#away

Transfer my 14k auto loan to an interest-free credit card for 1.5 years or pay off out of savings right away?

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Transfer my 14k auto loan to an interest-free credit card for 1.5 years or pay off out of savings right away? I’m in a situation right now and need some advice. I have an auto loan with 14k that I’m about to pay off entirely to avoid interest and allow me to have more financial flexibility month to month. I have a credit card that is interest free until June of 2024 with a credit limit that would easily allow me to pay the full 14k balance. I also have …

Reddit Personal Finance 902 2023-11-08

Why do target date funds that are 30+ years away have any bonds in them?

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Why do target date funds that are 30+ years away have any bonds in them? On average, stocks outperform bonds over the long-term. If that’s the case, what is the purpose of someone who is decades away from retirement having any bonds in their retirement portfolio? I understand the need to reduce volatility as you approach retirement, but it seems like it just reduces the expected return without any benefit if it’s dec…

Reddit Personal Finance 1.3k 2023-11-06

First time tried full frame and I’m blown away by photos quality

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First time tried full frame and I’m blown away by photos quality Been shooting with a Canon 6D + 24-105mm lens for a week now and I know its older camera and lens are nothing special but I’m simply blown away with how the photos look. The colors are fantastic and everything is sharp. Sometimes I have some minor AF problems but nothing major. Before this one, I used a Fujifilm X-T3 + 16-55mm lens and the quali…

Ask Photography 1.4k 2023-11-02

Father passed away, he didn’t have hardly anything

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Father passed away, he didn’t have hardly anything My father passed, he’s in Michigan and I’m in Oklahoma. I have called about 15 different places that do probate. And they all start off with a retainer of $3000. They have all told me to do my own detective work before starting with them. I don’t think my father had much. But he did tell a nurse in the hospital that he had just enough set aside…

Reddit Personal Finance 894 2023-11-02

Spouse passed away, need advice on future life plans

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Spouse passed away, need advice on future life plans I am in my 40s. I recently lost my spouse to health reasons. I have an elementary school aged son. Both my spouse and I were employed and we were/are reasonably well off financially. We own a house and had always fully funded our retirement plans. My spouse’s passing away has made me very anxious financially and emotionally hence the need for ad…

Reddit Personal Finance 1.2k 2023-11-02

Buddy just passed away from cancer, his wife also has cancer, and she was a SAHM.

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Buddy just passed away from cancer, his wife also has cancer, and she was a SAHM. Hello PF! Posting here as I’m trying to give some sort of assistance to my best friend’s grieving wife. He recently passed away after a year long battle with Monocytic Leukemia. He’s retired military (Army). She’s a German native but now US citizen, who has been battling cervical cancer as well (when she became a SAHM). He was 100% disabled at t…

Reddit Personal Finance 590 2023-10-23

Amazon confirms it’s backing away from charging an extra seller fee

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Amazon confirms it’s backing away from charging an extra seller fee Illustration by Alex Castro / The VergeAmazon has officially halted its plans to extract a two percent fee from Prime sellers who don’t use its in-house fulfillment. The company reportedly planned to start collecting the fee on October 1st, on top of the 8-to-15-percent commission it already gathers from merchants. Amazon PR manager Jonathan Hil…

The Verge 907 2023-10-23

Donald Trump Jr. said his father ‘passed away’ in apparent X account hack

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Donald Trump Jr. said his father ‘passed away’ in apparent X account hack Illustration: The VergeDonald Trump Jr.’s X account was compromised on Wednesday in one of the more high-profile security lapses during Elon Musk’s ownership of the company. The account made several unusual posts, including one that falsely claimed former President Donald Trump had “passed away” and that Trump Jr. would take his place in the ong…

The Verge 466 2023-10-21

First time being away from kids in 7 years. We have 9-10 days in the beginning of December. Where to go?

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First time being away from kids in 7 years. We have 9-10 days in the beginning of December. Where to go? My husband and I are at a loss. I just got word that I’m cancer free and we are going to take a trip to celebrate. We have 9-10 days at the beginning of December. Traveling from Seattle. We don’t know where to go. I like museums and cities and big hiking excursions. But would be open to something warm and relaxing (like a beach destination). Mon…

Reddit Travel 463 2023-10-18

Sweden to USA on ESTA – Told I might get turned away next time.

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Sweden to USA on ESTA – Told I might get turned away next time. Hello! I currently live in Sweden (originally from NL). My partner currently lives in the USA. I visited her twice in 2022 with no issues (a month each time, about 3 months between visits). She has also come to visit me. This year I visited April 18th – July 11th which is 85 days. On entry to the USA I was held in customs for 2 hours. They told …

Reddit Travel 1.1k 2023-10-15

I just threw away 85% of my collection and I feel… good. Great, even.

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I just threw away 85% of my collection and I feel… good. Great, even. Over the years, I’ve accumulated an unreasonable amount of makeup. In addition to my two expensive beauty box subscriptions, I was also frequently buying shit from Sephora. My collection grew and grew and GREW, and I’ve always avoided throwing things out, telling myself I might use them for a look someday. It got to the point where it became a l…

Reddit Makeup Addiction 726 2023-10-13

I’m an authorized user, primary user passed away

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I’m an authorized user, primary user passed away My grandmother put me down as an authorized user on her credit card in case of emergency and also because I was her power of attorney. Unfortunately she passed away last month. I know I’m not liable for any debt on this card, but I was hoping to keep it open and on my credit. This card has a very small balance, a large credit line, and perfect p…

Reddit Personal Finance 208 2023-10-11

My wife’s grandfather passed away and left her a life changing amount of money. She’s leaving it to me to decide what we do with it.

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My wife’s grandfather passed away and left her a life changing amount of money. She’s leaving it to me to decide what we do with it. Last year, my wife’s grandfather passed away and left her 2 homes and $100,000 cash. The homes are worth around $350,000 each. There is no debt. So in total, we are looking at around $800,000. My wife has asked me to take the lead and figure out our best course of action. As someone that has no experience with rental property, I’m inclined to se…

Reddit Personal Finance 200 2023-10-08