#bank

Auto Loan with Fifth Third Bank

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Auto Loan with Fifth Third Bank I got approved for an auto loan with Fifth Third Bank through the dealership. Never heard of them before and they’re not located anyway near me, the closest would have to be in Ohio ( I live in NY). Read horrible reviews about them but have no choice because this was one of the banks that approved me for an auto loan. Here’s some questions Any…

Reddit Personal Finance 1.2k 2024-06-22

Help, my home sale proceeds are still just sitting in my bank.

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Help, my home sale proceeds are still just sitting in my bank. Hi, I’ve tried to learn from this sub but I’m still too scared to pull the trigger. I’d wanted to ask some Qs on posts similar to my situation but those posts are locked, so here goes my own. I have over 50k that I need to put somewhere. I hope I can be fine with not touching this money for 5-10 years, or longer, I hope. At first I thought I wou…

Reddit Personal Finance 551 2024-06-22

Best Bank Account / Card For Someone That Struggles With Finances

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Best Bank Account / Card For Someone That Struggles With Finances My wife struggles with finances, so much that it’s putting our house and well being at risk. Judgements aside, I’m looking for a bank account or prepaid card that I can easily transfer money to every month as an allowance of sorts. She’s very irresponsible and overdrafts constantly, so I’m looking for something with more protection than what I’v…

Reddit Personal Finance 1.3k 2024-06-22

Mom’s SUV Has a $28k Loan & Bank’s After It – Should I Take Over the Payments?

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Mom’s SUV Has a $28k Loan & Bank’s After It – Should I Take Over the Payments? My mom had a stroke about three years ago and got divorced four years ago. Since then, she’s been alone, not working, and hasn’t received any substantial income. She hasn’t gotten much disability income from the government and is on the verge of losing her home because she can’t afford the mortgage and bills. We are currently living with my gran…

Reddit Personal Finance 588 2024-06-21

Anker’s fastest power bank is matching its lowest price

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Anker’s fastest power bank is matching its lowest price It’s the ideal power bank if your office never stops moving. | Photo: AnkerMy army of portable chargers is eight soldiers strong. It’s a little ridiculous, but the variety gives me flexibility to pick the perfect charger for the day’s needs, whether it’s my sleek MagSafe charger to keep my iPhone going on longer days or a bigger brick for my iPa…

The Verge 573 2024-06-21

Went to buy a car and the credit pull showed a way different score than my bank

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Went to buy a car and the credit pull showed a way different score than my bank So I recently went to buy a car thinking I had much better credit than I do. For reference both Chase and Capital One tell me that my credit score is 760. However when I did the credit application it came back as 690. I understand there are different agencies and there can be some variance, but that seems like a big of a gap. I’m really curious …

Reddit Personal Finance 1.1k 2024-06-20

Vendor/Escrow company stole my money – will bank help?

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Vendor/Escrow company stole my money – will bank help? Hello, I recently sent a check for a sizeable amount to an escrow company that is supposed to disburse funds on a monthly basis to the service provider. I sent the check through my Banks bill pay system. This check was cashed on May 30. I just learned that the escrow company committed fraud and is not issuing payments and apparently the owner h…

Reddit Personal Finance 564 2024-06-20

Advice Needed for Safely Transferring Money from a European Bank to the US

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Advice Needed for Safely Transferring Money from a European Bank to the US Hello everyone, I’m looking for some advice and personal experiences regarding transferring money from a European bank to the US. I have a property located in a sanctioned country that I’m planning to sell, and the buyer, who has their money in a European bank, wants to wire the funds to my US bank account. I will be getting OFAC’s permission fo…

Reddit Personal Finance 503 2024-06-18

Can someone recommend a decent rangefinder that won’t break the bank?

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Can someone recommend a decent rangefinder that won’t break the bank? I am looking for a 35mm rangefinder that either has interchangeable lenses or around the 35mm focal length. The smaller the camera the better. A non-negotiable is it has to have a high shutter speed. Something over 1/1000. Ideally 1/4000. Would be used for street photography and general use with friends/events. Please help 🙏🏻 submitted b…

Ask Photography 1.3k 2024-06-18

Financing a car through bank instead of dealership? ELI5!

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Financing a car through bank instead of dealership? ELI5! Hi, I hear all the time that people advise you don’t finance through a car dealership but arrange financing with your own bank ahead of time. But how exactly does it work? When I bought a home I got a preapproval letter from the bank, do I have to present something similar to the car dealership? Does it add any time or steps to the overall proce…

Reddit Personal Finance 982 2024-06-15

Mortgage refunded payment to nonexistent bank account

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Mortgage refunded payment to nonexistent bank account So my mortgage auto drafted from my bank account but I didn’t want the payment coming from my account since I already sent in a manual one. I tried to cancel the auto draft and it wouldn’t let me (literally cannot do it online) so I just deleted all the numbers and put 0000s so it wouldn’t happen in the future. I then emailed mortgage company …

Reddit Personal Finance 629 2024-06-14

Opening a bank account in New Zealand

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Opening a bank account in New Zealand Hi! I’m going to New Zealand on a working holiday VISA for 10 months and was considering if its worth opening up a NZ bank account. I’m a uni student from the UK, I was wondering what banks would be best for me to go with? submitted by /u/PossibilityOld7837

Reddit Travel 414 2024-06-11

Should I have a beneficiary on all of my bank accounts?

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Should I have a beneficiary on all of my bank accounts? I saw a video about this and heard from my mom how it’s a safety in case something happens to someone. Of course you never want to think of death as a young person, but am I better off assigning beneficiaries in each of my accounts right now? Is there any downside to me doing this, and does it hurt me at all? I’m not sure exactly how it works, a…

Reddit Personal Finance 1.3k 2024-06-11

Bank Error: They took my money!

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Bank Error: They took my money! So my son and I bank at the same location. The other day he went in to take cash out to pay me for something. My wife and I are on my account. My wife is on my sons account. When I checked my account today I found out that when my son took the money out they actually took it from my account. The ONLY link between us is the wife/mother on both ac…

Reddit Personal Finance 670 2024-06-10

HSA Woes: Optum Financial vs Optum Bank – What a mess!

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HSA Woes: Optum Financial vs Optum Bank – What a mess! TLDR; If you ever deal with Optum – “Financial” or “Bank” or both – they are simultaneously the same company and not the same company. Expect complications because they use these names interchangeably. Maybe somebody from Optum will see this. My former employers’ HSAs are managed by Optum Financial. My current employer’s HSA is managed by Optum …

Reddit Personal Finance 819 2024-06-09