#bad

We have 40K in credit card debt. Is a loan to pay it off a bad idea?

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We have 40K in credit card debt. Is a loan to pay it off a bad idea? My husband was out of work for 6 months and we racked up about 40,000 in credit card debt. Right now most of the money that we are paying towards it is just going to interest. The current rate is 17.20%. I recently got a letter in the mail from Flatrock funding offering us a loan for the credit card debt for 38,000 at 3.25% interest. Would getti…

Reddit Personal Finance 643 2024-06-11

Is December a bad time to visit Portugal (Santarem region)?

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Is December a bad time to visit Portugal (Santarem region)? How bad is the rain during this month? The cold by itself isn’t an issue with me. I have family in the Santarem region, which is 1 hour north of Lisbon, so I would be staying there. Anyone here who lives around that area? It’d be nice to get some insight, or at least, has anyone here been to this area of Portugal in December before? submit…

Reddit Travel 1.1k 2024-06-10

Bad Debt Offset on 3 years old medical bill.Should I be worried?

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Bad Debt Offset on 3 years old medical bill.Should I be worried? Got a call from collection agency few weeks back requesting $473.85 For a medical bill three years back. I reached out to the hospital and asked for any pending medical bills and I see balance zero but debt offset as $473.85 Is the collection agency claim genuine? What is bad debt offset? Thanks submitted by /u/jaideepsai

Reddit Personal Finance 1.1k 2024-06-09

Is it my gear or am I just bad at figuring out if my subject is in focus?

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Is it my gear or am I just bad at figuring out if my subject is in focus? Images have the red line to hide my insta. I have a Nikon d3500 with the 18-55mm stock lens. I do car photography and it I am anywhere past about 5ft away the car gets into the line of in focus or out of focus. Almost every picture I take past the 5ft line makes the cars kinda fuzzy, but nothing is in focus. If the car is out of focus I would ex…

Ask Photography 851 2024-06-09

Is 77% humidity bad for my camera?

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Is 77% humidity bad for my camera? I am taking a beach trip and plan to take some photos. The place where I am going to be staying is at 77% humidity which has me concerned. I will be staying here for about 3 days will my camera be ok if I take photos in this humidity? submitted by /u/Oku_Saki

Ask Photography 1.0k 2024-06-09

Why does it look so bad??

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Why does it look so bad?? Hi so I’ve been taking a lot of photos on my girlfriends camera (Canon EOS 450d) which I liked so much that I decided I wanted to get into photography and get my own camera. So I looked around and got a Panasonic DMC FZ200 which I thought was a bit better than her camera as it was released a few years later and seems to have better specs. But th…

Ask Photography 776 2024-06-07

‘Bad Boys: Ride Or Die’ Isn’t Much Of A Car Flick, But It Is A Great Movie

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‘Bad Boys: Ride Or Die’ Isn’t Much Of A Car Flick, But It Is A Great Movie When a car blogger gets invited to a movie screening, said blogger is led to believe that cars play a big role in said movie, something like “The Italian Job” or “Bullitt” where cars play a central role in the plot. But in the new “Bad Boys: Ride Or Die” movie, which I recently attended thanks to Porsche, cars aren’t… Read more…

Jalopnik 916 2024-06-06

S4 of Arrested Development is honestly not as bad as I remembered. But why do Netflix try and hide the original way it aired?

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S4 of Arrested Development is honestly not as bad as I remembered. But why do Netflix try and hide the original way it aired? The original way it aired is superior to the remix imo. It was filmed in that specific way and it makes more sense and some of the jokes hit better when you see an alternate angle of a scene that already happened But the season itself is not terrible.. The GOB/Michael/Tobias centric episodes are honestly great. Top tier Arrested Development It…

Reddit Television 750 2024-06-06

Is it bad practice to offer raw images?

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Is it bad practice to offer raw images? Been shooting headshots and offering a discount for raw only, charging extra for edits. However a colleague says that offering raw images is a bad practice because they dont show of your best work. Im interested in other opinions on the subject. Edit: Raw as in straight off the camera with no edits. submitted by /u/xrobex

Ask Photography 1.1k 2024-06-06

We’ve all heard horror stories of bad live bands… who’s the opposite?

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We’ve all heard horror stories of bad live bands… who’s the opposite? Incubus’s morning view sessions blew me tf away, and was the inspiration for this. Brandon Boyd hit every note perfectly, holy moly. Dude did in one take what I assume takes others days to hit. And he did it every single time. It felt like listening to a fully produced album, tbh. Edit: y’all should go hit up the Morning View Sessions… like, for…

Reddit Music 1.1k 2024-06-06

Undereyes always look bad

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Undereyes always look bad whenever I wear concealer, I swear my under eyes look dry/caked and always crease. I feel like I’ve tried every method of applying concealer and setting powder, have tried to match the bases of my products (same base for concealer/foundation or skin tint) I’ve tried primers, no primer… Does anyone have tips? The rest of my face is combo/oily and…

Reddit Makeup Addiction 800 2024-06-04

How bad is the rainy season in west africa?

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How bad is the rainy season in west africa? Planning a trip to west Africa for 3 weeks in July (Guinea Bissau, Togo, Benin, and Ivory Coast). I know it’s the rainy season, but wanted to understand what the rain was actually like. Is it constant, or is it short, intense bursts? Is it bad enough to reconsider this trip, or will it be fine? submitted by /u/shampainjohn

Reddit Travel 557 2024-06-03

Due to the time in between granting and vesting of RSUs, is it bad to have a tech-heavy portfolio if you receive RSUs working for a tech company, even if you sell them right away?

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Due to the time in between granting and vesting of RSUs, is it bad to have a tech-heavy portfolio if you receive RSUs working for a tech company, even if you sell them right away? Let’s say someone works in tech and is thinking of having a tech-heavy portfolio, not in their own company’s stock necessarily, but for example in a tech-heavy ETF. Let’s say the employee also follows the recommended advice of selling all RSUs as soon as they can after they vest. However, due to the nature of the vesting schedule where there are…

Reddit Personal Finance 1.1k 2024-06-03

Is it a bad thing to book tickets through Deutsche Bahn, and the first leg of the journey is DB and the other one is with TGV with a 15-minute connection in between?

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Is it a bad thing to book tickets through Deutsche Bahn, and the first leg of the journey is DB and the other one is with TGV with a 15-minute connection in between? kinda like how it’s not ideal to book separate airlines with a connection in between in case delays happen and you miss the connection this is around the time of the Paris Olympics btw so kinda worried submitted by /u/salut_tout_le_monde_

Reddit Travel 853 2024-06-02

Bad band names for good music?

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Bad band names for good music? What are some band names that kept you from ever listening to the music until you finally heard something and your friend was like, “Oh, that’s so-and-so” and you’re like – REALLY? I HATE THAT BAND NAME… but this is good. I’ll go first: Bright Eyes. And I’ve still never listened to a “My Morning Jacket” song. haha. Apparently I’m missing out? …

Reddit Music 659 2024-06-01

Is it bad to take a 401k loan for house down payment?

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Is it bad to take a 401k loan for house down payment? I’d like to take a loan from my 401k to use for my down payment. I do technically have enough cash available for the down payment, but my cash savings would be very low which makes me nervous. I’m thinking of taking a 40k 401k loan to keep an extra 40k of my cash in savings. I understand I’ll have to pay it off in full if I lose my job (and wil…

Reddit Personal Finance 650 2024-06-01