Citibank lowered my credit limit causing my available balance to go negative without warning I have a Citibank Best Buy card and I just made a rather large purchase on it and without warning they just lowered my credit limit so my available credit was -2000. This was also reported on my credit report and now my score tanked. I’m wondering what I should do because my statement wasn’t even due so I didn’t even get a notice to pay it or an…

High Credit Card Balance I currently have around $11,000 of debt spread over two cards. $10,000 on one and $1,000 on the other. Current emergency fund is $3000. I have two 401ks. One at $33k and the other is $70k. I’m currently living on credit and haven’t had the ability to pay my cards down. I’m just keeling them at current levels. Interest rate on credit cards is +2…

Selling my car with a balance on it. Hi! This is my first time selling a vehicle. I’m looking to downsize/get rid of my monthly payment. I have a vehicle that I owe $27,000 on it, Carmax gave me a quote to buy it for $25,000. I’m planning to buy a car cash for $6,000. Would it be smart to make this move? TIA. submitted by /u/Stock_Composer_9090

Why is there no consistence across editing softwares when using custom white balance in-camera? Hello, I set my Custom white balance to 5300K in my camera settings yet when importing them into Capture One I noticed that it said “5056K” instead and so I decided to check with other programs and none of them got the correct white balance, except for Fujifilm X RAW Studio. I am using a Fujifilm X-T30 using a vintage lens + adapter (has no infl…

Current and available balance on checking account My available balance as of now in my checking is $988.74 , my current balance shows it as $4.92 I just got a weekly paycheck in and it says processed but when I go to use my card it takes away X amount from both balance numbers and ended up making my current balance negative and still took the amount from my available balance. Someone please exp…

Planning large CC purchase + balance transfer — what’s the right timing? Hi all, I’m planning to put a large purchase on a credit card and pretty quickly transfer most of the balance to a new card to take advantage of a 0% APR balance transfer promotion. My question is whether I should apply for the new card BEFORE or AFTER I make the purchase? I have excellent credit (800+ score, 2% utilization) so I’m basically won…

LPT: for parents with little kids, get a balance bike- not training wheels I have five kids over 4 decades. Been through bike training a few times. Last kid got a balance bike. it’s just two wheels, no pedals. He could push with his feet. He learned to push faster and coast longer. He could chase the bigger kids and learned to negotiate terrain. Then one day we put him on a two-wheeler. He picked it up immediately. No…

I use one credit card for most all of my expenses, and I finally have gotten to a point where I can carry a zero dollar balance. But I’ve heard that one should always carry some balance versus paying off a card completely. Can someone please flesh this out a bit more in lay terms? ETA – I guess this was so easy that I thought it was hard 🤣 Don’t carry a balance. Got it. Appreciate the clarification 🤘 submitted by /u/a_Vertigo_Guy

How is my Sony colors and White Balance ? Was struggling 2 days with this pic, not sure if i am happy still. submitted by /u/Jay_02

How to get accurate white balance? Sometimes I would like to edit photos without a creative feel and just a real, and standard looks submitted by /u/yareyaredazzzze

Question with avalanche and 0% balance transfer credit cards. I’ve been paying down debt (thanks to this sub!) using the avalanche method with 2 credit cards and a small home improvement loan. Both cards had the same interest rate at 28%, one was for $5k and the other $7.5k. The loan only has 3k left on it with an 8% interest rate, so it’s last. Considering both cards had the same interest rate, I was work…

Stars vs. balance: USWNT overcomes perpetual problem to lift SheBelieves Cup The USWNT lifted the SheBelieves Cup on Tuesday, but questions over team selection and chemistry once again plagued the Americans.

Poco X6 Pro review: All about that budget balance submitted by /u/TamiroRabbit

How an Earthquake Can Throw the Body and Brain Off-Balance People can experience dizziness, anxiety and even “phantom” aftershocks following a quake.

Balance transfer or payoff cc? So I have a CC with a about a $6,500 balance on 0% until the end of the month. I have the funds to pay this off no problem in a money market account earning 5.17 percent yield at the moment. I thought about transferring this balance to another 0% 12 months card with a 3 percent transfer fee. Should I payoff the card I have now or keep that money…

New Balance Men’s Running Shoes: FuelCell Rebel v3 $60 & More + Free S/H on $89+ SIERRA has various *New Balance Men’s Running Shoes* on sale *from $39.99* below. *Shipping is free* on orders $89+ using promo code SHIP89, otherwise shipping is $9.99. Thanks to Deal Hunter…

For Biden, a Subtle Shift in the Power Balance With China’s Xi Jinping For the first time in years, a Chinese leader desperately needed a few things from the United States.

Visa Gift Card Balance gone 3 days after purchase Hello, I just decided to use my 100$ Visa card I had bought back in May right now. I checked the balance and turns out 3 days after I had activated it (bought at target), all the money had been used at CVS. I had never typed the card anywhere, and it had remained in my wallet, so I don’t know how the hell this happened. Is there anything I could…

Mortgage was paid off and I received a check for the escrow balance. Will I pay full property taxes at the end of the year? In short, I am wondering if property taxes are partially paid during the year through escrow, or are they always paid once at the end of the year? In other words, since I paid off the mortgage mid-year and received the check for the escrow balance, will I still need to pay the full property tax bill come January? submitted by /u/nate6259…

How do you balance saving/investing and spending money on yourself without giving into lifestyle creep? For some context here I am nearing my debt payoff journey. 2 years, $62k in student loans and $13k in car debt. I’m one week away from paying off the remaining $1000 I have left in student loans making me debt free. I already have a 3 month emergency fund for my current budget. My plan after my debt payoff is to spend the next two months and dum…