#bad

Bad train experience

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Bad train experience Hi Everyone, Has this happened to anyone else? We went to Strasbourg for the day from Basel and bought our tickets at the counter without any issues. On our way back, we tried using the self-help ticket machines, but we couldn’t understand them. So, we decided to purchase our tickets through Rail Europe because we were running out of time and we…

Reddit Travel 680 2024-12-25

Financial Advisor invested my money in ERX and UBOT — 2x leveraged ETFs. Is this bad?

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Financial Advisor invested my money in ERX and UBOT — 2x leveraged ETFs. Is this bad? Hi, I’m starting to have concern over my financial advisor investing all of the money in my Roth IRA (granted, not much, I am only starting out) in Vanguard ERX and UBOT, which look to have high betas (?) and just, on the surface, appear volatile. Should I feel concerned about his decision? submitted by /u/Abject-Ad8463

Reddit Personal Finance 502 2024-12-25

I had a 4k unforeseen expense come up. Is a personal loan a really bad idea?

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I had a 4k unforeseen expense come up. Is a personal loan a really bad idea? Hi everyone! I’m a long time lurker, first time poster. I (23F) had a shocking 4k bill come through to me today that I simply do not have the upfront cash to pay out. I’ve tried to keep ALL of my debt at a minimum and only have student loan debt at the moment. Everything I’ve heard about personal loans is that they’re bad and you should never…

Reddit Personal Finance 485 2024-12-24

Used car financing with bad credit. EXPENSIVE

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Used car financing with bad credit. EXPENSIVE Got approved for financing but the interest rate is well north of 20 percent. I refuse. Just can’t do it so I’m going to keep bumming rides and using the occasional Uber until I get my credit in control. Besides paying down my credit cards what should I be doing? submitted by /u/RefManTed

Reddit Personal Finance 1.2k 2024-12-24

Worth maxing out 401(k) even with “bad” fund options?

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Worth maxing out 401(k) even with “bad” fund options? ÉDIT: thank you all for the responses, however the focus of my question is not really on expense ratios but rather, considering that the fund options under my 401k are quite concentrated (not diversified across a lot of companies, eg the ones I’m invested in currently have 55% of their holdings in 10 companies), there’s a big risk of losses. Doe…

Reddit Personal Finance 1.1k 2024-12-23

Is it difficult to rent with a bad credit score?

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Is it difficult to rent with a bad credit score? I had some unexpected car troubles, so unfortunately I’m letting my car get repossessed since I don’t have the money to fix it. How difficult will it be for me to find even some rundown apartments or trailers in a trailer park that will rent to me with a car repo on my record without a co-signer? I’ve never rented before. I have a stable job, bu…

Reddit Personal Finance 696 2024-12-23

Bad idea to unlock aspect ratio in Lightroom?

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Bad idea to unlock aspect ratio in Lightroom? It’s rare, but I have some shots where a set aspect ratio or locked aspect aren’t working out. Is it a bad idea to unlock the aspect ratio if I don’t plan to post them to social media and just have them on my website? submitted by /u/BigBrainPolitics_

Ask Photography 658 2024-12-22

30s, going through a divorce and I’m in a bad spot. What are my next steps?

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30s, going through a divorce and I’m in a bad spot. What are my next steps? My wife and I will be parting ways. We’re just not meant for each other and that’s okay, the split is amicable and there is no prenup. However, I am in idiot and have nothing. The house is in her name. I sold my car to help with the house so the one car we do have is hers. I have virtually nothing. Before people attack me for getting robbed, th…

Reddit Personal Finance 598 2024-12-22

TCL’s new AI short films range from bad comedy to existential horror

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TCL’s new AI short films range from bad comedy to existential horror A screenshot from TCL’s The Audition. | Screenshot: TCLtv PlusEarlier this year, TCL released a trailer for Next Stop Paris — an AI-animated short film that seems like a Lifetime movie on steroids. The trailer had all the hallmarks of AI: characters that don’t move their mouths when they talk, lifeless expressions, and weird animation that makes…

The Verge 1.1k 2024-12-22

Why is every picture of the New Jersey drones so bad?

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Why is every picture of the New Jersey drones so bad? This is such a weird episode of The X-Files. | Image: Cath Virginia / The Verge, Getty ImagesPhone cameras are incredible little machines, capable of way more than their tiny lenses and sensors would lead you to believe. They can capture core memories at the beach and northern lights in the sky. But even with all of their computational smarts, t…

The Verge 822 2024-12-19

Agoda (Bad Experience Vent)

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Agoda (Bad Experience Vent) I have used the company Agoda to book hotels several times, mostly without issue. Often they have a No-Deposit required policy, where you can reserve a room and don’t need to pay the full amount until later. I recently booked a 3-day stay at a Hotel in Hong Kong through Agoda, but mistakenly booked the stay off by 1-day. For this booking full pa…

Reddit Travel 846 2024-12-15

Trump is probably going to kill the crash reporting rule that made Tesla look bad

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Trump is probably going to kill the crash reporting rule that made Tesla look bad Photo by Jeff Gritchen/Digital First Media/Orange County Register via Getty ImagesDonald Trump’s transition team is taking aim at a Biden-era rule requiring automakers and tech companies to report crashes that involve fully or partially autonomous vehicles, according to Reuters. Scrapping the crash reporting rule would greatly benefit Tesla, whi…

The Verge 813 2024-12-14