of it. Two weeks later, nothing had changed. I call them back, and it seems they’ve done nothing, no investigation, n…

Reddit Personal Finance 720 2024-06-04

My landlord paid me back my deposit via wire. Their bank messed up and duplicated the wire so I got the money twice. What do I do?

( www.reddit.com )

My landlord paid me back my deposit via wire. Their bank messed up and duplicated the wire so I got the money twice. What do I do? My landlord paid me back a majority of my deposit, then a week later I received another wire for the same amount from her. I informed her shortly after and sent her the transaction info so she could sort it out with her bank and she thanked me… It’s been a week now and I’m surprised she hasn’t raised a fuss with me given our conversations in t…

Reddit Personal Finance 1.1k 2024-06-02

Mother had e-check returned indicating loan paid in full, but payment is still on her bank account.

( www.reddit.com )

Mother had e-check returned indicating loan paid in full, but payment is still on her bank account. So my mother took out a sizeable loan with an interest-free payback period for home improvement, it was with Benji Concord, now ran by Finance of America. It was all due by beginning June. She usually paid with the Bill Pay system via her credit union, which uses ACH/echecks. She made her 2nd to last payment of $280 like two weeks before the due…

Reddit Personal Finance 968 2024-06-01

Tenant referencing company have put a CIFAS marker on me… bank account not closed yet?

( www.reddit.com )

Tenant referencing company have put a CIFAS marker on me… bank account not closed yet? Last year I applied for a privately rented flat, the tenant referencing agency claimed my employment reference was not verifiable and they subsequently put a CIFAS marker on me for “tenancy application fraud – facility not granted.” Within weeks, my main bank account (Starling) was closed down. I’d had that account for 5 years. My building socie…

Reddit Personal Finance 390 2024-05-31

actual usa bank debit/credit card ? is it worth getting

( www.reddit.com )

actual usa bank debit/credit card ? is it worth getting going to usa for 6 days and maybe next year for. 9 days. i dont travel much and if i do its only for max of 2 weeks a friend of mine told me. its better to actual usa bank debit/credit card than a CC that has no fx fees(wealth simple, home trust visa) . im using the card to pay for uber rides, and some stuff they dont take cash. ofc i dont want…

Reddit Personal Finance 598 2024-05-29

Are there any long term consequences to bank account churning?

( www.reddit.com )

Are there any long term consequences to bank account churning? Bank account churning, the process of opening bank accounts for the bonuses, is very popular on Reddit and many people seem to be doing it but I’m wondering if there are long term consequences to having opened dozens of accounts. For example if you were to get audited would the IRS want to review all those accounts and their transactions to veri…

Reddit Personal Finance 1.1k 2024-05-28