Adding color cast with white balance or color grading panel (Lightroom)? Hi everyone, I’ve always wondered what is the best way to add a color cast in Lightroom. (1) Adding it at the beginning of the edit with the color balance slider before making other adjustments. Or (2) Setting the color balance at a neural level, do all necessary adjustments, and then add a color cast towards the end with the color grading panel…

Color balance for blacklight? Today I shoot a few pictures in an environment which was lit by blacklight and I am having a hard time color balancing the raws. I tried 5500k day light in the expectation that blacklight would act like a sunset and the light mood would translate but no. And I tried to adjust the temp and tint sliders to replicate the colors and feel but to no s…

How do I balance this sky with the rest of the photo? One of my favorite photos I took on my trip half a year ago. I dont like how the sky is so dominant and not in harmony with the rest of the photo. Does anyone have any advice on how to potentially fix this issue. Many thanks submitted by /u/NickBuitendijk

Renting with student loan balance I have a spouse that I am trying to rent a home with. I have a high student loan balance (98k) in good standing. I’m still a student so no requirement to pay yet but will be fine when I do, and we are looking at rentals in a decent budget. We make 3 x’s or more a month than the rent we are looking at. Our credit scores are over 750. Does the stu…

Veto Power in the Balance, Nevada’s G.O.P. Governor Keeps Trump at Arm’s Length Republicans believe a strong Donald Trump victory would ensure that Gov. Joe Lombardo could keep overriding Democratic priorities. But Mr. Lombardo is operating outside the state party, and largely away from Mr. Trump.

How Often Does Capital One Add Interest To Credit Card Balance? I have $7,500 in credit card debt from Capital One. The promotional interest period ends in December; most of this balance is from having to survive while struggling to find work. I never found a job but manage to get by with Uber. The APR is 25.74%. Would that interest be billed on a daily, monthly, or annual cycle? And how do I calculate how m…

I have to sell a high mileage lease at a 2k loss. Carmax is my best bet for a fast sale. Should I pay the loan balance in full before I go to carmax? Anyone have any advice on this? submitted by /u/LorneMichaelsthought

Tackling Credit Card Debt: Loan vs Balance Transfer So, needless to say I am in debt. My USAA card currently has a negative available balance but my balance has not exceeded my credit limit. I was able to get a BofA balance transfer card that I put in a request for on 10/17 but it says the processing date is 10/31? Will this show on the new card on 11/1? I’ve been spiraling and stressed about thi…

Thinking of selling car and and getting a loan to pay off the negative equity and credit card balance. Need advice. So I recently lost my job due to hurricane helene. I unfortunately can no longer afford the payments on my 2023 Camry. I also have 14,000 in credit card debt that I have been paying off before the storm. My pay off amount for the Camry is 29,681. I have an offer from carmax for 24,500. I was also approved for an 18,000 dollar loan at 12% interes…

For those who sell gift cards, do you manage the unspent balance? How much of it is lost forever? If you’re holding unspent gift card balance for liability sake, do you have any strategies to help turn that back into revenue? What do you do? Do you hold a large balance? submitted by /u/Global-Complaint-482

In an N.F.L. Slate Full of ‘Ifs,’ Much Hangs in the Balance at Midseason It feels like a sudden shift could take place for more than a few teams in Week 8, a columnist for The Athletic writes.

Crypto for Advisors: Bitcoin on The Balance Sheet Historically, only crypto-native companies held bitcoin on their balance sheets. However, a significant structural shift has occurred over the past four years. Public and private companies are now embracing bitcoin, motivated by economic, geopolitical, and regulatory factors.

Which image balance option should I choose for film scans? I am new to film photography and I’m about to have my first film developed and scanned. One of the questions they ask about the scans is for image balance with the following options: Balance images for colour, contrast and density Flat, low contrast images No adjustments Which one would you recommend I choose? I’m okay with editing my photos a…

Balance between living and saving? Hi – I (31m) haven’t been very financially literate until recently, so I just wanted to sense check that I’m doing relatively okay and get some feedback on my balance between living and saving. A few things about me and my finances: Salary: $90,000 gross + ~$10k yearly bonus (could be higher or lower based on how the business performs so I don…

Transfer 401K balance to current employer? I have been keeping my 401K from previous employer and have been paying the maintenance fee for almost 9 years now. Off late I have been reading more about managing finance (read changing from n00B). Is it good to consolidate them by moving it to my current employer’s platform? Also I have been keeping this in Target funds. Would like to hear ab…

Existing card offered 7% balance transfer rate? I currently have a card with $0 balance offering a 7% interest rate. I have about 14k on a 29.94% interest rate card. Does a balance transfer make sense here when considering the maybe $700 balance transfer fee I’d have to pay? Currently making 3.1k in payments monthly towards the 14k card. submitted by /u/Same-Frame9130

U.K. Inflation Steady as Interest Rate Cuts Hang in the Balance Consumer prices rose 2 percent in June from a year earlier, in line with the Bank of England’s target for the second month in a row.

Balance on Credit Card Is it best to keep a 10% or so balance on my credit card consistently (one-time purchase) or to pay it off in full and add that same amount every month to build credit? I have a 0% interest rate for a while if that clarifies anything. submitted by /u/Lopsided_Room5037

Should I pay off my credit card “statement balance” or the full card? If I had $2k statement balance on my CC but $6k total balance (due next month), is it best that I pay off just the 2k due (so no interest charged) or all asap? Does it make any difference to my credit score when I pay off the full amount as long as I’m paying the statement balance each month? Thanks! submitted by /u/DeluxeSpoon …

Biden Holds Rally in Wisconsin With His Political Future in the Balance Winning the battleground state is crucial to President Biden’s hopes of four more years in the White House, making it a fitting stop for the high-stakes moment.