Moving cash into chime, avoiding ATM fees? Here’s the scenario: Bank1 – small credit union located 2,500mi away from me. – no local ATMs obviously, but partnered with local ATMs for feeless deposits and withdrawals – direct deposit goes here – bills and auto loan autopaid from here Bank2 – Chime checking acct (not credit builder) – free cash deposits at Walgreens (closest location is 9…

Trouble understanding avoiding underpayment penalty IRS 90% Since I’m filing an extension, my estimate lets say would be $300k in federal taxes owed for last year. I can pay 270k and not get hit with the penalty and interest come time to file later this year? (i would obviously then be paying 30k when its my time to file later in the year). May seem silly but would appreciate any help. Thanks submit…

LPT: Avoiding AI voice scams As is being reported around the world, AI voice scams are getting more and more common. These usually involve a “family member” calling and saying they are in some kind of trouble and need money. If you receive one of these calls, ask the family member something they would know, but a scammer would not, such as “where did we go on that trip las…

LPT: Avoiding Fundraising/ Marketing calls As someone who has worked in multiple call centers, one thing you need to realize is 90% of established Charites and Product/Service Companies do not make solicitation calls in house, they delegate to call centers filled with callers that do not GAF about the charity or company & are getting base pay so here’s how to make them stop. If a Charity…

LPT Request: Avoiding YouTube recommendations Hi, I want to access YouTube for high quality content, but over a few days it starts throwing popular and useless recommendations which cause a lot of distraction for me. For example 7 out of 10 recommended videos on YouTube home page are neither from my subscriptions, nor relevant to me. Is there a way to manage or avoid YouTube’s recommendatio…

Microsoft is fine avoiding China as U.S. considers national security implications, CEO Satya Nadella says Microsoft CEO Satya Nadella told CNBC’s Jon Fortt that the company has notable Chinese customers that operate outside the mainland

Avoiding large bag theft on Eurostar (formerly Thales) train from Paris to Amsterdam idea If I need to put my large suitcase in the luggage rack area near the train car entrance, would you say the highest risk is while the train is stopped at a station? I assume that’s the best time for someone to get on, grab a bag, get off and go just before the train departs. Between stations, while in motion, presumably it’s lower risk since a t…

LPT Save time and money by skipping the Coinstar machine and using self-checkout to conveniently deposit your spare change, avoiding both wait times and the expensive Coinstar fees. submitted by /u/knotty_fay

Sam Bankman-Fried has one more shot at avoiding prison as criminal trial set to wrap up FTX founder Sam Bankman-Fried will finish his testimony on Tuesday, leaving his fate in the hands of a Manhattan jury

LPT: To stop being lonely, work on becoming less afraid of casual and unscheduled human contact. Conversations in elevators, at the checkout, any phone call, etc. may seem like invasions of your privacy, but avoiding them causes social skills to deteriorate and makes any social connections harder. submitted by /u/survivalothefittest

Just Landed from a 13-hour Flight while running on only 3 Hours of Sleep—Need Urgent Advice for Avoiding Jetlag Hey ya’ll. I’m in a bit of a unique situation and could really use some guidance. I just landed from a 13-hour flight, and it’s still Sunday, 10 am here, exactly the same time when I left my origin city. The time difference is messing with me, especially because I got ZERO sleep on the flight and only managed to get 3 hours of sleep the night be…

Avoiding Keyword Cannibalization Between Your Paid and Organic Search Campaigns via @sejournal, @coreydmorris Keyword cannibalization between SEO and PPC can be a hidden issue that hurts performance. Learn how to identify and prevent it. The post Avoiding Keyword Cannibalization Between Your Paid and Organic Search Campaigns appeared first on Search Engine Journal.

LPT: Why I think avoiding overstimulation is the main factor for productivity Hi guys, yesterday I had written a text praising boredom, but I think I wasn’t very clear and I would like to try again. I’ve been doing some tests on myself in the last few weeks to avoid using my cell phone, video games, etc. for a few hours a day, especially during work hours (I’m WFH) and I’m noticing significant changes in my behavior. “Bor…

Combining 401ks and 403bs while avoiding pro-rata rule My wife is currently a stay-at-home-mom and is wanting to combine multiple old 401ks and 403bs from previous jobs. We do backdoor from our traditional IRAs to roth IRAs and want to avoid the pro rata rule. The traditional IRAs have $0 balances unless we’re mid-conversion. Option 1 ) The most appealing option would have been to roll these various…

Need advice on avoiding lifestyle creep with new salary Background Information Age: 25 Relationship Status: Single with no dependents Net Worth: $136,000 Income Old Salary: $70,000/year New Salary: $187,000/year (with $160,000 being base) Housing Current Rent: $1,000/month New Proposed Budget: $2,600/month I’ve just received a significant salary increase, going from $70,000 to $187,000 per year…

LPT request: does avoiding your problems make you weak person ? I’m not sure if I’m scared and living life in fear or if I’m insecure and confused on how to work on my problems. But it seems like I’m always avoiding and running away from my problems. The more I keep doing this, I just hear this inner voice asking for a change and it’s this constant thoughts running like why am I doing this. How long am I goi…

LPT Request : How to stop avoiding social interactions in the fear of being judged by each and everyone? submitted by /u/LaVidaLoca006