#balance

Should I stop 401K/HSA contributions to re-balance my taxable account?

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Should I stop 401K/HSA contributions to re-balance my taxable account? Really bad planning, but I have a large taxable portfolio (7 figures) which I’m pulling the dividends and interest for living expenses My retirement accounts are under $100,000 combined (so very small percentage) I also make cash flow from my FT job, that also goes towards my living expenses, AND because I am now maxxing out my 401K/HSA (about $…

Reddit Personal Finance 986 2024-07-03

HELOC never closed after sale of house years ago, bank now calling in full remaining balance

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HELOC never closed after sale of house years ago, bank now calling in full remaining balance My parents had a HELOC open from a home they sold 9 years ago, the HELOC payment was made each month without issue, however the loan was sold to a new bank which just notified my parents the HELOC balance should have been paid in full at time of sale of previous home. The lender is now calling in the remaining balance of the HELOC (170k). My par…

Reddit Personal Finance 690 2024-07-01

Interest payment staying the same even with higher balance?

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Interest payment staying the same even with higher balance? I have a steady 5% interest rate at my bank and got $211 interest payment last month. Since then I’ve deposited about $3000 more in the account from weekly paychecks but my interest payment again was still $211. Am I being dumb here? Why didn’t my interest payment go up if my balance went up? It’s such a hassle to contact customer service I want…

Reddit Personal Finance 410 2024-07-01

Unexpected expenses on a credit card and I’m now having to hold a balance. Help me make money fast or choose which of my accounts to burn

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Unexpected expenses on a credit card and I’m now having to hold a balance. Help me make money fast or choose which of my accounts to burn Got hit with 5k of unexpected expenses recently related to car, apartment, and other necessities and I now have a 5k balance on my credit card with no way to pay down quickly. I used to never hold a balance and I hate that interest is accumulating. I will likely do a balance transfer but I more just want to pay it all quickly. I should make 3k I…

Reddit Personal Finance 1.1k 2024-06-27

LPT improve balance

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LPT improve balance Most people need more hip muscle strength and this is important for balance and fitness. This is especially true as we age but any age can benefit. An easy way to help strengthen hip muscles and improve balance is stand on one foot while brushing your teeth. Stand on one for 20-30s then switch. Do it daily as part of your routine. If you can’t d…

Life Pro Tips 754 2024-06-26

can someone explain credit card interest AFTER balance has been paid off

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can someone explain credit card interest AFTER balance has been paid off Hi. So, i just recently paid off the rest of my credit card debt to zero balance. I was told there would be leftover interest payment, which I paid off again mid-June so that balance was at zero. However, I woke up this morning, and found that I was charged again another interest payment similar to the one I just paid off. I called the card comp…

Reddit Personal Finance 1.1k 2024-06-26

White Balance for Snow?

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White Balance for Snow? I’ve had alot of trouble in the past balancing white balance for a set of photos taken across different conditions, especially in snowy environments. Does anyone have any tips for making the WB consistent across photos while editing? Would setting the WB or tint to a consistent level across images not work? This article here makes it seem like 8…

Ask Photography 732 2024-06-26

The balance of power is about to change in the Marvel universe

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The balance of power is about to change in the Marvel universe The close of Blood Hunt is going to alter things quite a bit in the Marvel U, as the vampires overrunning the globe will be united under… Blade? Well, how about that? One of Marvel’s biggest supernatural heroes, Blade is about to take on a massively different role. It’s all happening in the pages of … The post The balance of power is about to ch…

Brutal Gamer 890 2024-06-25

Auto loan payments not reflected in remaining balance

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Auto loan payments not reflected in remaining balance I have never in my life financed a vehicle. After an accident totaling my last vehicle last year, I finally had to make that step. Unfortunately, interest rates were incredibly high and I ended up with an 8.32% rate. I’ve paid for a year on a $22K loan. My payments are set at $395 a month. After checking on the amount I still owe, I’m told $19,…

Reddit Personal Finance 772 2024-06-24

How do I achieve consistent white balance for photography documentation?

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How do I achieve consistent white balance for photography documentation? Hi there! I have as a task to document how the forest in my town is growing. I have to take pictures every month. I am struggling to get consistent white balance across the pictures, and particular, consistent green. I thought of going exactly to same time, but of course the light is changing. Do you have any suggestion? Would a white card solv…

Ask Photography 1.0k 2024-06-17

Balance transfer for credit card debt

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Balance transfer for credit card debt I have $5k in credit card debt that I’m barely making a dent in due to interest. I’m considering transferring it over to a card with 0% interest for 15 months, with a strict plan to pay it off completely within 6-7 months. Is there any risks associated with this or things I should be aware of besides the basics of I’m screwed if I don’t pay it o…

Reddit Personal Finance 1.1k 2024-06-12

Why is Discover paying me to pay off my past due balance?

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Why is Discover paying me to pay off my past due balance? I tried posting this on r/discover but they have a minimum karma requirement. I had about $800 in a closed account that has been past due for 90+ days but hadn’t been sent to collections today. I called and asked if they could help me out, and they said they could reverse interest charges and late fees, so that I would only have to pay $500. I a…

Reddit Personal Finance 820 2024-06-09

Credit Card payments and Balance transfers all advice welcomed!

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Credit Card payments and Balance transfers all advice welcomed! Hey im 24 years old and the last 2 years have been pretty hectic plagued with car issues, and some major physical issues that have racked up a lot of debt. I was pretty good with money before hand but I started having some serious back and shoulder issues after moving into my new apartment (i probably over estimated my strength) as a result i ha…

Reddit Personal Finance 554 2024-06-06

I can’t make ends meet at $43k/year. Please help me balance my budget.

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I can’t make ends meet at $43k/year. Please help me balance my budget. I’m going to make $43k this year and can’t figure out how I’ll be able to pay my bills. I accepted what I thought was going to be my dream job. I knew my income would be less in the public sector than I’ve been used to, but I need help. I’m in a MCOL area in the US. Taxes are considerable. My job has a 5% required retirement fund. Here’s my num…

Reddit Personal Finance 1.2k 2024-06-02

Escrow minimum balance

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Escrow minimum balance If property taxes are 5500 a year what is the minimum balance by law they can ask you to have in your account? I heard it is 1/6th. So is that 1/6 of 5500? submitted by /u/Training-Ad7083

Reddit Personal Finance 890 2024-06-01

401k balance. Advice on how I am doing?

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401k balance. Advice on how I am doing? 31M, around 20k in my 401k. How am I looking?? Only currently contributing 2%, I will have it go up to my company match soon. Am just closing on a home currently. submitted by /u/Different_Evening_21

Reddit Personal Finance 779 2024-05-31

Cash advance on Chase card then balance transfer for 0% Apr?

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Cash advance on Chase card then balance transfer for 0% Apr? Want to buy a car for $7k cash on marketplace, but don’t have immediate cash available. I am expecting the money from work bonus shortly to have it though. I have enough credit line on my chase card to cash advance that to get the cash for it now. I also already have a Citi account with enough credit line that has offered me to do a balance tr…

Reddit Personal Finance 917 2024-05-27