Struggling to find balance between ‘living’ now and ‘living’ later I’ve always been a pretty frugal person. I don’t spend much on clothes, vacations, electronics, or much of anything really…except cars. Every 2-3 years I get the itch for something new and I tell myself “you don’t spend your money on anything else, just go for it and live your life”. Before I go any further, here’s my situation. Family: Married …

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Should I pay off my remaining student loan balance in one go? I have one remaining federal student loan. The original terms were $5500 at 3.51% for 10 years. Monthly payments were $55 which I paid the loan down to $4800 before the Covid forbearance pause in March 2020. With payments restarting in September, I’m wondering if I should just pay it off all together. I make $93k a year and have $40k in a HYSA …

Israel’s Identity Hangs in the Balance Over Judicial Overhaul Lawmakers are set to vote Monday on whether to limit the Supreme Court’s power as one element of a government plan to overhaul judicial authority. It is part of a profound rift over Israel’s nature and future.

How do you balance spending money for fun and saving? Is my current budget a good balance? I’m 22 years old going to be moving out next month after living at home for a year. I’m a really frugal person naturally but am trying to “live my best life” while young. Do you think this estimated budget is a good balance? Note: I will be living in NYC. Take home after 15% Roth IRA/401k contribution: 5.5k a month (it can sometimes be higher a…

LPT: Keep the account balance connected to your debit card at a minimum, especially when traveling, to minimize the amount you could lose in a theft. And temporarily disable overdraft protection if you normally have it turned on (where your debit card pulls funds from another account if it gets charged for more money than you have available in the debit card’s checking account). If your card is stolen, the thief cannot spend more than what you have in your debit card’s account. And if you nee…

1Inch Token Balance on Centralized Exchanges Surges to $65M The balance held in wallets tied to centralized exchange has surged by 50% in three days, per Glassnode data.

Letter from a dealership offering to pay my remaining car loan balance, is this worth it or just them trying to sell me a higher priced car? I got a letter from a Luther Ford dealershio stating that they will pay off my remaining $6,900 of my car loan. I pay about $230 a month. Does this mean that they will pay off that balance and I can finance a new car that will most likely be a significantly higher monthly payment? (Assuming since they technically bought my car, I then wouldn’t h…

LPT Your Weekly Thought Construct: A Guide to Self-Improvement and Balance Introduction: Each day of the week is an opportunity to build habits, reflect on self-improvement, and nurture your mental health. This thought construct is designed to help you achieve balance, personal growth, and satisfaction. Every day is designated with two star goals—unique tasks that contribute to your overall well-being. Let’s break down…

BlockFi Bet Big on FTX and Alameda Even After Seeing Infamous Balance Sheet, Creditors Say The crypto lender saw “the exact same balance sheet” later published by CoinDesk but still put clients’ money in Sam Bankman-Fried’s companies, a scathing new report claims.

How I Found My Balance With Exercise Exercise can be tricky when you have myasthenia gravis. Climbing a mountain is even trickier, but one woman did. Here’s her story.

LPT: Invite people out the week after their birthday to offer a balance. Birthdays can be nice, but exhausting both physically and mentally. Offering to get together with someone the week after (or even before) can keep them from being lonely or drained when the party of offers is not so active. submitted by /u/JustPlainJaneToday

Black Sea Grain Deal in Balance as Deadline Looms Again Russia has repeatedly threatened to pull out of the wartime export agreement, which has helped stabilize global grain prices and avert famines. The latest deadline to renew it is midnight Monday.

0% balance transfer offers -what happens at end of intro period? If there remains any unpaid balance after the introductory period when the 0% intro rate jumps up, does that remaining balance begin accruing interest at that time, or is there a retroactive interest charge covering the whole introductory period? ​ edit: thanks all.. reading through all the print (fine or otherwise) seems to just say 0% until th…

22 yo advice on 0% balance transfer I’m a 22 yo who accumulated a pile of credit card debt through a combination of moving expenses and irresponsible spending. I’m aggressively attacking debt and have paid $2500 in the last 2 months. I‘ve got about $5k remaining but don’t want to continue getting hit with interest every month as I’m paying down. I make about $55k pretax, 700 credi…

Shopify balance report?? Hello, I work in finance and for the life of me cannot find a report in Shopify to show me the ending balance in the account at various dates. Their support keeps routing me to the payments export. This isn’t helpful as it shows individual transactions but not a running balance. Does anyone know how to pull a report showing the daily balance?? …

How much do you keep as your HSA Cash Balance (not invested) and what is your reasoning? Do you keep one year of deductibles? Five years? A fixed amount, like $3,000? I’m (38M family of four) trying to find a way to set this and forget it for the next few years but I can’t decide on a strategy. Wife just had a baby this year and most of the expenses related to labor & delivery are behind us. Historically, we have been healthy and h…

How do you find a balance between saving for retirement and using money to enjoy your life? I am 35M, no children,currently make $82k/year and I am looking for advice on how to strike a balance between saving for retirement and using my money to enjoy my life. I live in a low cost area so I don’t live check to check. I grew up really poor to immigrant parents and money was always an issue to them, they made very little and I realized i…

Finding a balance between saving and enjoying life I got started late in saving for retirement. I was around 29 when I started contributed more than 3% in my 401k. I’m 35 now and my total savings are $270,000. No kids, dating someone and she has a similar salary with more saved since she started saving much earlier. 401k: $90,000 Roth IRA: $35,000 Trad IRA: $20,000 Brokerage: $85,000 Emergency F…